INTER CHANTIER: what changed
What changed
INTER CHANTIER
NACE 47.540, Retail sale of electrical household appliances
filed annual accounts (NBB)
Net result for the year
€1,102
2024 · €15,896-€14,794
Equity
€61,442
2024 · €60,340+€1,102
Cash
€21,624
2024 · €32,943-€11,319
Balance sheet total
€268,316
2024 · €277,545-€9,228
Largest movements
Assets
- Cash -€11,319
down €11,319 (-34.4%), from €32,943 to €21,624
mainly Accrued charges and deferred income (-€9,000) and Stocks and contracts (-€7,231)
- Tangible fixed assets -€8,255
down €8,255 (-65.0%), from €12,705 to €4,450
of which Furniture and vehicles: -€6,571
- Stocks and contracts +€7,231
up €7,231 (+3.4%), from €212,686 to €219,917
Equity and liabilities
- Accrued charges and deferred income -€9,000
down €9,000 (-64.3%), from €14,000 to €5,000
- Tax, wage and social debts -€4,528
down €4,528 (-15.8%), from €28,634 to €24,106
of which Remuneration and social security: -€3,893
- Other debts +€3,334
up €3,334 (+2.4%), from €136,931 to €140,266
Income statement
- Gross operating margin -€8,626
down €8,626 (-10.4%), from €82,571 to €73,945
- Write-downs +€4,821
new in 2025: €4,821
- Staff costs +€888
up €888 (+1.6%), from €55,987 to €56,875
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
€15,896
Gross operating margin
-€8,626
Staff costs
-€888
Depreciation
+€392
Write-downs
-€4,821
Other operating charges
-€153
Other operating items
-€1,353
Financial income
+€104
Financial charges
+€176
Taxes
+€376
Result 2025
€1,102
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€12,672
Investment
+€1,353
Financing
€0
Cash 2024
€32,943
From operations (derived)
-€12,672
Net result for the year
+€1,102
Depreciation
+€6,902
Stocks and contracts
-€7,231
Receivables within one year
-€1,433
Deferred charges and accrued income
-€1,681
Trade debts
-€136
Tax, wage and social debts
-€4,528
Other debts
+€3,334
Accrued charges and deferred income
-€9,000
Investment (derived)
+€1,353
Investment in fixed assets (net)
+€1,353
Cash 2025
€21,624
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €277,545 | €268,316 | -€9,228 | -3.3% |
| Fixed assets | 21/28 | €13,505 | €5,250 | -€8,255 | -61.1% |
| Tangible fixed assets | 22/27 | €12,705 | €4,450 | -€8,255 | -65.0% |
| Plant, machinery and equipment | 23 | €1,044 | €714 | -€331 | -31.7% |
| Furniture and vehicles | 24 | €10,308 | €3,737 | -€6,571 | -63.7% |
| Other tangible fixed assets | 26 | €1,353 | €0 | -€1,353 | -100% |
| Financial fixed assets | 28 | €800 | €800 | = | 0.0% |
| Current assets | 29/58 | €264,039 | €263,066 | -€973 | -0.4% |
| Stocks and contracts in progress | 3 | €212,686 | €219,917 | +€7,231 | +3.4% |
| Stocks | 30/36 | €212,686 | €219,917 | +€7,231 | +3.4% |
| Amounts receivable within one year | 40/41 | €17,728 | €19,161 | +€1,433 | +8.1% |
| Trade receivables | 40 | €15,337 | €16,060 | +€723 | +4.7% |
| Other amounts receivable | 41 | €2,391 | €3,101 | +€710 | +29.7% |
| Cash at bank and in hand | 54/58 | €32,943 | €21,624 | -€11,319 | -34.4% |
| Deferred charges and accrued income | 490/1 | €683 | €2,364 | +€1,681 | +246% |
| Total equity and liabilities | 10/49 | €277,545 | €268,316 | -€9,228 | -3.3% |
| Equity | 10/15 | €60,340 | €61,442 | +€1,102 | +1.8% |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Profit (loss) carried forward | 14 | €47,940 | €49,042 | +€1,102 | +2.3% |
| Amounts payable | 17/49 | €217,205 | €206,874 | -€10,330 | -4.8% |
| Amounts payable within one year | 42/48 | €203,205 | €201,874 | -€1,330 | -0.7% |
| Trade debts | 44 | €37,639 | €37,503 | -€136 | -0.4% |
| Suppliers | 440/4 | €37,639 | €37,503 | -€136 | -0.4% |
| Taxes, remuneration and social security | 45 | €28,634 | €24,106 | -€4,528 | -15.8% |
| Taxes | 450/3 | €16,636 | €16,001 | -€635 | -3.8% |
| Remuneration and social security | 454/9 | €11,998 | €8,105 | -€3,893 | -32.4% |
| Other amounts payable | 47/48 | €136,931 | €140,266 | +€3,334 | +2.4% |
| Accrued charges and deferred income | 492/3 | €14,000 | €5,000 | -€9,000 | -64.3% |
| Remuneration, social security and pensions | 62 | €55,987 | €56,875 | +€888 | +1.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,294 | €6,902 | -€392 | -5.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | - | €4,821 | +€4,821 | |
| Other operating charges | 640/8 | €1,592 | €1,745 | +€153 | +9.6% |
| Non-recurring operating charges | 66A | - | €1,353 | +€1,353 | |
| Gross operating margin | 9900 | €82,571 | €73,945 | -€8,626 | -10.4% |
| Operating profit (loss) | 9901 | €17,699 | €2,249 | -€15,449 | -87.3% |
| Financial income | 75/76B | €189 | €293 | +€104 | +55.1% |
| Recurring financial income | 75 | €189 | €293 | +€104 | +55.1% |
| Financial charges | 65/66B | €935 | €759 | -€176 | -18.8% |
| Recurring financial charges | 65 | €935 | €759 | -€176 | -18.8% |
| Profit (loss) for the period before taxes | 9903 | €16,952 | €1,782 | -€15,170 | -89.5% |
| Income taxes | 67/77 | €1,056 | €680 | -€376 | -35.6% |
| Profit (loss) for the period | 9904 | €15,896 | €1,102 | -€14,794 | -93.1% |
| Profit (loss) for the period to be appropriated | 9905 | €15,896 | €1,102 | -€14,794 | -93.1% |
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 5 November 2026 via checked.be.