INTERBIZ: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTERBIZ
Largest movements
- Cash +€8,804
up €8,804 (+72.9%), from €12,077 to €20,881
mainly Depreciation (+€10,133) and Net result for the year (+€7,034)
- Tangible fixed assets -€5,886
down €5,886 (-7.5%), from €78,193 to €72,307
of which Furniture and vehicles: -€5,873
- Receivables within one year -€3,468
down €3,468 (-40.0%), from €8,670 to €5,201
- Deferred charges and accrued income +€1,023
up €1,023 (+255.8%), from €400 to €1,423
- Debts after one year -€7,571
down €7,571 (-25.7%), from €29,482 to €21,911
- Reserves +€7,034
up €7,034 (+20.0%), from €35,213 to €42,247
of which Distributable reserves: +€7,034
- Tax, wage and social debts +€2,037
up €2,037 (+65.9%), from €3,091 to €5,128
- Other debts -€1,132
down €1,132 (-32.0%), from €3,532 to €2,400
- Taxes +€2,277
up €2,277 (+209.7%), from €1,086 to €3,363
- Depreciation +€660
up €660 (+7.0%), from €9,473 to €10,133
- Gross operating margin +€657
up €657 (+3.0%), from €21,882 to €22,538
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €99,413 | €99,886 | +€473 | +0.5% |
| Fixed assets | 21/28 | €78,267 | €72,380 | -€5,886 | -7.5% |
| Tangible fixed assets | 22/27 | €78,193 | €72,307 | -€5,886 | -7.5% |
| Land and buildings | 22 | €42,877 | €40,170 | -€2,707 | -6.3% |
| Plant, machinery and equipment | 23 | €1,556 | €4,250 | +€2,693 | +173.1% |
| Furniture and vehicles | 24 | €12,709 | €6,836 | -€5,873 | -46.2% |
| Other tangible fixed assets | 26 | €21,051 | €21,051 | = | 0.0% |
| Financial fixed assets | 28 | €74 | €74 | = | 0.0% |
| Current assets | 29/58 | €21,146 | €27,506 | +€6,359 | +30.1% |
| Amounts receivable within one year | 40/41 | €8,670 | €5,201 | -€3,468 | -40.0% |
| Trade receivables | 40 | €8,670 | €5,201 | -€3,468 | -40.0% |
| Cash at bank and in hand | 54/58 | €12,077 | €20,881 | +€8,804 | +72.9% |
| Deferred charges and accrued income | 490/1 | €400 | €1,423 | +€1,023 | +255.8% |
| Total equity and liabilities | 10/49 | €99,413 | €99,886 | +€473 | +0.5% |
| Equity | 10/15 | €53,963 | €60,997 | +€7,034 | +13.0% |
| Contributions | 10/11 | €18,750 | €18,750 | = | 0.0% |
| Reserves | 13 | €35,213 | €42,247 | +€7,034 | +20.0% |
| Tax-exempt reserves | 132 | €3,294 | €3,294 | = | 0.0% |
| Distributable reserves | 133 | €31,919 | €38,953 | +€7,034 | +22.0% |
| Amounts payable | 17/49 | €45,450 | €38,889 | -€6,561 | -14.4% |
| Amounts payable after more than one year | 17 | €29,482 | €21,911 | -€7,571 | -25.7% |
| Financial debts | 170/4 | €29,482 | €21,911 | -€7,571 | -25.7% |
| Amounts payable within one year | 42/48 | €15,969 | €16,978 | +€1,009 | +6.3% |
| Current portion of amounts payable after more than one year | 42 | €8,172 | €7,571 | -€601 | -7.4% |
| Financial debts | 43 | €216 | - | -€216 | |
| Credit institutions | 430/8 | €216 | - | -€216 | |
| Trade debts | 44 | €958 | €1,879 | +€920 | +96.0% |
| Suppliers | 440/4 | €958 | €1,879 | +€920 | +96.0% |
| Taxes, remuneration and social security | 45 | €3,091 | €5,128 | +€2,037 | +65.9% |
| Taxes | 450/3 | €3,091 | €5,128 | +€2,037 | +65.9% |
| Other amounts payable | 47/48 | €3,532 | €2,400 | -€1,132 | -32.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,473 | €10,133 | +€660 | +7.0% |
| Other operating charges | 640/8 | €368 | €379 | +€11 | +2.9% |
| Gross operating margin | 9900 | €21,882 | €22,538 | +€657 | +3.0% |
| Operating profit (loss) | 9901 | €12,041 | €12,027 | -€14 | -0.1% |
| Financial income | 75/76B | €0 | €1 | +€1 | +560.0% |
| Recurring financial income | 75 | €0 | €1 | +€1 | +560.0% |
| Financial charges | 65/66B | €1,491 | €1,631 | +€140 | +9.4% |
| Recurring financial charges | 65 | €1,491 | €1,631 | +€140 | +9.4% |
| Profit (loss) for the period before taxes | 9903 | €10,550 | €10,397 | -€153 | -1.4% |
| Income taxes | 67/77 | €1,086 | €3,363 | +€2,277 | +209.7% |
| Profit (loss) for the period | 9904 | €9,464 | €7,034 | -€2,430 | -25.7% |
| Profit (loss) for the period to be appropriated | 9905 | €9,464 | €7,034 | -€2,430 | -25.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.