INTER VP: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER VP
Largest movements
- Cash +€13,425
up €13,425 (+48.4%), from €27,761 to €41,186
mainly Depreciation (+€10,190) and Trade debts (+€7,714)
- Tangible fixed assets -€10,190
down €10,190 (-16.1%), from €63,167 to €52,977
of which Furniture and vehicles: -€5,812
- Receivables within one year +€3,322
up €3,322 (+12.6%), from €26,267 to €29,590
of which Trade receivables: +€14,029
- Trade debts +€7,714
up €7,714, from €0 to €7,714
- Profit (loss) carried forward -€5,405
down €5,405 (-11.6%), from -€46,776 to -€52,181
- Other debts +€5,326
up €5,326 (+6.0%), from €89,367 to €94,693
- Other operating charges +€2,494
up €2,494 (+108.9%), from €2,290 to €4,784
- Gross operating margin +€609
up €609 (+6.5%), from €9,409 to €10,018
- Taxes -€561
down €561 (-100.0%), from €561 to €0
- Depreciation -€556
down €556 (-5.2%), from €10,746 to €10,190
- Financial charges -€126
down €126 (-21.9%), from €575 to €449
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €117,795 | €124,599 | +€6,804 | +5.8% |
| Fixed assets | 21/28 | €63,167 | €52,977 | -€10,190 | -16.1% |
| Tangible fixed assets | 22/27 | €63,167 | €52,977 | -€10,190 | -16.1% |
| Plant, machinery and equipment | 23 | €51,316 | €46,937 | -€4,378 | -8.5% |
| Furniture and vehicles | 24 | €11,852 | €6,040 | -€5,812 | -49.0% |
| Other tangible fixed assets | 26 | €0 | - | = | |
| Current assets | 29/58 | €54,628 | €71,622 | +€16,994 | +31.1% |
| Stocks and contracts in progress | 3 | €0 | - | = | |
| Stocks | 30/36 | €0 | - | = | |
| Amounts receivable within one year | 40/41 | €26,267 | €29,590 | +€3,322 | +12.6% |
| Trade receivables | 40 | €15,234 | €29,262 | +€14,029 | +92.1% |
| Other amounts receivable | 41 | €11,034 | €327 | -€10,707 | -97.0% |
| Cash at bank and in hand | 54/58 | €27,761 | €41,186 | +€13,425 | +48.4% |
| Deferred charges and accrued income | 490/1 | €599 | €846 | +€247 | +41.2% |
| Total equity and liabilities | 10/49 | €117,795 | €124,599 | +€6,804 | +5.8% |
| Equity | 10/15 | €24,524 | €19,119 | -€5,405 | -22.0% |
| Contributions | 10/11 | €66,300 | €66,300 | = | 0.0% |
| Reserves | 13 | €5,000 | €5,000 | = | 0.0% |
| Non-distributable reserves | 130/1 | €5,000 | €5,000 | = | 0.0% |
| Reserves not available under the articles | 1311 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€46,776 | -€52,181 | -€5,405 | -11.6% |
| Amounts payable | 17/49 | €93,271 | €105,480 | +€12,209 | +13.1% |
| Amounts payable within one year | 42/48 | €93,271 | €105,480 | +€12,209 | +13.1% |
| Trade debts | 44 | €0 | €7,714 | +€7,714 | |
| Suppliers | 440/4 | €0 | €7,714 | +€7,714 | |
| Advances received on contracts in progress | 46 | €3,000 | €3,000 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €904 | €73 | -€831 | -91.9% |
| Taxes | 450/3 | €904 | €73 | -€831 | -91.9% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Other amounts payable | 47/48 | €89,367 | €94,693 | +€5,326 | +6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,746 | €10,190 | -€556 | -5.2% |
| Other operating charges | 640/8 | €2,290 | €4,784 | +€2,494 | +108.9% |
| Gross operating margin | 9900 | €9,409 | €10,018 | +€609 | +6.5% |
| Operating profit (loss) | 9901 | -€3,628 | -€4,957 | -€1,329 | -36.6% |
| Financial income | 75/76B | - | €0 | +€0 | |
| Recurring financial income | 75 | - | €0 | +€0 | |
| Financial charges | 65/66B | €575 | €449 | -€126 | -21.9% |
| Recurring financial charges | 65 | €575 | €449 | -€126 | -21.9% |
| Profit (loss) for the period before taxes | 9903 | -€4,202 | -€5,405 | -€1,203 | -28.6% |
| Income taxes | 67/77 | €561 | €0 | -€561 | -100.0% |
| Profit (loss) for the period | 9904 | -€4,763 | -€5,405 | -€642 | -13.5% |
| Profit (loss) for the period to be appropriated | 9905 | -€4,763 | -€5,405 | -€642 | -13.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.