INTERBAND: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
INTERBAND
NACE 46.720, Wholesale of motor vehicle parts and accessories
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
€836,311
2024 · €792,025+€44,286
Equity
€6.7m
2024 · €5.8m+€836,311
Cash
€3.8m
2024 · €1.4m+€2.4m
Balance sheet total
€8.0m
2024 · €8.2m-€125,781
Largest movements
Assets
- Cash +€2.4m
up €2.4m (+166.6%), from €1.4m to €3.8m
mainly Current investments (+€2.1m) and Net result for the year (+€836,311)
- Current investments -€2.1m
down €2.1m (-81.1%), from €2.6m to €500,000
- Tangible fixed assets -€218,061
down €218,061 (-33.4%), from €652,426 to €434,366
of which Furniture and vehicles: -€220,191
Equity and liabilities
- Other debts -€924,661
down €924,661 (-100.0%), from €924,661 to €0
- Profit (loss) carried forward +€836,311
up €836,311, from €0 to €836,311
Income statement
- Turnover +€12.4m
new in 2025: €12.4m
- Goods and materials +€8.8m
new in 2025: €8.8m
of which Purchases: +€8.7m
- Gross operating margin -€2.4m
no longer reported in 2025 (was €2.4m)
- Services and other goods +€1.4m
new in 2025: €1.4m
- Financial income +€277,609
up €277,609 (+490.2%), from €56,635 to €334,244
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€792,025
Turnover
+€12.4m
Other operating income
+€66,553
Goods and materials
-€8.8m
Services and other goods
-€1.4m
Staff costs
-€123,817
Depreciation
+€34,820
Write-downs
-€27,390
Other operating charges
+€1,153
Other operating items
-€2.4m
Financial income
+€277,609
Financial charges
+€60,549
Taxes
-€47,936
Result 2025
€836,311
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€221,362
Investment
+€2.2m
Financing
-€60,558
Cash 2024
€1.4m
From operations (derived)
+€221,362
Net result for the year
+€836,311
Depreciation
+€166,458
Stocks and contracts
+€81,561
Receivables within one year
+€26,162
Deferred charges and accrued income
+€12,404
Trade debts
+€42,073
Tax, wage and social debts
+€33,172
Other debts
-€924,661
Accrued charges and deferred income
-€52,118
Investment (derived)
+€2.2m
Investment in fixed assets (net)
+€51,602
Current investments
+€2.1m
Financing
-€60,558
Current portion of long-term debt
-€60,558
Cash 2025
€3.8m
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €8,159,714 | €8,033,933 | -€125,781 | -1.5% |
| Fixed assets | 21/28 | €679,521 | €461,461 | -€218,061 | -32.1% |
| Tangible fixed assets | 22/27 | €652,426 | €434,366 | -€218,061 | -33.4% |
| Land and buildings | 22 | €36,964 | €21,396 | -€15,568 | -42.1% |
| Plant, machinery and equipment | 23 | €220,516 | €238,214 | +€17,698 | +8.0% |
| Furniture and vehicles | 24 | €394,947 | €174,755 | -€220,191 | -55.8% |
| Financial fixed assets | 28 | €27,095 | €27,095 | = | 0.0% |
| Other financial fixed assets | 284/8 | - | €27,095 | +€27,095 | |
| Shares | 284 | - | €27,080 | +€27,080 | |
| Amounts receivable and cash guarantees | 285/8 | - | €15 | +€15 | |
| Current assets | 29/58 | €7,480,193 | €7,572,472 | +€92,279 | +1.2% |
| Stocks and contracts in progress | 3 | €1,348,419 | €1,266,858 | -€81,561 | -6.0% |
| Stocks | 30/36 | €1,348,419 | €1,266,858 | -€81,561 | -6.0% |
| Goods purchased for resale | 34 | - | €1,266,858 | +€1.3m | |
| Amounts receivable within one year | 40/41 | €2,044,225 | €2,018,063 | -€26,162 | -1.3% |
| Trade receivables | 40 | €2,023,590 | €1,842,903 | -€180,687 | -8.9% |
| Other amounts receivable | 41 | €20,635 | €175,160 | +€154,526 | +748.9% |
| Current investments | 50/53 | €2,642,792 | €500,000 | -€2.1m | -81.1% |
| Other investments | 51/53 | - | €500,000 | +€500,000 | |
| Cash at bank and in hand | 54/58 | €1,413,464 | €3,768,662 | +€2.4m | +166.6% |
| Deferred charges and accrued income | 490/1 | €31,293 | €18,889 | -€12,404 | -39.6% |
| Total equity and liabilities | 10/49 | €8,159,714 | €8,033,933 | -€125,781 | -1.5% |
| Equity | 10/15 | €5,847,736 | €6,684,047 | +€836,311 | +14.3% |
| Contributions | 10/11 | €175,635 | €175,635 | = | 0.0% |
| Capital | 10 | €175,635 | €175,635 | = | 0.0% |
| Issued capital | 100 | €175,635 | €175,635 | = | 0.0% |
| Reserves | 13 | €5,672,100 | €5,672,100 | = | 0.0% |
| Non-distributable reserves | 130/1 | €212,564 | €212,564 | = | 0.0% |
| Legal reserve | 130 | €212,564 | €212,564 | = | 0.0% |
| Tax-exempt reserves | 132 | €12,378 | €12,378 | = | 0.0% |
| Distributable reserves | 133 | €5,447,159 | €5,447,159 | = | 0.0% |
| Profit (loss) carried forward | 14 | €0 | €836,311 | +€836,311 | |
| Amounts payable | 17/49 | €2,311,979 | €1,349,886 | -€962,092 | -41.6% |
| Amounts payable after more than one year | 17 | €0 | - | = | |
| Financial debts | 170/4 | €0 | - | = | |
| Amounts payable within one year | 42/48 | €2,245,531 | €1,335,556 | -€909,975 | -40.5% |
| Current portion of amounts payable after more than one year | 42 | €60,558 | €0 | -€60,558 | -100.0% |
| Trade debts | 44 | €1,015,184 | €1,057,257 | +€42,073 | +4.1% |
| Suppliers | 440/4 | €1,015,184 | €1,057,257 | +€42,073 | +4.1% |
| Taxes, remuneration and social security | 45 | €245,128 | €278,299 | +€33,172 | +13.5% |
| Taxes | 450/3 | €177,974 | €141,705 | -€36,269 | -20.4% |
| Remuneration and social security | 454/9 | €67,154 | €136,594 | +€69,440 | +103.4% |
| Other amounts payable | 47/48 | €924,661 | €0 | -€924,661 | -100.0% |
| Accrued charges and deferred income | 492/3 | €66,448 | €14,330 | -€52,118 | -78.4% |
| Operating income | 70/76A | - | €12,465,862 | +€12.5m | |
| Turnover | 70 | - | €12,399,309 | +€12.4m | |
| Other operating income | 74 | - | €66,553 | +€66,553 | |
| Operating charges | 60/66A | - | €11,744,035 | +€11.7m | |
| Goods for resale, raw materials and consumables | 60 | - | €8,783,523 | +€8.8m | |
| Purchases | 600/8 | - | €8,701,961 | +€8.7m | |
| Change in stocks: decrease (increase) | 609 | - | €81,561 | +€81,561 | |
| Services and other goods | 61 | - | €1,431,566 | +€1.4m | |
| Remuneration, social security and pensions | 62 | €1,193,452 | €1,317,269 | +€123,817 | +10.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €201,278 | €166,458 | -€34,820 | -17.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €3,514 | €30,904 | +€27,390 | +779.4% |
| Other operating charges | 640/8 | €14,125 | €12,972 | -€1,153 | -8.2% |
| Non-recurring operating charges | 66A | €1,000 | €1,344 | +€344 | +34.4% |
| Gross operating margin | 9900 | €2,381,131 | - | -€2.4m | |
| Operating profit (loss) | 9901 | €967,762 | €721,826 | -€245,936 | -25.4% |
| Financial income | 75/76B | €56,635 | €334,244 | +€277,609 | +490.2% |
| Recurring financial income | 75 | €56,635 | €334,244 | +€277,609 | +490.2% |
| Income from current assets | 751 | - | €96,518 | +€96,518 | |
| Other financial income | 752/9 | - | €237,726 | +€237,726 | |
| Financial charges | 65/66B | €78,600 | €18,051 | -€60,549 | -77.0% |
| Recurring financial charges | 65 | €78,600 | €18,051 | -€60,549 | -77.0% |
| Debt charges | 650 | - | €4,089 | +€4,089 | |
| Other financial charges | 652/9 | - | €13,962 | +€13,962 | |
| Profit (loss) for the period before taxes | 9903 | €945,797 | €1,038,020 | +€92,223 | +9.8% |
| Income taxes | 67/77 | €153,772 | €201,708 | +€47,936 | +31.2% |
| Taxes | 670/3 | - | €201,708 | +€201,708 | |
| Profit (loss) for the period | 9904 | €792,025 | €836,311 | +€44,286 | +5.6% |
| Profit (loss) for the period to be appropriated | 9905 | €792,025 | €836,311 | +€44,286 | +5.6% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.