INTER - TRADING: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER - TRADING
Largest movements
- Cash +€4,850
up €4,850 (+10.2%), from €47,327 to €52,177
mainly Net result for the year (+€5,112) and Depreciation (+€4,500)
- Tangible fixed assets -€4,500
down €4,500 (-4.5%), from €99,750 to €95,250
- Receivables within one year +€3,700
up €3,700 (+229%), from €1,616 to €5,317
- Reserves +€5,112
up €5,112 (+4.4%), from €116,349 to €121,461
of which Distributable reserves: +€5,112
- Financial income -€1,052
down €1,052 (-53.9%), from €1,954 to €902
- Other operating charges -€229
down €229 (-6.1%), from €3,724 to €3,495
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €183,380 | €187,430 | +€4,050 | +2.2% |
| Fixed assets | 21/28 | €99,750 | €95,250 | -€4,500 | -4.5% |
| Tangible fixed assets | 22/27 | €99,750 | €95,250 | -€4,500 | -4.5% |
| Land and buildings | 22 | €99,750 | €95,250 | -€4,500 | -4.5% |
| Current assets | 29/58 | €83,630 | €92,180 | +€8,550 | +10.2% |
| Amounts receivable within one year | 40/41 | €1,616 | €5,317 | +€3,700 | +229% |
| Other amounts receivable | 41 | €1,616 | €5,317 | +€3,700 | +229% |
| Current investments | 50/53 | €34,686 | €34,686 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €47,327 | €52,177 | +€4,850 | +10.2% |
| Deferred charges and accrued income | 490/1 | €0 | - | = | |
| Total equity and liabilities | 10/49 | €183,380 | €187,430 | +€4,050 | +2.2% |
| Equity | 10/15 | €178,349 | €183,461 | +€5,112 | +2.9% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €116,349 | €121,461 | +€5,112 | +4.4% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Distributable reserves | 133 | €110,149 | €115,261 | +€5,112 | +4.6% |
| Amounts payable | 17/49 | €5,031 | €3,970 | -€1,062 | -21.1% |
| Amounts payable within one year | 42/48 | €5,031 | €3,970 | -€1,062 | -21.1% |
| Trade debts | 44 | €3,299 | €2,872 | -€427 | -12.9% |
| Suppliers | 440/4 | €3,299 | €2,872 | -€427 | -12.9% |
| Taxes, remuneration and social security | 45 | €1,732 | €1,097 | -€635 | -36.7% |
| Taxes | 450/3 | €1,732 | €1,097 | -€635 | -36.7% |
| Other amounts payable | 47/48 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €4,500 | €4,500 | = | 0.0% |
| Other operating charges | 640/8 | €3,724 | €3,495 | -€229 | -6.1% |
| Gross operating margin | 9900 | €12,788 | €12,803 | +€16 | +0.1% |
| Operating profit (loss) | 9901 | €4,564 | €4,808 | +€244 | +5.4% |
| Financial income | 75/76B | €1,954 | €902 | -€1,052 | -53.9% |
| Recurring financial income | 75 | €1,954 | €902 | -€1,052 | -53.9% |
| Financial charges | 65/66B | €71 | €86 | +€15 | +20.7% |
| Recurring financial charges | 65 | €71 | €86 | +€15 | +20.7% |
| Profit (loss) for the period before taxes | 9903 | €6,446 | €5,623 | -€823 | -12.8% |
| Income taxes | 67/77 | €586 | €511 | -€75 | -12.8% |
| Profit (loss) for the period | 9904 | €5,860 | €5,112 | -€748 | -12.8% |
| Profit (loss) for the period to be appropriated | 9905 | €5,860 | €5,112 | -€748 | -12.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 13 October 2026 via checked.be.