Intersoc TO: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
Intersoc TO
NACE 79.120, Travel agency, tour operator and other reservation service and related activities
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€247,764
2024 · €168,568+€79,196
Equity
€1.5m
2024 · €1.2m+€247,764
Cash
€681,936
2024 · €555,136+€126,800
Balance sheet total
€3.2m
2024 · €3.2m+€65,244
Largest movements
Assets
- Cash +€126,800
up €126,800 (+22.8%), from €555,136 to €681,936
mainly Net result for the year (+€247,764) and Trade debts (+€213,590)
- Deferred charges and accrued income -€58,831
down €58,831 (-40.3%), from €146,004 to €87,173
Equity and liabilities
- Advances received -€371,245
down €371,245 (-33.2%), from €1.1m to €746,303
- Profit (loss) carried forward +€235,376
up €235,376 (+120%), from €196,198 to €431,574
- Trade debts +€213,590
up €213,590 (+30.2%), from €707,235 to €920,825
Income statement
- Turnover -€2.1m
down €2.1m (-24.5%), from €8.7m to €6.6m
- Purchases and services -€2.1m
down €2.1m (-26.6%), from €7.9m to €5.8m
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€168,568
Gross operating margin
-€28,337
Staff costs
+€44,640
Write-downs
+€43,106
Other operating charges
+€3,239
Financial income
+€21,619
Financial charges
+€13,535
Taxes
-€18,606
Result 2025
€247,764
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€122,850
Investment
+€3,950
Financing
€0
Cash 2024
€555,136
From operations (derived)
+€122,850
Net result for the year
+€247,764
Depreciation
+€14,844
Receivables within one year
-€16,069
Deferred charges and accrued income
+€58,831
Trade debts
+€213,590
Tax, wage and social debts
-€26,226
Advances received
-€371,245
Other debts
+€1,361
Investment (derived)
+€3,950
Investment in fixed assets (net)
+€3,950
Cash 2025
€681,936
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,160,682 | €3,225,926 | +€65,244 | +2.1% |
| Formation expenses | 20 | €1,282 | €732 | -€550 | -42.9% |
| Fixed assets | 21/28 | €67,868 | €49,624 | -€18,244 | -26.9% |
| Intangible fixed assets | 21 | €31,125 | €21,788 | -€9,337 | -30.0% |
| Tangible fixed assets | 22/27 | €12,393 | €7,436 | -€4,957 | -40.0% |
| Furniture and vehicles | 24 | €12,393 | €7,436 | -€4,957 | -40.0% |
| Financial fixed assets | 28 | €24,350 | €20,400 | -€3,950 | -16.2% |
| Current assets | 29/58 | €3,091,532 | €3,175,570 | +€84,038 | +2.7% |
| Amounts receivable within one year | 40/41 | €2,390,392 | €2,406,461 | +€16,069 | +0.7% |
| Trade receivables | 40 | €188,752 | €118,125 | -€70,627 | -37.4% |
| Other amounts receivable | 41 | €2,201,640 | €2,288,336 | +€86,696 | +3.9% |
| Cash at bank and in hand | 54/58 | €555,136 | €681,936 | +€126,800 | +22.8% |
| Deferred charges and accrued income | 490/1 | €146,004 | €87,173 | -€58,831 | -40.3% |
| Total equity and liabilities | 10/49 | €3,160,682 | €3,225,926 | +€65,244 | +2.1% |
| Equity | 10/15 | €1,206,524 | €1,454,288 | +€247,764 | +20.5% |
| Contributions | 10/11 | €1,000,000 | €1,000,000 | = | 0.0% |
| Reserves | 13 | €10,326 | €22,714 | +€12,388 | +120% |
| Non-distributable reserves | 130/1 | €10,326 | €22,714 | +€12,388 | +120% |
| Reserves not available under the articles | 1311 | €10,326 | €22,714 | +€12,388 | +120% |
| Profit (loss) carried forward | 14 | €196,198 | €431,574 | +€235,376 | +120% |
| Amounts payable | 17/49 | €1,954,158 | €1,771,638 | -€182,520 | -9.3% |
| Amounts payable within one year | 42/48 | €1,954,158 | €1,771,638 | -€182,520 | -9.3% |
| Trade debts | 44 | €707,235 | €920,825 | +€213,590 | +30.2% |
| Suppliers | 440/4 | €707,235 | €920,825 | +€213,590 | +30.2% |
| Advances received on contracts in progress | 46 | €1,117,548 | €746,303 | -€371,245 | -33.2% |
| Taxes, remuneration and social security | 45 | €127,964 | €101,738 | -€26,226 | -20.5% |
| Taxes | 450/3 | €64,632 | €45,681 | -€18,951 | -29.3% |
| Remuneration and social security | 454/9 | €63,332 | €56,057 | -€7,275 | -11.5% |
| Other amounts payable | 47/48 | €1,411 | €2,772 | +€1,361 | +96.5% |
| Turnover | 70 | €8,714,275 | €6,579,161 | -€2.1m | -24.5% |
| Goods, raw materials, services and sundry goods | 60/61 | €7,930,524 | €5,823,747 | -€2.1m | -26.6% |
| Remuneration, social security and pensions | 62 | €466,890 | €422,250 | -€44,640 | -9.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,844 | €14,844 | = | 0.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €43,106 | €0 | -€43,106 | -100% |
| Other operating charges | 640/8 | €9,244 | €6,005 | -€3,239 | -35.0% |
| Gross operating margin | 9900 | €783,751 | €755,414 | -€28,337 | -3.6% |
| Operating profit (loss) | 9901 | €249,667 | €312,315 | +€62,648 | +25.1% |
| Financial income | 75/76B | €6,924 | €28,543 | +€21,619 | +312% |
| Recurring financial income | 75 | €6,924 | €28,543 | +€21,619 | +312% |
| Financial charges | 65/66B | €29,885 | €16,350 | -€13,535 | -45.3% |
| Recurring financial charges | 65 | €29,885 | €16,350 | -€13,535 | -45.3% |
| Profit (loss) for the period before taxes | 9903 | €226,706 | €324,508 | +€97,802 | +43.1% |
| Income taxes | 67/77 | €58,138 | €76,744 | +€18,606 | +32.0% |
| Profit (loss) for the period | 9904 | €168,568 | €247,764 | +€79,196 | +47.0% |
| Profit (loss) for the period to be appropriated | 9905 | €168,568 | €247,764 | +€79,196 | +47.0% |
Source: filed annual accounts (NBB), financial years ended 30 November 2024 and 30 November 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.