INTECH BD: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTECH BD
Largest movements
- Receivables within one year +€7,650
up €7,650 (+7.3%), from €104,553 to €112,203
of which Trade receivables: +€19,986
- Tangible fixed assets -€7,598
down €7,598 (-16.1%), from €47,183 to €39,585
of which Furniture and vehicles: -€6,267
- Trade debts +€12,608
up €12,608 (+53.2%), from €23,687 to €36,295
- Debts after one year -€11,733
down €11,733 (-38.6%), from €30,414 to €18,680
- Profit (loss) carried forward -€1,924
down €1,924 (-3.3%), from €58,372 to €56,448
- Gross operating margin -€81,772
down €81,772 (-81.4%), from €100,458 to €18,687
- Taxes -€24,539
no longer reported in 2024 (was €24,539)
- Depreciation +€7,446
up €7,446 (+65.5%), from €11,359 to €18,805
- Other operating charges -€3,666
down €3,666 (-79.2%), from €4,630 to €964
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €152,858 | €152,615 | -€244 | -0.2% |
| Formation expenses | 20 | €1,023 | €817 | -€207 | -20.2% |
| Fixed assets | 21/28 | €47,183 | €39,585 | -€7,598 | -16.1% |
| Tangible fixed assets | 22/27 | €47,183 | €39,585 | -€7,598 | -16.1% |
| Plant, machinery and equipment | 23 | €6,655 | €5,323 | -€1,332 | -20.0% |
| Furniture and vehicles | 24 | €40,528 | €34,261 | -€6,267 | -15.5% |
| Current assets | 29/58 | €104,652 | €112,213 | +€7,561 | +7.2% |
| Amounts receivable within one year | 40/41 | €104,553 | €112,203 | +€7,650 | +7.3% |
| Trade receivables | 40 | €8,204 | €28,190 | +€19,986 | +243.6% |
| Other amounts receivable | 41 | €96,349 | €84,013 | -€12,336 | -12.8% |
| Cash at bank and in hand | 54/58 | €98 | €10 | -€88 | -89.8% |
| Total equity and liabilities | 10/49 | €152,858 | €152,615 | -€244 | -0.2% |
| Equity | 10/15 | €61,372 | €59,448 | -€1,924 | -3.1% |
| Contributions | 10/11 | €3,000 | €3,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €58,372 | €56,448 | -€1,924 | -3.3% |
| Amounts payable | 17/49 | €91,487 | €93,167 | +€1,680 | +1.8% |
| Amounts payable after more than one year | 17 | €30,414 | €18,680 | -€11,733 | -38.6% |
| Financial debts | 170/4 | €30,414 | €18,680 | -€11,733 | -38.6% |
| Amounts payable within one year | 42/48 | €61,073 | €74,486 | +€13,413 | +22.0% |
| Current portion of amounts payable after more than one year | 42 | €11,188 | €11,733 | +€545 | +4.9% |
| Trade debts | 44 | €23,687 | €36,295 | +€12,608 | +53.2% |
| Suppliers | 440/4 | €23,687 | €36,295 | +€12,608 | +53.2% |
| Taxes, remuneration and social security | 45 | €26,197 | €26,458 | +€260 | +1.0% |
| Taxes | 450/3 | €25,260 | €22,069 | -€3,191 | -12.6% |
| Remuneration and social security | 454/9 | €937 | €4,389 | +€3,452 | +368.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €11,359 | €18,805 | +€7,446 | +65.5% |
| Other operating charges | 640/8 | €4,630 | €964 | -€3,666 | -79.2% |
| Gross operating margin | 9900 | €100,458 | €18,687 | -€81,772 | -81.4% |
| Operating profit (loss) | 9901 | €84,469 | -€1,082 | -€85,551 | |
| Financial income | 75/76B | - | €1 | +€1 | |
| Recurring financial income | 75 | - | €1 | +€1 | |
| Financial charges | 65/66B | €1,558 | €2,468 | +€910 | +58.4% |
| Recurring financial charges | 65 | €1,558 | €2,468 | +€910 | +58.4% |
| Profit (loss) for the period before taxes | 9903 | €82,911 | -€3,549 | -€86,460 | |
| Income taxes | 67/77 | €24,539 | - | -€24,539 | |
| Profit (loss) for the period | 9904 | €58,372 | -€3,549 | -€61,921 | |
| Profit (loss) for the period to be appropriated | 9905 | €58,372 | -€3,549 | -€61,921 |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.