INTERALB: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTERALB
Largest movements
- Receivables within one year -€71,268
down €71,268 (-17.4%), from €408,909 to €337,641
of which Other amounts receivable: -€52,494
- Stocks and contracts -€22,337
down €22,337 (-39.6%), from €56,444 to €34,107
- Deferred charges and accrued income -€19,916
down €19,916 (-71.8%), from €27,731 to €7,815
- Tangible fixed assets +€15,436
up €15,436 (+52.2%), from €29,562 to €44,998
of which Furniture and vehicles: +€21,842
- Trade debts -€108,017
down €108,017 (-46.4%), from €232,807 to €124,790
- Tax, wage and social debts -€35,620
down €35,620 (-48.7%), from €73,155 to €37,534
of which Taxes: -€49,036
- Other debts -€24,839
no longer reported in 2025 (was €24,839)
- Current portion of long-term debt +€23,738
up €23,738 (+23.7%), from €99,995 to €123,733
- Debts after one year +€22,213
new in 2025: €22,213
- Gross operating margin -€251,015
down €251,015 (-16.6%), from €1.5m to €1.3m
- Staff costs -€207,103
down €207,103 (-15.3%), from €1.4m to €1.1m
- Financial charges -€38,540
down €38,540 (-60.8%), from €63,433 to €24,893
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €850,466 | €745,129 | -€105,337 | -12.4% |
| Fixed assets | 21/28 | €37,993 | €53,429 | +€15,436 | +40.6% |
| Tangible fixed assets | 22/27 | €29,562 | €44,998 | +€15,436 | +52.2% |
| Land and buildings | 22 | €1,718 | €1,301 | -€417 | -24.3% |
| Plant, machinery and equipment | 23 | €12,094 | €6,106 | -€5,989 | -49.5% |
| Furniture and vehicles | 24 | €15,749 | €37,591 | +€21,842 | +138.7% |
| Financial fixed assets | 28 | €8,432 | €8,432 | = | 0.0% |
| Current assets | 29/58 | €812,473 | €691,700 | -€120,774 | -14.9% |
| Amounts receivable after more than one year | 29 | €292,000 | €292,000 | = | 0.0% |
| Other amounts receivable | 291 | €292,000 | €292,000 | = | 0.0% |
| Stocks and contracts in progress | 3 | €56,444 | €34,107 | -€22,337 | -39.6% |
| Contracts in progress | 37 | €56,444 | €34,107 | -€22,337 | -39.6% |
| Amounts receivable within one year | 40/41 | €408,909 | €337,641 | -€71,268 | -17.4% |
| Trade receivables | 40 | €261,033 | €242,259 | -€18,774 | -7.2% |
| Other amounts receivable | 41 | €147,876 | €95,382 | -€52,494 | -35.5% |
| Cash at bank and in hand | 54/58 | €27,390 | €20,137 | -€7,253 | -26.5% |
| Deferred charges and accrued income | 490/1 | €27,731 | €7,815 | -€19,916 | -71.8% |
| Total equity and liabilities | 10/49 | €850,466 | €745,129 | -€105,337 | -12.4% |
| Equity | 10/15 | €419,671 | €436,858 | +€17,188 | +4.1% |
| Contributions | 10/11 | €18,100 | €18,100 | = | 0.0% |
| Reserves | 13 | €410,289 | €418,689 | +€8,400 | +2.0% |
| Non-distributable reserves | 130/1 | €1,810 | €1,810 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,810 | €1,810 | = | 0.0% |
| Distributable reserves | 133 | €408,479 | €416,879 | +€8,400 | +2.1% |
| Profit (loss) carried forward | 14 | -€8,718 | €69 | +€8,788 | |
| Amounts payable | 17/49 | €430,796 | €308,271 | -€122,525 | -28.4% |
| Amounts payable after more than one year | 17 | - | €22,213 | +€22,213 | |
| Financial debts | 170/4 | - | €22,213 | +€22,213 | |
| Amounts payable within one year | 42/48 | €430,796 | €286,057 | -€144,738 | -33.6% |
| Current portion of amounts payable after more than one year | 42 | €99,995 | €123,733 | +€23,738 | +23.7% |
| Trade debts | 44 | €232,807 | €124,790 | -€108,017 | -46.4% |
| Suppliers | 440/4 | €232,807 | €124,790 | -€108,017 | -46.4% |
| Taxes, remuneration and social security | 45 | €73,155 | €37,534 | -€35,620 | -48.7% |
| Taxes | 450/3 | €63,194 | €14,158 | -€49,036 | -77.6% |
| Remuneration and social security | 454/9 | €9,960 | €23,376 | +€13,416 | +134.7% |
| Other amounts payable | 47/48 | €24,839 | - | -€24,839 | |
| Remuneration, social security and pensions | 62 | €1,354,780 | €1,147,677 | -€207,103 | -15.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,917 | €13,608 | +€691 | +5.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €5,000 | - | -€5,000 | |
| Other operating charges | 640/8 | €5,196 | €5,951 | +€754 | +14.5% |
| Non-recurring operating charges | 66A | €25,055 | €38,973 | +€13,918 | +55.6% |
| Gross operating margin | 9900 | €1,512,751 | €1,261,736 | -€251,015 | -16.6% |
| Operating profit (loss) | 9901 | €109,803 | €55,528 | -€54,275 | -49.4% |
| Financial income | 75/76B | €7,582 | €7,582 | +€0 | 0.0% |
| Recurring financial income | 75 | €7,582 | €7,582 | +€0 | 0.0% |
| Financial charges | 65/66B | €63,433 | €24,893 | -€38,540 | -60.8% |
| Recurring financial charges | 65 | €63,433 | €24,893 | -€38,540 | -60.8% |
| Profit (loss) for the period before taxes | 9903 | €53,953 | €38,217 | -€15,735 | -29.2% |
| Income taxes | 67/77 | €18,348 | €21,030 | +€2,682 | +14.6% |
| Profit (loss) for the period | 9904 | €35,605 | €17,188 | -€18,417 | -51.7% |
| Profit (loss) for the period to be appropriated | 9905 | €35,605 | €17,188 | -€18,417 | -51.7% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.