INTERCOIFF: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTERCOIFF
Largest movements
- Receivables within one year -€8,241
down €8,241 (-91.2%), from €9,034 to €794
of which Other amounts receivable: -€8,610
- Cash +€4,209
up €4,209 (+27.6%), from €15,234 to €19,443
mainly Receivables within one year (+€8,241) and Net result for the year (+€7,754)
- Financial fixed assets +€1,715
new in 2025: €1,715
- Tangible fixed assets +€1,062
up €1,062 (+261%), from €407 to €1,468
of which Plant, machinery and equipment: +€871
- Other debts -€8,249
down €8,249 (-18.8%), from €43,948 to €35,699
- Profit (loss) carried forward +€7,754
up €7,754 (+19.0%), from -€40,735 to -€32,980
- Trade debts -€674
down €674 (-96.5%), from €698 to €24
- Gross operating margin +€6,761
up €6,761 (+100%), from €6,736 to €13,497
- Other operating charges +€4,591
up €4,591 (+621%), from €740 to €5,331
- Financial income -€502
no longer reported in 2025 (was €502)
- Depreciation -€484
down €484 (-60.0%), from €805 to €322
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,675 | €23,600 | -€1,075 | -4.4% |
| Fixed assets | 21/28 | €407 | €3,184 | +€2,777 | +683% |
| Tangible fixed assets | 22/27 | €407 | €1,468 | +€1,062 | +261% |
| Plant, machinery and equipment | 23 | €71 | €941 | +€871 | +1,232% |
| Furniture and vehicles | 24 | €76 | - | -€76 | |
| Other tangible fixed assets | 26 | €260 | €527 | +€267 | +103% |
| Financial fixed assets | 28 | - | €1,715 | +€1,715 | |
| Current assets | 29/58 | €24,268 | €20,416 | -€3,852 | -15.9% |
| Amounts receivable within one year | 40/41 | €9,034 | €794 | -€8,241 | -91.2% |
| Trade receivables | 40 | - | €369 | +€369 | |
| Other amounts receivable | 41 | €9,034 | €425 | -€8,610 | -95.3% |
| Cash at bank and in hand | 54/58 | €15,234 | €19,443 | +€4,209 | +27.6% |
| Deferred charges and accrued income | 490/1 | - | €180 | +€180 | |
| Total equity and liabilities | 10/49 | €24,675 | €23,600 | -€1,075 | -4.4% |
| Equity | 10/15 | -€21,239 | -€13,485 | +€7,754 | +36.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €895 | €895 | = | 0.0% |
| Non-distributable reserves | 130/1 | €895 | €895 | = | 0.0% |
| Reserves not available under the articles | 1311 | €895 | €895 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€40,735 | -€32,980 | +€7,754 | +19.0% |
| Amounts payable | 17/49 | €45,914 | €37,085 | -€8,830 | -19.2% |
| Amounts payable within one year | 42/48 | €45,914 | €37,085 | -€8,830 | -19.2% |
| Trade debts | 44 | €698 | €24 | -€674 | -96.5% |
| Suppliers | 440/4 | €698 | €24 | -€674 | -96.5% |
| Taxes, remuneration and social security | 45 | €1,267 | €1,361 | +€94 | +7.4% |
| Taxes | 450/3 | €1,267 | €1,361 | +€94 | +7.4% |
| Other amounts payable | 47/48 | €43,948 | €35,699 | -€8,249 | -18.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €805 | €322 | -€484 | -60.0% |
| Other operating charges | 640/8 | €740 | €5,331 | +€4,591 | +621% |
| Gross operating margin | 9900 | €6,736 | €13,497 | +€6,761 | +100% |
| Operating profit (loss) | 9901 | €5,190 | €7,844 | +€2,653 | +51.1% |
| Financial income | 75/76B | €502 | - | -€502 | |
| Recurring financial income | 75 | €502 | - | -€502 | |
| Financial charges | 65/66B | €100 | €90 | -€11 | -10.8% |
| Recurring financial charges | 65 | €100 | €90 | -€11 | -10.8% |
| Profit (loss) for the period before taxes | 9903 | €5,592 | €7,754 | +€2,162 | +38.7% |
| Profit (loss) for the period | 9904 | €5,592 | €7,754 | +€2,162 | +38.7% |
| Profit (loss) for the period to be appropriated | 9905 | €5,592 | €7,754 | +€2,162 | +38.7% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.