InsuRonse: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
InsuRonse
Largest movements
- Financial fixed assets +€177,722
up €177,722 (+166%), from €106,900 to €284,622
- Cash -€20,557
down €20,557 (-24.1%), from €85,422 to €64,866
mainly Investment in fixed assets (net) (-€177,722) and Tax, wage and social debts (-€34,453)
- Debts after one year +€142,485
up €142,485 (+203%), from €70,038 to €212,523
- Tax, wage and social debts -€34,453
down €34,453 (-70.3%), from €49,018 to €14,565
of which Taxes: -€19,453
- Reserves +€21,371
up €21,371 (+38.5%), from €55,460 to €76,831
- Current portion of long-term debt +€15,582
up €15,582 (+181%), from €8,598 to €24,179
- Other debts +€11,793
up €11,793 (+321%), from €3,677 to €15,470
- Gross operating margin +€35,559
up €35,559 (+140%), from €25,429 to €60,988
- Taxes +€7,982
up €7,982 (+151%), from €5,291 to €13,274
- Financial charges +€4,587
up €4,587 (+93.8%), from €4,893 to €9,481
- Other operating charges +€2,213
up €2,213 (+103%), from €2,150 to €4,363
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €192,322 | €349,487 | +€157,165 | +81.7% |
| Fixed assets | 21/28 | €106,900 | €284,622 | +€177,722 | +166% |
| Financial fixed assets | 28 | €106,900 | €284,622 | +€177,722 | +166% |
| Current assets | 29/58 | €85,422 | €64,866 | -€20,557 | -24.1% |
| Cash at bank and in hand | 54/58 | €85,422 | €64,866 | -€20,557 | -24.1% |
| Total equity and liabilities | 10/49 | €192,322 | €349,487 | +€157,165 | +81.7% |
| Equity | 10/15 | €60,460 | €81,831 | +€21,371 | +35.3% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Reserves | 13 | €55,460 | €76,831 | +€21,371 | +38.5% |
| Distributable reserves | 133 | €55,460 | €76,831 | +€21,371 | +38.5% |
| Amounts payable | 17/49 | €131,863 | €267,656 | +€135,794 | +103% |
| Amounts payable after more than one year | 17 | €70,038 | €212,523 | +€142,485 | +203% |
| Financial debts | 170/4 | €70,038 | €212,523 | +€142,485 | +203% |
| Amounts payable within one year | 42/48 | €61,825 | €54,614 | -€7,211 | -11.7% |
| Current portion of amounts payable after more than one year | 42 | €8,598 | €24,179 | +€15,582 | +181% |
| Trade debts | 44 | €532 | €400 | -€132 | -24.9% |
| Suppliers | 440/4 | €532 | €400 | -€132 | -24.9% |
| Taxes, remuneration and social security | 45 | €49,018 | €14,565 | -€34,453 | -70.3% |
| Taxes | 450/3 | €34,018 | €14,565 | -€19,453 | -57.2% |
| Remuneration and social security | 454/9 | €15,000 | - | -€15,000 | |
| Other amounts payable | 47/48 | €3,677 | €15,470 | +€11,793 | +321% |
| Accrued charges and deferred income | 492/3 | - | €519 | +€519 | |
| Other operating charges | 640/8 | €2,150 | €4,363 | +€2,213 | +103% |
| Gross operating margin | 9900 | €25,429 | €60,988 | +€35,559 | +140% |
| Operating profit (loss) | 9901 | €23,279 | €56,625 | +€33,347 | +143% |
| Financial charges | 65/66B | €4,893 | €9,481 | +€4,587 | +93.8% |
| Recurring financial charges | 65 | €4,893 | €9,481 | +€4,587 | +93.8% |
| Profit (loss) for the period before taxes | 9903 | €18,386 | €47,145 | +€28,759 | +156% |
| Income taxes | 67/77 | €5,291 | €13,274 | +€7,982 | +151% |
| Profit (loss) for the period | 9904 | €13,094 | €33,871 | +€20,777 | +159% |
| Profit (loss) for the period to be appropriated | 9905 | €13,094 | €33,871 | +€20,777 | +159% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.