INTOUCH: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTOUCH
Largest movements
- Receivables within one year -€27,769
down €27,769 (-52.3%), from €53,082 to €25,313
of which Other amounts receivable: -€35,209
- Cash -€27,231
down €27,231 (-21.0%), from €129,740 to €102,509
mainly Contributions, distributions and other (-€52,780) and Tax, wage and social debts (-€18,156)
- Reserves -€52,780
down €52,780 (-36.4%), from €144,830 to €92,050
of which Distributable reserves: -€52,780
- Profit (loss) carried forward +€28,996
up €28,996 (+3,846%), from €754 to €29,750
- Tax, wage and social debts -€18,156
down €18,156 (-87.2%), from €20,820 to €2,664
of which Taxes: -€18,156
- Other debts -€12,380
down €12,380 (-100%), from €12,380 to €0
- Gross operating margin -€29,473
down €29,473 (-42.2%), from €69,780 to €40,307
- Taxes -€12,850
down €12,850 (-52.4%), from €24,513 to €11,664
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €185,239 | €130,477 | -€54,762 | -29.6% |
| Fixed assets | 21/28 | €1,861 | €1,951 | +€90 | +4.8% |
| Tangible fixed assets | 22/27 | €1,861 | €1,951 | +€90 | +4.8% |
| Furniture and vehicles | 24 | €1,861 | €1,951 | +€90 | +4.8% |
| Current assets | 29/58 | €183,378 | €128,527 | -€54,851 | -29.9% |
| Amounts receivable within one year | 40/41 | €53,082 | €25,313 | -€27,769 | -52.3% |
| Trade receivables | 40 | €8,907 | €16,347 | +€7,440 | +83.5% |
| Other amounts receivable | 41 | €44,175 | €8,966 | -€35,209 | -79.7% |
| Cash at bank and in hand | 54/58 | €129,740 | €102,509 | -€27,231 | -21.0% |
| Deferred charges and accrued income | 490/1 | €556 | €705 | +€148 | +26.7% |
| Total equity and liabilities | 10/49 | €185,239 | €130,477 | -€54,762 | -29.6% |
| Equity | 10/15 | €151,084 | €127,300 | -€23,784 | -15.7% |
| Contributions | 10/11 | €5,500 | €5,500 | = | 0.0% |
| Reserves | 13 | €144,830 | €92,050 | -€52,780 | -36.4% |
| Non-distributable reserves | 130/1 | €0 | - | = | |
| Reserves not available under the articles | 1311 | €0 | - | = | |
| Distributable reserves | 133 | €144,830 | €92,050 | -€52,780 | -36.4% |
| Profit (loss) carried forward | 14 | €754 | €29,750 | +€28,996 | +3,846% |
| Amounts payable | 17/49 | €34,156 | €3,178 | -€30,978 | -90.7% |
| Amounts payable within one year | 42/48 | €34,156 | €3,178 | -€30,978 | -90.7% |
| Trade debts | 44 | €956 | €514 | -€442 | -46.2% |
| Suppliers | 440/4 | €956 | €514 | -€442 | -46.2% |
| Taxes, remuneration and social security | 45 | €20,820 | €2,664 | -€18,156 | -87.2% |
| Taxes | 450/3 | €19,820 | €1,664 | -€18,156 | -91.6% |
| Remuneration and social security | 454/9 | €1,000 | €1,000 | = | 0.0% |
| Other amounts payable | 47/48 | €12,380 | €0 | -€12,380 | -100% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,135 | €1,109 | -€25 | -2.2% |
| Other operating charges | 640/8 | €387 | €400 | +€12 | +3.2% |
| Gross operating margin | 9900 | €69,780 | €40,307 | -€29,473 | -42.2% |
| Operating profit (loss) | 9901 | €68,258 | €38,798 | -€29,461 | -43.2% |
| Financial income | 75/76B | €2,644 | €2,054 | -€590 | -22.3% |
| Recurring financial income | 75 | €2,644 | €2,054 | -€590 | -22.3% |
| Financial charges | 65/66B | €136 | €192 | +€56 | +41.1% |
| Recurring financial charges | 65 | €136 | €192 | +€56 | +41.1% |
| Profit (loss) for the period before taxes | 9903 | €70,766 | €40,659 | -€30,106 | -42.5% |
| Income taxes | 67/77 | €24,513 | €11,664 | -€12,850 | -52.4% |
| Profit (loss) for the period | 9904 | €46,253 | €28,996 | -€17,257 | -37.3% |
| Profit (loss) for the period to be appropriated | 9905 | €46,253 | €28,996 | -€17,257 | -37.3% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.