INTERVISTA CASA: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTERVISTA CASA
Largest movements
- Cash +€65,951
up €65,951 (+82.2%), from €80,236 to €146,187
mainly Net result for the year (+€126,673) and Depreciation (+€52,834)
- Current investments +€50,000
up €50,000 (+100%), from €50,000 to €100,000
- Tangible fixed assets -€49,334
down €49,334 (-11.3%), from €438,202 to €388,868
of which Plant, machinery and equipment: -€25,472
- Receivables within one year -€30,282
down €30,282 (-22.3%), from €135,831 to €105,549
of which Trade receivables: -€18,473
- Stocks and contracts -€8,194
down €8,194 (-17.2%), from €47,720 to €39,526
- Reserves +€34,035
up €34,035 (+7.0%), from €484,290 to €518,325
- Current portion of long-term debt -€32,279
down €32,279 (-71.7%), from €45,025 to €12,745
- Tax, wage and social debts +€28,808
up €28,808 (+49.4%), from €58,301 to €87,109
of which Taxes: +€38,340
- Other debts +€18,263
up €18,263 (+31.0%), from €58,919 to €77,182
- Debts after one year -€12,745
down €12,745 (-37.0%), from €34,433 to €21,688
- Gross operating margin +€76,062
up €76,062 (+22.7%), from €334,793 to €410,855
- Taxes +€24,911
up €24,911 (+81.9%), from €30,419 to €55,330
- Staff costs +€7,484
up €7,484 (+4.6%), from €162,312 to €169,796
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €751,988 | €780,260 | +€28,271 | +3.8% |
| Fixed assets | 21/28 | €438,202 | €388,868 | -€49,334 | -11.3% |
| Tangible fixed assets | 22/27 | €438,202 | €388,868 | -€49,334 | -11.3% |
| Land and buildings | 22 | €369,995 | €346,180 | -€23,815 | -6.4% |
| Plant, machinery and equipment | 23 | €68,159 | €42,688 | -€25,472 | -37.4% |
| Furniture and vehicles | 24 | €47 | - | -€47 | |
| Current assets | 29/58 | €313,787 | €391,392 | +€77,606 | +24.7% |
| Stocks and contracts in progress | 3 | €47,720 | €39,526 | -€8,194 | -17.2% |
| Stocks | 30/36 | €47,720 | €39,526 | -€8,194 | -17.2% |
| Amounts receivable within one year | 40/41 | €135,831 | €105,549 | -€30,282 | -22.3% |
| Trade receivables | 40 | €122,272 | €103,799 | -€18,473 | -15.1% |
| Other amounts receivable | 41 | €13,558 | €1,750 | -€11,809 | -87.1% |
| Current investments | 50/53 | €50,000 | €100,000 | +€50,000 | +100% |
| Cash at bank and in hand | 54/58 | €80,236 | €146,187 | +€65,951 | +82.2% |
| Deferred charges and accrued income | 490/1 | - | €131 | +€131 | |
| Total equity and liabilities | 10/49 | €751,988 | €780,260 | +€28,271 | +3.8% |
| Equity | 10/15 | €524,290 | €558,325 | +€34,035 | +6.5% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | €484,290 | €518,325 | +€34,035 | +7.0% |
| Distributable reserves | 133 | €484,290 | €518,325 | +€34,035 | +7.0% |
| Amounts payable | 17/49 | €227,698 | €221,935 | -€5,763 | -2.5% |
| Amounts payable after more than one year | 17 | €34,433 | €21,688 | -€12,745 | -37.0% |
| Financial debts | 170/4 | €34,433 | €21,688 | -€12,745 | -37.0% |
| Amounts payable within one year | 42/48 | €193,030 | €197,340 | +€4,310 | +2.2% |
| Current portion of amounts payable after more than one year | 42 | €45,025 | €12,745 | -€32,279 | -71.7% |
| Financial debts | 43 | €2,960 | €4,431 | +€1,472 | +49.7% |
| Credit institutions | 430/8 | €2,960 | €4,431 | +€1,472 | +49.7% |
| Trade debts | 44 | €27,826 | €15,872 | -€11,954 | -43.0% |
| Suppliers | 440/4 | €27,826 | €15,872 | -€11,954 | -43.0% |
| Taxes, remuneration and social security | 45 | €58,301 | €87,109 | +€28,808 | +49.4% |
| Taxes | 450/3 | €33,878 | €72,217 | +€38,340 | +113% |
| Remuneration and social security | 454/9 | €24,423 | €14,892 | -€9,531 | -39.0% |
| Other amounts payable | 47/48 | €58,919 | €77,182 | +€18,263 | +31.0% |
| Accrued charges and deferred income | 492/3 | €235 | €2,907 | +€2,672 | +1,135% |
| Remuneration, social security and pensions | 62 | €162,312 | €169,796 | +€7,484 | +4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €54,923 | €52,834 | -€2,089 | -3.8% |
| Other operating charges | 640/8 | €4,137 | €1,158 | -€2,979 | -72.0% |
| Gross operating margin | 9900 | €334,793 | €410,855 | +€76,062 | +22.7% |
| Operating profit (loss) | 9901 | €113,421 | €187,066 | +€73,645 | +64.9% |
| Financial income | 75/76B | €920 | €1,874 | +€954 | +104% |
| Recurring financial income | 75 | €920 | €1,874 | +€954 | +104% |
| Financial charges | 65/66B | €7,409 | €6,937 | -€471 | -6.4% |
| Recurring financial charges | 65 | €7,409 | €6,937 | -€471 | -6.4% |
| Profit (loss) for the period before taxes | 9903 | €106,932 | €182,003 | +€75,071 | +70.2% |
| Income taxes | 67/77 | €30,419 | €55,330 | +€24,911 | +81.9% |
| Profit (loss) for the period | 9904 | €76,514 | €126,673 | +€50,159 | +65.6% |
| Profit (loss) for the period to be appropriated | 9905 | €76,514 | €126,673 | +€50,159 | +65.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.