Intres XP: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Intres XP
NACE 46.412, Wholesale of household textiles and bedding
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€28,443
2024 · €141,230-€112,788
Equity
€1.3m
2024 · €1.3m+€13,843
Cash
€394,477
2024 · €250,204+€144,274
Balance sheet total
€7.0m
2024 · €4.2m+€2.8m
Largest movements
Assets
- Receivables within one year +€1.7m
up €1.7m (+53.0%), from €3.1m to €4.8m
of which Trade receivables: +€1.6m
- Tangible fixed assets +€562,135
up €562,135 (+3,598%), from €15,624 to €577,759
of which Other tangible fixed assets: +€558,258
- Stocks and contracts +€440,766
up €440,766 (+58.4%), from €755,030 to €1.2m
- Cash +€144,274
up €144,274 (+57.7%), from €250,204 to €394,477
mainly Trade debts (+€2.5m) and Debts after one year (+€148,060)
Equity and liabilities
- Trade debts +€2.5m
up €2.5m (+139%), from €1.8m to €4.4m
- Debts after one year +€148,060
up €148,060 (+20.1%), from €737,377 to €885,438
- Tax, wage and social debts +€109,972
up €109,972 (+109%), from €101,198 to €211,169
of which Taxes: +€117,037
Income statement
- Turnover +€645,624
up €645,624 (+6.8%), from €9.5m to €10.1m
- Goods and materials +€591,335
up €591,335 (+7.7%), from €7.7m to €8.3m
of which Purchases: +€1.9m
- Services and other goods +€236,565
up €236,565 (+15.0%), from €1.6m to €1.8m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€141,230
Turnover
+€645,624
Other operating income
+€37,900
Goods and materials
-€591,335
Services and other goods
-€236,565
Staff costs
-€34,393
Depreciation
+€5,770
Write-downs
+€8,718
Other operating charges
+€17,848
Financial income
+€3,138
Financial charges
-€5,040
Taxes
+€35,548
Result 2025
€28,443
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€589,800
Investment
-€568,246
Financing
+€122,720
Cash 2024
€250,204
From operations (derived)
+€589,800
Net result for the year
+€28,443
Depreciation
+€6,111
Stocks and contracts
-€440,766
Receivables within one year
-€1.7m
Trade debts
+€2.5m
Tax, wage and social debts
+€109,972
Other debts
+€6,747
Investment (derived)
-€568,246
Investment in fixed assets (net)
-€568,246
Financing
+€122,720
Debts after one year
+€148,060
Current portion of long-term debt
+€14,613
Short-term financial debts
-€25,353
Contributions, distributions and other
-€14,600
Cash 2025
€394,477
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €4,157,231 | €6,967,042 | +€2.8m | +67.6% |
| Fixed assets | 21/28 | €15,624 | €577,759 | +€562,135 | +3,598% |
| Intangible fixed assets | 21 | €0 | - | = | |
| Tangible fixed assets | 22/27 | €15,624 | €577,759 | +€562,135 | +3,598% |
| Plant, machinery and equipment | 23 | €5,669 | €10,625 | +€4,956 | +87.4% |
| Furniture and vehicles | 24 | €2,995 | €1,916 | -€1,078 | -36.0% |
| Other tangible fixed assets | 26 | €6,960 | €565,218 | +€558,258 | +8,021% |
| Current assets | 29/58 | €4,141,607 | €6,389,283 | +€2.2m | +54.3% |
| Stocks and contracts in progress | 3 | €755,030 | €1,195,796 | +€440,766 | +58.4% |
| Stocks | 30/36 | €755,030 | €1,195,796 | +€440,766 | +58.4% |
| Goods purchased for resale | 34 | €755,030 | €1,195,796 | +€440,766 | +58.4% |
| Amounts receivable within one year | 40/41 | €3,136,373 | €4,799,009 | +€1.7m | +53.0% |
| Trade receivables | 40 | €3,066,591 | €4,697,347 | +€1.6m | +53.2% |
| Other amounts receivable | 41 | €69,782 | €101,662 | +€31,880 | +45.7% |
| Cash at bank and in hand | 54/58 | €250,204 | €394,477 | +€144,274 | +57.7% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €4,157,231 | €6,967,042 | +€2.8m | +67.6% |
| Equity | 10/15 | €1,305,785 | €1,319,628 | +€13,843 | +1.1% |
| Contributions | 10/11 | €300,144 | €300,144 | = | 0.0% |
| Reserves | 13 | €1,005,641 | €1,019,484 | +€13,843 | +1.4% |
| Tax-exempt reserves | 132 | €126,300 | €126,300 | = | 0.0% |
| Distributable reserves | 133 | €879,341 | €893,184 | +€13,843 | +1.6% |
| Amounts payable | 17/49 | €2,851,445 | €5,647,414 | +€2.8m | +98.1% |
| Amounts payable after more than one year | 17 | €737,377 | €885,438 | +€148,060 | +20.1% |
| Financial debts | 170/4 | €737,377 | €885,438 | +€148,060 | +20.1% |
| Credit institutions | 173 | €737,377 | €885,438 | +€148,060 | +20.1% |
| Amounts payable within one year | 42/48 | €2,114,068 | €4,761,977 | +€2.6m | +125% |
| Current portion of amounts payable after more than one year | 42 | €76,979 | €91,593 | +€14,613 | +19.0% |
| Financial debts | 43 | €25,353 | €0 | -€25,353 | -100% |
| Credit institutions | 430/8 | €25,353 | €0 | -€25,353 | -100% |
| Trade debts | 44 | €1,826,098 | €4,368,028 | +€2.5m | +139% |
| Suppliers | 440/4 | €1,826,098 | €4,368,028 | +€2.5m | +139% |
| Taxes, remuneration and social security | 45 | €101,198 | €211,169 | +€109,972 | +109% |
| Taxes | 450/3 | €74,928 | €191,965 | +€117,037 | +156% |
| Remuneration and social security | 454/9 | €26,270 | €19,205 | -€7,065 | -26.9% |
| Other amounts payable | 47/48 | €84,440 | €91,186 | +€6,747 | +8.0% |
| Operating income | 70/76A | €9,732,024 | €10,415,548 | +€683,524 | +7.0% |
| Turnover | 70 | €9,497,808 | €10,143,432 | +€645,624 | +6.8% |
| Other operating income | 74 | €234,216 | €272,116 | +€37,900 | +16.2% |
| Operating charges | 60/66A | €9,472,250 | €10,302,208 | +€829,958 | +8.8% |
| Goods for resale, raw materials and consumables | 60 | €7,713,410 | €8,304,745 | +€591,335 | +7.7% |
| Purchases | 600/8 | €6,823,237 | €8,741,147 | +€1.9m | +28.1% |
| Change in stocks: decrease (increase) | 609 | €890,174 | -€436,402 | -€1.3m | |
| Services and other goods | 61 | €1,576,975 | €1,813,541 | +€236,565 | +15.0% |
| Remuneration, social security and pensions | 62 | €146,013 | €180,406 | +€34,393 | +23.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,881 | €6,111 | -€5,770 | -48.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €4,354 | -€4,364 | -€8,718 | |
| Other operating charges | 640/8 | €19,618 | €1,770 | -€17,848 | -91.0% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Operating profit (loss) | 9901 | €259,774 | €113,340 | -€146,434 | -56.4% |
| Financial income | 75/76B | €594 | €3,732 | +€3,138 | +528% |
| Recurring financial income | 75 | €594 | €3,732 | +€3,138 | +528% |
| Other financial income | 752/9 | €594 | €3,732 | +€3,138 | +528% |
| Financial charges | 65/66B | €67,492 | €72,532 | +€5,040 | +7.5% |
| Recurring financial charges | 65 | €67,492 | €72,532 | +€5,040 | +7.5% |
| Debt charges | 650 | €46,909 | €29,618 | -€17,291 | -36.9% |
| Other financial charges | 652/9 | €20,583 | €42,914 | +€22,331 | +108% |
| Profit (loss) for the period before taxes | 9903 | €192,875 | €44,540 | -€148,335 | -76.9% |
| Income taxes | 67/77 | €51,645 | €16,097 | -€35,548 | -68.8% |
| Taxes | 670/3 | €51,645 | €16,097 | -€35,548 | -68.8% |
| Profit (loss) for the period | 9904 | €141,230 | €28,443 | -€112,788 | -79.9% |
| Transfer to tax-exempt reserves | 689 | €0 | - | = | |
| Profit (loss) for the period to be appropriated | 9905 | €141,230 | €28,443 | -€112,788 | -79.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.