INTER MONUMENTS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER MONUMENTS
Largest movements
- Cash -€124,596
down €124,596 (-51.4%), from €242,325 to €117,729
mainly Debts after one year (-€150,000) and Advances received (-€50,509)
- Tangible fixed assets -€74,282
down €74,282 (-35.0%), from €212,501 to €138,219
of which Furniture and vehicles: -€39,509
- Receivables within one year -€51,382
down €51,382 (-42.1%), from €122,000 to €70,618
of which Trade receivables: -€36,041
- Stocks and contracts +€35,869
up €35,869 (+24.3%), from €147,344 to €183,213
- Debts after one year -€150,000
down €150,000 (-50.0%), from €300,000 to €150,000
- Advances received -€50,509
down €50,509 (-73.7%), from €68,528 to €18,019
- Accrued charges and deferred income -€26,132
down €26,132 (-98.8%), from €26,452 to €320
- Staff costs -€15,567
down €15,567 (-9.2%), from €169,563 to €153,996
- Gross operating margin -€14,229
down €14,229 (-5.6%), from €252,200 to €237,971
- Depreciation +€7,127
up €7,127 (+11.5%), from €62,194 to €69,321
- Other operating charges +€4,905
up €4,905 (+171.7%), from €2,856 to €7,761
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €728,018 | €514,852 | -€213,166 | -29.3% |
| Fixed assets | 21/28 | €213,594 | €139,084 | -€74,510 | -34.9% |
| Intangible fixed assets | 21 | €1,007 | €779 | -€228 | -22.6% |
| Tangible fixed assets | 22/27 | €212,501 | €138,219 | -€74,282 | -35.0% |
| Plant, machinery and equipment | 23 | €120,442 | €85,669 | -€34,773 | -28.9% |
| Furniture and vehicles | 24 | €92,059 | €52,550 | -€39,509 | -42.9% |
| Financial fixed assets | 28 | €86 | €86 | = | 0.0% |
| Current assets | 29/58 | €514,424 | €375,768 | -€138,656 | -27.0% |
| Stocks and contracts in progress | 3 | €147,344 | €183,213 | +€35,869 | +24.3% |
| Stocks | 30/36 | €147,344 | €183,213 | +€35,869 | +24.3% |
| Amounts receivable within one year | 40/41 | €122,000 | €70,618 | -€51,382 | -42.1% |
| Trade receivables | 40 | €97,653 | €61,612 | -€36,041 | -36.9% |
| Other amounts receivable | 41 | €24,347 | €9,006 | -€15,341 | -63.0% |
| Cash at bank and in hand | 54/58 | €242,325 | €117,729 | -€124,596 | -51.4% |
| Deferred charges and accrued income | 490/1 | €2,755 | €4,208 | +€1,453 | +52.7% |
| Total equity and liabilities | 10/49 | €728,018 | €514,852 | -€213,166 | -29.3% |
| Equity | 10/15 | €125,854 | €130,865 | +€5,011 | +4.0% |
| Contributions | 10/11 | €50,000 | €50,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €75,854 | €80,865 | +€5,011 | +6.6% |
| Amounts payable | 17/49 | €602,164 | €383,987 | -€218,177 | -36.2% |
| Amounts payable after more than one year | 17 | €300,000 | €150,000 | -€150,000 | -50.0% |
| Financial debts | 170/4 | €300,000 | €150,000 | -€150,000 | -50.0% |
| Amounts payable within one year | 42/48 | €275,712 | €233,667 | -€42,045 | -15.2% |
| Trade debts | 44 | €138,015 | €137,954 | -€61 | 0.0% |
| Suppliers | 440/4 | €138,015 | €137,954 | -€61 | 0.0% |
| Advances received on contracts in progress | 46 | €68,528 | €18,019 | -€50,509 | -73.7% |
| Taxes, remuneration and social security | 45 | €39,307 | €41,847 | +€2,540 | +6.5% |
| Taxes | 450/3 | €9,850 | €11,956 | +€2,106 | +21.4% |
| Remuneration and social security | 454/9 | €29,457 | €29,891 | +€434 | +1.5% |
| Other amounts payable | 47/48 | €29,862 | €35,847 | +€5,985 | +20.0% |
| Accrued charges and deferred income | 492/3 | €26,452 | €320 | -€26,132 | -98.8% |
| Non-recurring operating income | 76A | €14,643 | €13,371 | -€1,272 | -8.7% |
| Remuneration, social security and pensions | 62 | €169,563 | €153,996 | -€15,567 | -9.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €62,194 | €69,321 | +€7,127 | +11.5% |
| Other operating charges | 640/8 | €2,856 | €7,761 | +€4,905 | +171.7% |
| Gross operating margin | 9900 | €252,200 | €237,971 | -€14,229 | -5.6% |
| Operating profit (loss) | 9901 | €17,587 | €6,893 | -€10,694 | -60.8% |
| Financial income | 75/76B | €164 | €728 | +€564 | +343.9% |
| Recurring financial income | 75 | €164 | €728 | +€564 | +343.9% |
| Financial charges | 65/66B | €763 | €556 | -€207 | -27.1% |
| Recurring financial charges | 65 | €763 | €556 | -€207 | -27.1% |
| Profit (loss) for the period before taxes | 9903 | €16,988 | €7,065 | -€9,923 | -58.4% |
| Income taxes | 67/77 | €3,356 | €2,054 | -€1,302 | -38.8% |
| Profit (loss) for the period | 9904 | €13,632 | €5,011 | -€8,621 | -63.2% |
| Profit (loss) for the period to be appropriated | 9905 | €13,632 | €5,011 | -€8,621 | -63.2% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 September 2026 via checked.be.