INTER - HOME: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER - HOME
Largest movements
- Tangible fixed assets -€26,640
down €26,640 (-6.5%), from €410,459 to €383,820
of which Land and buildings: -€17,509
- Other debts -€49,674
down €49,674 (-12.2%), from €405,656 to €355,982
- Profit (loss) carried forward +€19,148
up €19,148 (+3.7%), from -€522,617 to -€503,469
- Financial income +€39,048
up €39,048, from €0 to €39,048
of which Financial income: +€39,048
- Taxes +€11,476
up €11,476, from €0 to €11,476
- Depreciation -€1,499
down €1,499 (-4.7%), from €31,599 to €30,100
- Gross operating margin +€571
up €571 (+2.1%), from €26,753 to €27,324
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €695,965 | €668,173 | -€27,791 | -4.0% |
| Fixed assets | 21/28 | €410,459 | €383,820 | -€26,640 | -6.5% |
| Tangible fixed assets | 22/27 | €410,459 | €383,820 | -€26,640 | -6.5% |
| Land and buildings | 22 | €392,516 | €375,007 | -€17,509 | -4.5% |
| Plant, machinery and equipment | 23 | €453 | €340 | -€113 | -25.0% |
| Other tangible fixed assets | 26 | €17,490 | €8,473 | -€9,017 | -51.6% |
| Current assets | 29/58 | €285,505 | €284,354 | -€1,152 | -0.4% |
| Stocks and contracts in progress | 3 | €278,460 | €278,460 | = | 0.0% |
| Stocks | 30/36 | €278,460 | €278,460 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €1,771 | €1,637 | -€133 | -7.5% |
| Deferred charges and accrued income | 490/1 | €5,275 | €4,257 | -€1,019 | -19.3% |
| Total equity and liabilities | 10/49 | €695,965 | €668,173 | -€27,791 | -4.0% |
| Equity | 10/15 | €189,583 | €208,731 | +€19,148 | +10.1% |
| Contributions | 10/11 | €706,000 | €706,000 | = | 0.0% |
| Reserves | 13 | €6,200 | €6,200 | = | 0.0% |
| Non-distributable reserves | 130/1 | €6,200 | €6,200 | = | 0.0% |
| Reserves not available under the articles | 1311 | €6,200 | €6,200 | = | 0.0% |
| Tax-exempt reserves | 132 | €0 | - | = | |
| Distributable reserves | 133 | €0 | - | = | |
| Profit (loss) carried forward | 14 | -€522,617 | -€503,469 | +€19,148 | +3.7% |
| Amounts payable | 17/49 | €506,382 | €459,442 | -€46,940 | -9.3% |
| Amounts payable within one year | 42/48 | €506,382 | €459,442 | -€46,940 | -9.3% |
| Financial debts | 43 | €100,000 | €100,000 | = | 0.0% |
| Other loans | 439 | €100,000 | €100,000 | = | 0.0% |
| Trade debts | 44 | €726 | €3,461 | +€2,735 | +376.7% |
| Suppliers | 440/4 | €726 | €3,461 | +€2,735 | +376.7% |
| Other amounts payable | 47/48 | €405,656 | €355,982 | -€49,674 | -12.2% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €31,599 | €30,100 | -€1,499 | -4.7% |
| Other operating charges | 640/8 | €5,304 | €5,491 | +€187 | +3.5% |
| Gross operating margin | 9900 | €26,753 | €27,324 | +€571 | +2.1% |
| Operating profit (loss) | 9901 | -€10,150 | -€8,267 | +€1,883 | +18.5% |
| Financial income | 75/76B | €0 | €39,048 | +€39,048 | |
| Recurring financial income | 75 | €0 | €39,048 | +€39,048 | |
| Non-recurring financial income | 76B | - | €39,048 | +€39,048 | |
| Financial charges | 65/66B | €29 | €157 | +€128 | +449.4% |
| Recurring financial charges | 65 | €29 | €157 | +€128 | +449.4% |
| Profit (loss) for the period before taxes | 9903 | -€10,179 | €30,624 | +€40,803 | |
| Income taxes | 67/77 | €0 | €11,476 | +€11,476 | |
| Profit (loss) for the period | 9904 | -€10,179 | €19,148 | +€29,327 | |
| Transfer from tax-exempt reserves | 789 | €192 | €0 | -€192 | -100.0% |
| Profit (loss) for the period to be appropriated | 9905 | -€9,986 | €19,148 | +€29,135 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.