INTERPOINT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTERPOINT
Largest movements
- Receivables within one year +€152,872
up €152,872 (+826.3%), from €18,500 to €171,373
of which Trade receivables: +€138,342
- Cash -€53,116
down €53,116 (-72.5%), from €73,245 to €20,129
mainly Receivables within one year (-€152,872) and Trade debts (-€6,582)
- Stocks and contracts -€51,000
down €51,000 (-25.7%), from €198,608 to €147,608
- Current investments -€45,970
down €45,970 (-8.2%), from €559,284 to €513,313
No liability line moved by more than 1% of the balance sheet total.
- Gross operating margin +€88,356
up €88,356 (+214.4%), from €41,210 to €129,566
- Staff costs -€9,101
down €9,101 (-6.5%), from €140,035 to €130,934
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €850,045 | €852,491 | +€2,446 | +0.3% |
| Fixed assets | 21/28 | €408 | €68 | -€340 | -83.3% |
| Tangible fixed assets | 22/27 | €340 | - | -€340 | |
| Furniture and vehicles | 24 | €340 | - | -€340 | |
| Financial fixed assets | 28 | €68 | €68 | = | 0.0% |
| Current assets | 29/58 | €849,637 | €852,423 | +€2,786 | +0.3% |
| Stocks and contracts in progress | 3 | €198,608 | €147,608 | -€51,000 | -25.7% |
| Stocks | 30/36 | €198,608 | €147,608 | -€51,000 | -25.7% |
| Amounts receivable within one year | 40/41 | €18,500 | €171,373 | +€152,872 | +826.3% |
| Trade receivables | 40 | €12,231 | €150,573 | +€138,342 | +1131.1% |
| Other amounts receivable | 41 | €6,269 | €20,799 | +€14,530 | +231.8% |
| Current investments | 50/53 | €559,284 | €513,313 | -€45,970 | -8.2% |
| Cash at bank and in hand | 54/58 | €73,245 | €20,129 | -€53,116 | -72.5% |
| Total equity and liabilities | 10/49 | €850,045 | €852,491 | +€2,446 | +0.3% |
| Equity | 10/15 | €778,187 | €781,464 | +€3,277 | +0.4% |
| Contributions | 10/11 | €100,000 | €100,000 | = | 0.0% |
| Capital | 10 | €100,000 | €100,000 | = | 0.0% |
| Issued capital | 100 | €100,000 | €100,000 | = | 0.0% |
| Reserves | 13 | €208,482 | €208,482 | = | 0.0% |
| Non-distributable reserves | 130/1 | €10,000 | €10,000 | = | 0.0% |
| Legal reserve | 130 | €10,000 | €10,000 | = | 0.0% |
| Distributable reserves | 133 | €198,482 | €198,482 | = | 0.0% |
| Profit (loss) carried forward | 14 | €469,706 | €472,983 | +€3,277 | +0.7% |
| Amounts payable | 17/49 | €71,858 | €71,027 | -€831 | -1.2% |
| Amounts payable within one year | 42/48 | €71,858 | €71,027 | -€831 | -1.2% |
| Trade debts | 44 | €71,858 | €65,276 | -€6,582 | -9.2% |
| Suppliers | 440/4 | €71,858 | €65,276 | -€6,582 | -9.2% |
| Taxes, remuneration and social security | 45 | - | €5,751 | +€5,751 | |
| Remuneration and social security | 454/9 | - | €5,751 | +€5,751 | |
| Remuneration, social security and pensions | 62 | €140,035 | €130,934 | -€9,101 | -6.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €330 | €340 | +€10 | +3.0% |
| Other operating charges | 640/8 | €180 | €186 | +€6 | +3.1% |
| Gross operating margin | 9900 | €41,210 | €129,566 | +€88,356 | +214.4% |
| Operating profit (loss) | 9901 | -€99,335 | -€1,894 | +€97,441 | +98.1% |
| Financial income | 75/76B | €5,411 | €5,316 | -€95 | -1.8% |
| Recurring financial income | 75 | €5,411 | €5,316 | -€95 | -1.8% |
| Financial charges | 65/66B | €598 | €144 | -€454 | -75.9% |
| Recurring financial charges | 65 | €598 | €144 | -€454 | -75.9% |
| Profit (loss) for the period before taxes | 9903 | -€94,522 | €3,277 | +€97,799 | |
| Profit (loss) for the period | 9904 | -€94,522 | €3,277 | +€97,799 | |
| Profit (loss) for the period to be appropriated | 9905 | -€94,522 | €3,277 | +€97,799 |
Source: filed annual accounts (NBB), fiscal years ended 31 January 2025 and 31 January 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.