INTER-LOODS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER-LOODS
Largest movements
- Receivables within one year +€308,289
up €308,289 (+21.0%), from €1.5m to €1.8m
of which Other amounts receivable: +€289,154
- Cash -€147,703
down €147,703 (-68.1%), from €216,789 to €69,085
mainly Receivables within one year (-€308,289) and Advances received (-€142,589)
- Tangible fixed assets -€68,784
down €68,784 (-32.3%), from €213,071 to €144,287
of which Furniture and vehicles: -€61,348
- Stocks and contracts -€25,616
down €25,616 (-6.2%), from €414,555 to €388,939
of which Contracts in progress: -€48,160
- Deferred charges and accrued income +€24,734
up €24,734 (+9,574%), from €258 to €24,993
- Trade debts +€214,250
up €214,250 (+94.7%), from €226,322 to €440,572
- Advances received -€142,589
down €142,589 (-45.4%), from €314,197 to €171,608
- Provisions +€48,280
up €48,280 (+27.8%), from €173,697 to €221,977
- Other debts -€25,915
down €25,915 (-81.7%), from €31,726 to €5,811
- Accrued charges and deferred income -€25,885
down €25,885 (-25.9%), from €99,787 to €73,902
- Staff costs +€141,547
up €141,547 (+19.1%), from €742,785 to €884,331
- Gross operating margin +€140,834
up €140,834 (+16.1%), from €874,294 to €1.0m
- Provisions +€73,007
up €73,007, from -€24,674 to €48,333
- Write-downs -€25,867
down €25,867, from €13,355 to -€12,512
- Depreciation -€15,878
down €15,878 (-18.8%), from €84,263 to €68,385
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,311,048 | €2,401,968 | +€90,920 | +3.9% |
| Fixed assets | 21/28 | €214,014 | €145,230 | -€68,784 | -32.1% |
| Tangible fixed assets | 22/27 | €213,071 | €144,287 | -€68,784 | -32.3% |
| Land and buildings | 22 | €0 | €0 | = | |
| Plant, machinery and equipment | 23 | €0 | €0 | = | |
| Furniture and vehicles | 24 | €194,969 | €133,621 | -€61,348 | -31.5% |
| Other tangible fixed assets | 26 | €18,102 | €10,666 | -€7,436 | -41.1% |
| Financial fixed assets | 28 | €943 | €943 | = | 0.0% |
| Current assets | 29/58 | €2,097,034 | €2,256,737 | +€159,704 | +7.6% |
| Stocks and contracts in progress | 3 | €414,555 | €388,939 | -€25,616 | -6.2% |
| Stocks | 30/36 | €39,658 | €62,202 | +€22,544 | +56.8% |
| Contracts in progress | 37 | €374,897 | €326,737 | -€48,160 | -12.8% |
| Amounts receivable within one year | 40/41 | €1,465,432 | €1,773,720 | +€308,289 | +21.0% |
| Trade receivables | 40 | €619,304 | €638,439 | +€19,135 | +3.1% |
| Other amounts receivable | 41 | €846,128 | €1,135,281 | +€289,154 | +34.2% |
| Cash at bank and in hand | 54/58 | €216,789 | €69,085 | -€147,703 | -68.1% |
| Deferred charges and accrued income | 490/1 | €258 | €24,993 | +€24,734 | +9,574% |
| Total equity and liabilities | 10/49 | €2,311,048 | €2,401,968 | +€90,920 | +3.9% |
| Equity | 10/15 | €1,373,888 | €1,384,248 | +€10,360 | +0.8% |
| Contributions | 10/11 | €62,000 | €62,000 | = | 0.0% |
| Capital | 10 | €62,000 | €62,000 | = | 0.0% |
| Issued capital | 100 | €62,000 | €62,000 | = | 0.0% |
| Reserves | 13 | €28,200 | €28,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Legal reserve | 130 | €6,200 | €6,200 | = | 0.0% |
| Tax-exempt reserves | 132 | €22,000 | €22,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,283,688 | €1,294,048 | +€10,360 | +0.8% |
| Provisions and deferred taxes | 16 | €173,697 | €221,977 | +€48,280 | +27.8% |
| Provisions for liabilities and charges | 160/5 | €173,697 | €221,977 | +€48,280 | +27.8% |
| Other liabilities and charges | 164/5 | €173,697 | €221,977 | +€48,280 | +27.8% |
| Amounts payable | 17/49 | €763,463 | €795,743 | +€32,280 | +4.2% |
| Amounts payable within one year | 42/48 | €663,676 | €721,841 | +€58,165 | +8.8% |
| Trade debts | 44 | €226,322 | €440,572 | +€214,250 | +94.7% |
| Suppliers | 440/4 | €226,322 | €440,572 | +€214,250 | +94.7% |
| Advances received on contracts in progress | 46 | €314,197 | €171,608 | -€142,589 | -45.4% |
| Taxes, remuneration and social security | 45 | €91,432 | €103,850 | +€12,419 | +13.6% |
| Taxes | 450/3 | €14,603 | €5,826 | -€8,778 | -60.1% |
| Remuneration and social security | 454/9 | €76,828 | €98,025 | +€21,196 | +27.6% |
| Other amounts payable | 47/48 | €31,726 | €5,811 | -€25,915 | -81.7% |
| Accrued charges and deferred income | 492/3 | €99,787 | €73,902 | -€25,885 | -25.9% |
| Non-recurring operating income | 76A | - | €212 | +€212 | |
| Remuneration, social security and pensions | 62 | €742,785 | €884,331 | +€141,547 | +19.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €84,263 | €68,385 | -€15,878 | -18.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €13,355 | -€12,512 | -€25,867 | |
| Provisions for liabilities and charges: additions (uses and reversals) | 635/8 | -€24,674 | €48,333 | +€73,007 | |
| Other operating charges | 640/8 | €3,698 | €3,507 | -€191 | -5.2% |
| Non-recurring operating charges | 66A | - | €2,709 | +€2,709 | |
| Gross operating margin | 9900 | €874,294 | €1,015,128 | +€140,834 | +16.1% |
| Operating profit (loss) | 9901 | €54,868 | €20,375 | -€34,493 | -62.9% |
| Financial income | 75/76B | €4,381 | €2,850 | -€1,531 | -34.9% |
| Recurring financial income | 75 | €4,381 | €2,850 | -€1,531 | -34.9% |
| Financial charges | 65/66B | €1,758 | €3,745 | +€1,987 | +113% |
| Recurring financial charges | 65 | €1,758 | €3,745 | +€1,987 | +113% |
| Profit (loss) for the period before taxes | 9903 | €57,491 | €19,480 | -€38,010 | -66.1% |
| Income taxes | 67/77 | €21,061 | €9,120 | -€11,941 | -56.7% |
| Profit (loss) for the period | 9904 | €36,429 | €10,360 | -€26,069 | -71.6% |
| Profit (loss) for the period to be appropriated | 9905 | €36,429 | €10,360 | -€26,069 | -71.6% |
Source: filed annual accounts (NBB), financial years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.