INTER-O-MAT: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER-O-MAT
Largest movements
- Receivables within one year +€6,301
up €6,301 (+21.7%), from €29,028 to €35,329
of which Other amounts receivable: +€6,027
- Tangible fixed assets -€5,984
down €5,984 (-21.8%), from €27,486 to €21,502
of which Furniture and vehicles: -€8,561
- Cash +€5,267
up €5,267 (+3.4%), from €154,204 to €159,471
mainly Depreciation (+€8,784) and Net result for the year (+€5,807)
- Reserves +€5,807
up €5,807 (+3.6%), from €163,029 to €168,836
- Debts after one year -€3,406
down €3,406 (-43.3%), from €7,862 to €4,456
- Trade debts +€3,081
up €3,081 (+34.6%), from €8,905 to €11,986
- Gross operating margin -€17,267
down €17,267 (-48.6%), from €35,513 to €18,245
- Taxes -€4,000
down €4,000 (-46.7%), from €8,566 to €4,566
- Depreciation +€2,024
up €2,024 (+29.9%), from €6,760 to €8,784
- Financial income +€897
up €897 (+49.2%), from €1,824 to €2,722
- Financial charges -€532
down €532 (-56.9%), from €936 to €404
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €210,984 | €216,574 | +€5,590 | +2.6% |
| Fixed assets | 21/28 | €27,568 | €21,584 | -€5,984 | -21.7% |
| Tangible fixed assets | 22/27 | €27,486 | €21,502 | -€5,984 | -21.8% |
| Plant, machinery and equipment | 23 | - | €2,578 | +€2,578 | |
| Furniture and vehicles | 24 | €27,486 | €18,924 | -€8,561 | -31.1% |
| Financial fixed assets | 28 | €82 | €82 | = | 0.0% |
| Current assets | 29/58 | €183,417 | €194,991 | +€11,574 | +6.3% |
| Amounts receivable within one year | 40/41 | €29,028 | €35,329 | +€6,301 | +21.7% |
| Trade receivables | 40 | €29,028 | €29,301 | +€274 | +0.9% |
| Other amounts receivable | 41 | - | €6,027 | +€6,027 | |
| Cash at bank and in hand | 54/58 | €154,204 | €159,471 | +€5,267 | +3.4% |
| Deferred charges and accrued income | 490/1 | €185 | €191 | +€6 | +3.3% |
| Total equity and liabilities | 10/49 | €210,984 | €216,574 | +€5,590 | +2.6% |
| Equity | 10/15 | €176,663 | €182,470 | +€5,807 | +3.3% |
| Contributions | 10/11 | €13,634 | €13,634 | = | 0.0% |
| Reserves | 13 | €163,029 | €168,836 | +€5,807 | +3.6% |
| Distributable reserves | 133 | €163,029 | €168,836 | +€5,807 | +3.6% |
| Amounts payable | 17/49 | €34,321 | €34,104 | -€217 | -0.6% |
| Amounts payable after more than one year | 17 | €7,862 | €4,456 | -€3,406 | -43.3% |
| Financial debts | 170/4 | €7,862 | €4,456 | -€3,406 | -43.3% |
| Amounts payable within one year | 42/48 | €26,459 | €29,648 | +€3,189 | +12.1% |
| Current portion of amounts payable after more than one year | 42 | €3,271 | €3,406 | +€135 | +4.1% |
| Trade debts | 44 | €8,905 | €11,986 | +€3,081 | +34.6% |
| Suppliers | 440/4 | €8,905 | €11,986 | +€3,081 | +34.6% |
| Taxes, remuneration and social security | 45 | €13,619 | €14,257 | +€638 | +4.7% |
| Taxes | 450/3 | €13,619 | €14,257 | +€638 | +4.7% |
| Other amounts payable | 47/48 | €665 | - | -€665 | |
| Non-recurring operating income | 76A | €15,702 | - | -€15,702 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €6,760 | €8,784 | +€2,024 | +29.9% |
| Other operating charges | 640/8 | €1,614 | €1,406 | -€208 | -12.9% |
| Gross operating margin | 9900 | €35,513 | €18,245 | -€17,267 | -48.6% |
| Operating profit (loss) | 9901 | €27,138 | €8,056 | -€19,083 | -70.3% |
| Financial income | 75/76B | €1,824 | €2,722 | +€897 | +49.2% |
| Recurring financial income | 75 | €1,824 | €2,722 | +€897 | +49.2% |
| Financial charges | 65/66B | €936 | €404 | -€532 | -56.9% |
| Recurring financial charges | 65 | €936 | €404 | -€532 | -56.9% |
| Profit (loss) for the period before taxes | 9903 | €28,026 | €10,373 | -€17,653 | -63.0% |
| Income taxes | 67/77 | €8,566 | €4,566 | -€4,000 | -46.7% |
| Profit (loss) for the period | 9904 | €19,460 | €5,807 | -€13,653 | -70.2% |
| Profit (loss) for the period to be appropriated | 9905 | €19,460 | €5,807 | -€13,653 | -70.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 6 October 2026 via checked.be.