Interconnect Assurfinance: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Interconnect Assurfinance
Largest movements
- Cash +€23,403
up €23,403 (+39.9%), from €58,603 to €82,006
mainly Net result for the year (+€36,633) and Tax, wage and social debts (+€11,405)
- Tangible fixed assets +€15,304
up €15,304 (+70.0%), from €21,849 to €37,153
of which Other tangible fixed assets: +€8,074
- Receivables within one year -€3,315
down €3,315 (-25.8%), from €12,831 to €9,516
of which Other amounts receivable: -€3,064
- Profit (loss) carried forward +€36,633
up €36,633 (+101.8%), from €35,971 to €72,605
- Other debts -€19,820
down €19,820 (-69.8%), from €28,406 to €8,586
- Tax, wage and social debts +€11,405
up €11,405 (+58.7%), from €19,429 to €30,834
- Debts after one year +€7,389
new in 2024: €7,389
- Current portion of long-term debt +€1,917
new in 2024: €1,917
- Gross operating margin +€25,072
up €25,072 (+63.3%), from €39,586 to €64,658
- Depreciation +€3,439
up €3,439 (+103.0%), from €3,340 to €6,779
- Taxes +€3,160
up €3,160 (+20.4%), from €15,506 to €18,666
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €93,283 | €129,332 | +€36,048 | +38.6% |
| Fixed assets | 21/28 | €21,849 | €37,153 | +€15,304 | +70.0% |
| Tangible fixed assets | 22/27 | €21,849 | €37,153 | +€15,304 | +70.0% |
| Furniture and vehicles | 24 | €10,399 | €17,630 | +€7,230 | +69.5% |
| Other tangible fixed assets | 26 | €11,450 | €19,524 | +€8,074 | +70.5% |
| Current assets | 29/58 | €71,434 | €92,178 | +€20,744 | +29.0% |
| Amounts receivable within one year | 40/41 | €12,831 | €9,516 | -€3,315 | -25.8% |
| Trade receivables | 40 | €4,511 | €4,260 | -€252 | -5.6% |
| Other amounts receivable | 41 | €8,320 | €5,257 | -€3,064 | -36.8% |
| Cash at bank and in hand | 54/58 | €58,603 | €82,006 | +€23,403 | +39.9% |
| Deferred charges and accrued income | 490/1 | - | €656 | +€656 | |
| Total equity and liabilities | 10/49 | €93,283 | €129,332 | +€36,048 | +38.6% |
| Equity | 10/15 | €43,971 | €80,605 | +€36,633 | +83.3% |
| Contributions | 10/11 | €8,000 | €8,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €35,971 | €72,605 | +€36,633 | +101.8% |
| Amounts payable | 17/49 | €49,312 | €48,727 | -€585 | -1.2% |
| Amounts payable after more than one year | 17 | - | €7,389 | +€7,389 | |
| Financial debts | 170/4 | - | €7,389 | +€7,389 | |
| Amounts payable within one year | 42/48 | €47,835 | €41,338 | -€6,498 | -13.6% |
| Current portion of amounts payable after more than one year | 42 | - | €1,917 | +€1,917 | |
| Taxes, remuneration and social security | 45 | €19,429 | €30,834 | +€11,405 | +58.7% |
| Taxes | 450/3 | €19,429 | €30,834 | +€11,405 | +58.7% |
| Other amounts payable | 47/48 | €28,406 | €8,586 | -€19,820 | -69.8% |
| Accrued charges and deferred income | 492/3 | €1,476 | - | -€1,476 | |
| Remuneration, social security and pensions | 62 | €344 | - | -€344 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,340 | €6,779 | +€3,439 | +103.0% |
| Other operating charges | 640/8 | €1,476 | €1,417 | -€59 | -4.0% |
| Gross operating margin | 9900 | €39,586 | €64,658 | +€25,072 | +63.3% |
| Operating profit (loss) | 9901 | €34,427 | €56,462 | +€22,036 | +64.0% |
| Financial income | 75/76B | €48 | €216 | +€168 | +351.2% |
| Recurring financial income | 75 | €48 | €216 | +€168 | +351.2% |
| Financial charges | 65/66B | €1,765 | €1,379 | -€385 | -21.8% |
| Recurring financial charges | 65 | €1,765 | €1,379 | -€385 | -21.8% |
| Profit (loss) for the period before taxes | 9903 | €32,710 | €55,299 | +€22,589 | +69.1% |
| Income taxes | 67/77 | €15,506 | €18,666 | +€3,160 | +20.4% |
| Profit (loss) for the period | 9904 | €17,204 | €36,633 | +€19,430 | +112.9% |
| Profit (loss) for the period to be appropriated | 9905 | €17,204 | €36,633 | +€19,430 | +112.9% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 5 October 2026 via checked.be.