INTEBA: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INTEBA
Largest movements
- Receivables within one year -€51,724
down €51,724 (-46.9%), from €110,193 to €58,470
of which Trade receivables: -€50,560
- Cash +€19,376
new in 2025: €19,376
mainly Receivables within one year (+€51,724) and Net result for the year (+€3,664)
- Tangible fixed assets -€2,856
no longer reported in 2025 (was €2,856)
- Other debts -€18,626
down €18,626 (-41.5%), from €44,911 to €26,285
- Trade debts -€14,690
down €14,690 (-92.0%), from €15,972 to €1,282
- Profit (loss) carried forward +€3,664
up €3,664 (+10.9%), from €33,702 to €37,367
- Debts after one year -€2,546
no longer reported in 2025 (was €2,546)
- Current portion of long-term debt -€2,320
no longer reported in 2025 (was €2,320)
- Gross operating margin -€2,382
down €2,382 (-20.3%), from €11,738 to €9,356
- Depreciation -€833
down €833 (-22.6%), from €3,689 to €2,856
- Taxes -€417
down €417 (-23.1%), from €1,806 to €1,389
- Financial charges -€192
down €192 (-13.2%), from €1,457 to €1,265
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €115,847 | €80,512 | -€35,335 | -30.5% |
| Fixed assets | 21/28 | €3,104 | €248 | -€2,856 | -92.0% |
| Tangible fixed assets | 22/27 | €2,856 | - | -€2,856 | |
| Leasing and similar rights | 25 | €2,856 | - | -€2,856 | |
| Financial fixed assets | 28 | €248 | €248 | = | 0.0% |
| Current assets | 29/58 | €112,743 | €80,264 | -€32,479 | -28.8% |
| Stocks and contracts in progress | 3 | €2,550 | €2,418 | -€132 | -5.2% |
| Stocks | 30/36 | €2,550 | €2,418 | -€132 | -5.2% |
| Amounts receivable within one year | 40/41 | €110,193 | €58,470 | -€51,724 | -46.9% |
| Trade receivables | 40 | €108,902 | €58,342 | -€50,560 | -46.4% |
| Other amounts receivable | 41 | €1,292 | €128 | -€1,164 | -90.1% |
| Cash at bank and in hand | 54/58 | - | €19,376 | +€19,376 | |
| Total equity and liabilities | 10/49 | €115,847 | €80,512 | -€35,335 | -30.5% |
| Equity | 10/15 | €44,238 | €47,902 | +€3,664 | +8.3% |
| Contributions | 10/11 | €8,676 | €8,676 | = | 0.0% |
| Capital | 10 | - | €8,676 | +€8,676 | |
| Issued capital | 100 | - | €8,676 | +€8,676 | |
| Reserves | 13 | €1,859 | €1,859 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,859 | €1,859 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | €33,702 | €37,367 | +€3,664 | +10.9% |
| Amounts payable | 17/49 | €71,609 | €32,610 | -€39,000 | -54.5% |
| Amounts payable after more than one year | 17 | €2,546 | - | -€2,546 | |
| Financial debts | 170/4 | €2,546 | - | -€2,546 | |
| Amounts payable within one year | 42/48 | €66,228 | €28,979 | -€37,249 | -56.2% |
| Current portion of amounts payable after more than one year | 42 | €2,320 | - | -€2,320 | |
| Financial debts | 43 | €1,173 | - | -€1,173 | |
| Credit institutions | 430/8 | €1,173 | - | -€1,173 | |
| Trade debts | 44 | €15,972 | €1,282 | -€14,690 | -92.0% |
| Suppliers | 440/4 | €15,972 | €1,282 | -€14,690 | -92.0% |
| Taxes, remuneration and social security | 45 | €1,853 | €1,412 | -€440 | -23.8% |
| Taxes | 450/3 | €1,853 | €1,412 | -€440 | -23.8% |
| Other amounts payable | 47/48 | €44,911 | €26,285 | -€18,626 | -41.5% |
| Accrued charges and deferred income | 492/3 | €2,835 | €3,631 | +€796 | +28.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,689 | €2,856 | -€833 | -22.6% |
| Other operating charges | 640/8 | €244 | €249 | +€5 | +2.1% |
| Gross operating margin | 9900 | €11,738 | €9,356 | -€2,382 | -20.3% |
| Operating profit (loss) | 9901 | €7,804 | €6,251 | -€1,553 | -19.9% |
| Financial income | 75/76B | €175 | €67 | -€108 | -61.7% |
| Recurring financial income | 75 | €175 | €67 | -€108 | -61.7% |
| Financial charges | 65/66B | €1,457 | €1,265 | -€192 | -13.2% |
| Recurring financial charges | 65 | €1,457 | €1,265 | -€192 | -13.2% |
| Profit (loss) for the period before taxes | 9903 | €6,522 | €5,053 | -€1,469 | -22.5% |
| Income taxes | 67/77 | €1,806 | €1,389 | -€417 | -23.1% |
| Profit (loss) for the period | 9904 | €4,716 | €3,664 | -€1,052 | -22.3% |
| Profit (loss) for the period to be appropriated | 9905 | €4,716 | €3,664 | -€1,052 | -22.3% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.