INTERACTIVE FINANCE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTERACTIVE FINANCE
Largest movements
- Cash +€5,192
up €5,192 (+65.8%), from €7,893 to €13,085
mainly Net result for the year (+€13,448) and Depreciation (+€10,847)
- Receivables within one year +€2,630
up €2,630 (+763%), from €345 to €2,975
of which Other amounts receivable: +€2,975
- Reserves +€13,448
up €13,448 (+14.6%), from €92,157 to €105,605
of which Distributable reserves: +€13,448
- Other debts -€9,089
down €9,089 (-63.7%), from €14,260 to €5,171
- Tax, wage and social debts +€2,290
up €2,290 (+76.5%), from €2,994 to €5,284
- Gross operating margin -€5,492
down €5,492 (-14.0%), from €39,288 to €33,795
- Taxes -€1,624
down €1,624 (-20.3%), from €7,994 to €6,370
- Depreciation -€1,359
down €1,359 (-11.1%), from €12,205 to €10,847
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €218,136 | €226,714 | +€8,578 | +3.9% |
| Fixed assets | 21/28 | €209,587 | €210,278 | +€691 | +0.3% |
| Tangible fixed assets | 22/27 | €209,511 | €210,201 | +€691 | +0.3% |
| Land and buildings | 22 | €203,439 | €195,523 | -€7,917 | -3.9% |
| Furniture and vehicles | 24 | €6,071 | €14,679 | +€8,607 | +142% |
| Financial fixed assets | 28 | €76 | €76 | = | 0.0% |
| Current assets | 29/58 | €8,549 | €16,436 | +€7,887 | +92.3% |
| Amounts receivable within one year | 40/41 | €345 | €2,975 | +€2,630 | +763% |
| Trade receivables | 40 | €345 | - | -€345 | |
| Other amounts receivable | 41 | - | €2,975 | +€2,975 | |
| Cash at bank and in hand | 54/58 | €7,893 | €13,085 | +€5,192 | +65.8% |
| Deferred charges and accrued income | 490/1 | €311 | €376 | +€65 | +20.9% |
| Total equity and liabilities | 10/49 | €218,136 | €226,714 | +€8,578 | +3.9% |
| Equity | 10/15 | €200,482 | €213,930 | +€13,448 | +6.7% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €92,157 | €105,605 | +€13,448 | +14.6% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Reserves not available under the articles | 1311 | €6,200 | €6,200 | = | 0.0% |
| Distributable reserves | 133 | €85,957 | €99,405 | +€13,448 | +15.6% |
| Profit (loss) carried forward | 14 | €46,325 | €46,325 | = | 0.0% |
| Amounts payable | 17/49 | €17,654 | €12,784 | -€4,870 | -27.6% |
| Amounts payable within one year | 42/48 | €17,654 | €12,784 | -€4,870 | -27.6% |
| Trade debts | 44 | €401 | €2,330 | +€1,929 | +481% |
| Suppliers | 440/4 | €401 | €2,330 | +€1,929 | +481% |
| Taxes, remuneration and social security | 45 | €2,994 | €5,284 | +€2,290 | +76.5% |
| Taxes | 450/3 | €2,994 | €5,284 | +€2,290 | +76.5% |
| Other amounts payable | 47/48 | €14,260 | €5,171 | -€9,089 | -63.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,205 | €10,847 | -€1,359 | -11.1% |
| Other operating charges | 640/8 | €2,938 | €3,088 | +€150 | +5.1% |
| Gross operating margin | 9900 | €39,288 | €33,795 | -€5,492 | -14.0% |
| Operating profit (loss) | 9901 | €24,145 | €19,861 | -€4,284 | -17.7% |
| Financial charges | 65/66B | €32 | €43 | +€11 | +32.8% |
| Recurring financial charges | 65 | €32 | €43 | +€11 | +32.8% |
| Profit (loss) for the period before taxes | 9903 | €24,112 | €19,818 | -€4,295 | -17.8% |
| Income taxes | 67/77 | €7,994 | €6,370 | -€1,624 | -20.3% |
| Profit (loss) for the period | 9904 | €16,118 | €13,448 | -€2,671 | -16.6% |
| Profit (loss) for the period to be appropriated | 9905 | €16,118 | €13,448 | -€2,671 | -16.6% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.