Inter Chic: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Inter Chic
Largest movements
- Stocks and contracts -€171,202
down €171,202 (-98.9%), from €173,076 to €1,873
- Cash +€124,483
up €124,483 (+103.7%), from €120,040 to €244,523
mainly Stocks and contracts (+€171,202) and Current investments (+€30,000)
- Current investments -€30,000
down €30,000 (-16.7%), from €180,000 to €150,000
- Receivables within one year -€11,471
down €11,471 (-27.1%), from €42,365 to €30,894
of which Trade receivables: -€12,050
- Financial fixed assets -€10,500
down €10,500 (-100.0%), from €10,500 to €0
- Profit (loss) carried forward -€92,834
down €92,834 (-24.5%), from €379,291 to €286,457
- Tax, wage and social debts -€13,370
down €13,370 (-51.3%), from €26,074 to €12,704
of which Remuneration and social security: -€11,853
- Trade debts +€6,454
up €6,454 (+70.7%), from €9,134 to €15,588
- Gross operating margin -€82,032
down €82,032 (-54.0%), from €151,891 to €69,859
- Staff costs +€25,485
up €25,485 (+19.5%), from €130,398 to €155,883
- Depreciation -€3,224
down €3,224 (-59.2%), from €5,449 to €2,225
- Financial charges -€3,117
down €3,117 (-30.7%), from €10,140 to €7,023
- Taxes -€3,116
down €3,116 (-91.2%), from €3,418 to €301
From the 2025 result to the 2026 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2025 and 2026 balance sheets and the 2026 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2025 | 2026 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €555,503 | €459,066 | -€96,437 | -17.4% |
| Fixed assets | 21/28 | €40,023 | €29,946 | -€10,077 | -25.2% |
| Tangible fixed assets | 22/27 | €29,523 | €29,946 | +€423 | +1.4% |
| Land and buildings | 22 | €23,709 | €23,550 | -€159 | -0.7% |
| Plant, machinery and equipment | 23 | €2,729 | €2,350 | -€380 | -13.9% |
| Furniture and vehicles | 24 | €3,084 | €4,046 | +€962 | +31.2% |
| Other tangible fixed assets | 26 | €0 | - | = | |
| Financial fixed assets | 28 | €10,500 | €0 | -€10,500 | -100.0% |
| Current assets | 29/58 | €515,480 | €429,120 | -€86,360 | -16.8% |
| Stocks and contracts in progress | 3 | €173,076 | €1,873 | -€171,202 | -98.9% |
| Stocks | 30/36 | €173,076 | €1,873 | -€171,202 | -98.9% |
| Amounts receivable within one year | 40/41 | €42,365 | €30,894 | -€11,471 | -27.1% |
| Trade receivables | 40 | €34,865 | €22,815 | -€12,050 | -34.6% |
| Other amounts receivable | 41 | €7,500 | €8,079 | +€579 | +7.7% |
| Current investments | 50/53 | €180,000 | €150,000 | -€30,000 | -16.7% |
| Cash at bank and in hand | 54/58 | €120,040 | €244,523 | +€124,483 | +103.7% |
| Deferred charges and accrued income | 490/1 | €0 | €1,830 | +€1,830 | |
| Total equity and liabilities | 10/49 | €555,503 | €459,066 | -€96,437 | -17.4% |
| Equity | 10/15 | €509,542 | €416,708 | -€92,834 | -18.2% |
| Contributions | 10/11 | €18,592 | €18,592 | = | 0.0% |
| Reserves | 13 | €111,659 | €111,659 | = | 0.0% |
| Distributable reserves | 133 | €111,659 | €111,659 | = | 0.0% |
| Profit (loss) carried forward | 14 | €379,291 | €286,457 | -€92,834 | -24.5% |
| Amounts payable | 17/49 | €45,961 | €42,358 | -€3,603 | -7.8% |
| Amounts payable within one year | 42/48 | €45,961 | €39,045 | -€6,916 | -15.0% |
| Trade debts | 44 | €9,134 | €15,588 | +€6,454 | +70.7% |
| Suppliers | 440/4 | €9,134 | €15,588 | +€6,454 | +70.7% |
| Taxes, remuneration and social security | 45 | €26,074 | €12,704 | -€13,370 | -51.3% |
| Taxes | 450/3 | €1,517 | €0 | -€1,517 | -100.0% |
| Remuneration and social security | 454/9 | €24,557 | €12,704 | -€11,853 | -48.3% |
| Other amounts payable | 47/48 | €10,753 | €10,753 | = | 0.0% |
| Accrued charges and deferred income | 492/3 | €0 | €3,312 | +€3,312 | |
| Non-recurring operating income | 76A | - | €413 | +€413 | |
| Remuneration, social security and pensions | 62 | €130,398 | €155,883 | +€25,485 | +19.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €5,449 | €2,225 | -€3,224 | -59.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | €0 | - | = | |
| Other operating charges | 640/8 | €1,692 | €1,609 | -€84 | -4.9% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €151,891 | €69,859 | -€82,032 | -54.0% |
| Operating profit (loss) | 9901 | €14,351 | -€89,858 | -€104,209 | |
| Financial income | 75/76B | €3,187 | €4,348 | +€1,161 | +36.4% |
| Recurring financial income | 75 | €3,187 | €4,348 | +€1,161 | +36.4% |
| Financial charges | 65/66B | €10,140 | €7,023 | -€3,117 | -30.7% |
| Recurring financial charges | 65 | €10,140 | €7,023 | -€3,117 | -30.7% |
| Profit (loss) for the period before taxes | 9903 | €7,398 | -€92,533 | -€99,930 | |
| Income taxes | 67/77 | €3,418 | €301 | -€3,116 | -91.2% |
| Profit (loss) for the period | 9904 | €3,980 | -€92,834 | -€96,814 | |
| Profit (loss) for the period to be appropriated | 9905 | €3,980 | -€92,834 | -€96,814 |
Source: filed annual accounts (NBB), financial years ended 31 March 2025 and 31 March 2026. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.