INTECH FINITY: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTECH FINITY
Largest movements
- Cash +€18,937
up €18,937 (+5.6%), from €338,116 to €357,052
mainly Net result for the year (+€85,844) and Depreciation (+€2,871)
- Profit (loss) carried forward +€85,844
up €85,844 (+34.3%), from €250,350 to €336,195
- Tax, wage and social debts -€62,916
down €62,916 (-71.8%), from €87,680 to €24,764
of which Taxes: -€60,544
- Gross operating margin -€31,668
down €31,668 (-22.0%), from €143,709 to €112,041
- Taxes -€7,619
down €7,619 (-25.0%), from €30,439 to €22,820
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €344,213 | €366,723 | +€22,509 | +6.5% |
| Fixed assets | 21/28 | €3,878 | €4,823 | +€945 | +24.4% |
| Tangible fixed assets | 22/27 | €3,878 | €4,823 | +€945 | +24.4% |
| Furniture and vehicles | 24 | €3,878 | €4,823 | +€945 | +24.4% |
| Current assets | 29/58 | €340,336 | €361,900 | +€21,564 | +6.3% |
| Amounts receivable within one year | 40/41 | €2,220 | €4,848 | +€2,628 | +118.4% |
| Trade receivables | 40 | €2,220 | €4,848 | +€2,628 | +118.4% |
| Cash at bank and in hand | 54/58 | €338,116 | €357,052 | +€18,937 | +5.6% |
| Total equity and liabilities | 10/49 | €344,213 | €366,723 | +€22,509 | +6.5% |
| Equity | 10/15 | €252,350 | €338,195 | +€85,844 | +34.0% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Capital | 10 | €2,000 | €2,000 | = | 0.0% |
| Issued capital | 100 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €250,350 | €336,195 | +€85,844 | +34.3% |
| Amounts payable | 17/49 | €91,863 | €28,528 | -€63,335 | -68.9% |
| Amounts payable within one year | 42/48 | €91,863 | €28,528 | -€63,335 | -68.9% |
| Trade debts | 44 | €626 | €185 | -€442 | -70.5% |
| Suppliers | 440/4 | €626 | €185 | -€442 | -70.5% |
| Taxes, remuneration and social security | 45 | €87,680 | €24,764 | -€62,916 | -71.8% |
| Taxes | 450/3 | €84,917 | €24,373 | -€60,544 | -71.3% |
| Remuneration and social security | 454/9 | €2,763 | €391 | -€2,372 | -85.9% |
| Other amounts payable | 47/48 | €3,556 | €3,580 | +€23 | +0.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €2,423 | €2,871 | +€447 | +18.5% |
| Other operating charges | 640/8 | €214 | €331 | +€117 | +54.8% |
| Gross operating margin | 9900 | €143,709 | €112,041 | -€31,668 | -22.0% |
| Operating profit (loss) | 9901 | €141,072 | €108,839 | -€32,233 | -22.8% |
| Financial charges | 65/66B | €111 | €175 | +€65 | +58.6% |
| Recurring financial charges | 65 | €111 | €175 | +€65 | +58.6% |
| Profit (loss) for the period before taxes | 9903 | €140,962 | €108,664 | -€32,298 | -22.9% |
| Income taxes | 67/77 | €30,439 | €22,820 | -€7,619 | -25.0% |
| Profit (loss) for the period | 9904 | €110,523 | €85,844 | -€24,679 | -22.3% |
| Profit (loss) for the period to be appropriated | 9905 | €110,523 | €85,844 | -€24,679 | -22.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.