INTER CARS: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTER CARS
Largest movements
- Cash +€63,798
up €63,798 (+38.3%), from €166,392 to €230,190
mainly Stocks and contracts (+€49,737) and Net result for the year (+€31,496)
- Stocks and contracts -€49,737
down €49,737 (-49.9%), from €99,665 to €49,928
- Tangible fixed assets -€15,278
down €15,278 (-8.7%), from €175,229 to €159,952
of which Furniture and vehicles: -€11,417
- Receivables within one year +€4,669
up €4,669 (+48.5%), from €9,637 to €14,306
of which Trade receivables: +€10,335
- Reserves +€31,496
up €31,496 (+25.3%), from €124,542 to €156,038
of which Distributable reserves: +€31,496
- Debts after one year -€10,266
down €10,266 (-85.5%), from €12,009 to €1,743
- Advances received -€7,400
down €7,400 (-33.3%), from €22,250 to €14,850
- Trade debts -€6,375
down €6,375 (-75.4%), from €8,453 to €2,078
- Tax, wage and social debts -€5,363
down €5,363 (-54.2%), from €9,896 to €4,534
of which Taxes: -€7,863
- Gross operating margin -€27,101
down €27,101 (-28.8%), from €94,021 to €66,920
- Taxes -€2,836
down €2,836 (-18.4%), from €15,433 to €12,597
- Financial income +€1,123
up €1,123 (+193%), from €583 to €1,705
- Financial charges -€943
down €943 (-24.8%), from €3,804 to €2,861
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €450,923 | €456,986 | +€6,063 | +1.3% |
| Fixed assets | 21/28 | €175,229 | €159,952 | -€15,278 | -8.7% |
| Tangible fixed assets | 22/27 | €175,229 | €159,952 | -€15,278 | -8.7% |
| Land and buildings | 22 | €153,843 | €149,982 | -€3,861 | -2.5% |
| Furniture and vehicles | 24 | €21,386 | €9,970 | -€11,417 | -53.4% |
| Current assets | 29/58 | €275,694 | €297,034 | +€21,340 | +7.7% |
| Stocks and contracts in progress | 3 | €99,665 | €49,928 | -€49,737 | -49.9% |
| Stocks | 30/36 | €99,665 | €49,928 | -€49,737 | -49.9% |
| Amounts receivable within one year | 40/41 | €9,637 | €14,306 | +€4,669 | +48.5% |
| Trade receivables | 40 | €3,788 | €14,123 | +€10,335 | +273% |
| Other amounts receivable | 41 | €5,849 | €183 | -€5,666 | -96.9% |
| Cash at bank and in hand | 54/58 | €166,392 | €230,190 | +€63,798 | +38.3% |
| Deferred charges and accrued income | 490/1 | - | €2,610 | +€2,610 | |
| Total equity and liabilities | 10/49 | €450,923 | €456,986 | +€6,063 | +1.3% |
| Equity | 10/15 | €285,042 | €316,538 | +€31,496 | +11.0% |
| Contributions | 10/11 | €160,500 | €160,500 | = | 0.0% |
| Reserves | 13 | €124,542 | €156,038 | +€31,496 | +25.3% |
| Tax-exempt reserves | 132 | €663 | €663 | = | 0.0% |
| Distributable reserves | 133 | €123,879 | €155,375 | +€31,496 | +25.4% |
| Provisions and deferred taxes | 16 | €66,768 | €66,768 | = | 0.0% |
| Provisions for liabilities and charges | 160/5 | €66,768 | €66,768 | = | 0.0% |
| Pensions and similar obligations | 160 | €66,768 | €66,768 | = | 0.0% |
| Amounts payable | 17/49 | €99,113 | €73,680 | -€25,433 | -25.7% |
| Amounts payable after more than one year | 17 | €12,009 | €1,743 | -€10,266 | -85.5% |
| Financial debts | 170/4 | €12,009 | €1,743 | -€10,266 | -85.5% |
| Amounts payable within one year | 42/48 | €85,304 | €65,570 | -€19,734 | -23.1% |
| Current portion of amounts payable after more than one year | 42 | €9,944 | €10,266 | +€322 | +3.2% |
| Trade debts | 44 | €8,453 | €2,078 | -€6,375 | -75.4% |
| Suppliers | 440/4 | €8,453 | €2,078 | -€6,375 | -75.4% |
| Advances received on contracts in progress | 46 | €22,250 | €14,850 | -€7,400 | -33.3% |
| Taxes, remuneration and social security | 45 | €9,896 | €4,534 | -€5,363 | -54.2% |
| Taxes | 450/3 | €9,896 | €2,034 | -€7,863 | -79.5% |
| Remuneration and social security | 454/9 | - | €2,500 | +€2,500 | |
| Other amounts payable | 47/48 | €34,761 | €33,843 | -€918 | -2.6% |
| Accrued charges and deferred income | 492/3 | €1,800 | €6,367 | +€4,567 | +254% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,984 | €15,278 | +€294 | +2.0% |
| Other operating charges | 640/8 | €7,008 | €6,393 | -€615 | -8.8% |
| Gross operating margin | 9900 | €94,021 | €66,920 | -€27,101 | -28.8% |
| Operating profit (loss) | 9901 | €72,029 | €45,249 | -€26,780 | -37.2% |
| Financial income | 75/76B | €583 | €1,705 | +€1,123 | +193% |
| Recurring financial income | 75 | €583 | €1,705 | +€1,123 | +193% |
| Financial charges | 65/66B | €3,804 | €2,861 | -€943 | -24.8% |
| Recurring financial charges | 65 | €3,804 | €2,861 | -€943 | -24.8% |
| Profit (loss) for the period before taxes | 9903 | €68,807 | €44,093 | -€24,714 | -35.9% |
| Transfer from deferred taxes | 780 | €0 | - | = | |
| Income taxes | 67/77 | €15,433 | €12,597 | -€2,836 | -18.4% |
| Profit (loss) for the period | 9904 | €53,374 | €31,496 | -€21,878 | -41.0% |
| Transfer from tax-exempt reserves | 789 | €0 | - | = | |
| Profit (loss) for the period to be appropriated | 9905 | €53,374 | €31,496 | -€21,878 | -41.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 19 October 2026 via checked.be.