INSTAPKLAAR: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSTAPKLAAR
Largest movements
- Stocks and contracts -€372,538
down €372,538 (-6.9%), from €5.4m to €5.0m
- Cash +€149,610
up €149,610 (+243307.3%), from €61 to €149,671
mainly Other debts (+€949,486) and Stocks and contracts (+€372,538)
- Other debts +€949,486
up €949,486 (+37.5%), from €2.5m to €3.5m
- Short-term financial debts -€753,047
down €753,047 (-43.0%), from €1.8m to €1.0m
- Trade debts -€447,825
down €447,825 (-44.1%), from €1.0m to €567,886
- Gross operating margin -€598,679
down €598,679 (-78.2%), from €765,298 to €166,619
- Other operating charges -€195,965
down €195,965 (-94.3%), from €207,723 to €11,758
- Taxes -€92,930
down €92,930 (-76.5%), from €121,553 to €28,623
- Financial charges -€31,049
down €31,049 (-44.0%), from €70,522 to €39,473
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,698,328 | €5,448,233 | -€250,095 | -4.4% |
| Fixed assets | 21/28 | €2,521 | €1,627 | -€895 | -35.5% |
| Tangible fixed assets | 22/27 | €1,981 | €1,086 | -€895 | -45.2% |
| Furniture and vehicles | 24 | €1,981 | €1,086 | -€895 | -45.2% |
| Financial fixed assets | 28 | €541 | €541 | = | 0.0% |
| Current assets | 29/58 | €5,695,807 | €5,446,606 | -€249,201 | -4.4% |
| Stocks and contracts in progress | 3 | €5,393,096 | €5,020,558 | -€372,538 | -6.9% |
| Stocks | 30/36 | €5,393,096 | €5,020,558 | -€372,538 | -6.9% |
| Amounts receivable within one year | 40/41 | €302,649 | €276,377 | -€26,273 | -8.7% |
| Other amounts receivable | 41 | €302,649 | €276,377 | -€26,273 | -8.7% |
| Cash at bank and in hand | 54/58 | €61 | €149,671 | +€149,610 | +243307.3% |
| Total equity and liabilities | 10/49 | €5,698,328 | €5,448,233 | -€250,095 | -4.4% |
| Equity | 10/15 | €400,429 | €401,300 | +€871 | +0.2% |
| Contributions | 10/11 | €18,550 | €18,550 | = | 0.0% |
| Reserves | 13 | €1,855 | €1,855 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,855 | €1,855 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,855 | €1,855 | = | 0.0% |
| Profit (loss) carried forward | 14 | €380,024 | €380,895 | +€871 | +0.2% |
| Amounts payable | 17/49 | €5,297,899 | €5,046,933 | -€250,966 | -4.7% |
| Amounts payable within one year | 42/48 | €5,297,899 | €5,046,513 | -€251,386 | -4.7% |
| Financial debts | 43 | €1,753,047 | €1,000,000 | -€753,047 | -43.0% |
| Credit institutions | 430/8 | €1,753,047 | €1,000,000 | -€753,047 | -43.0% |
| Trade debts | 44 | €1,015,710 | €567,886 | -€447,825 | -44.1% |
| Suppliers | 440/4 | €1,015,710 | €567,886 | -€447,825 | -44.1% |
| Other amounts payable | 47/48 | €2,529,141 | €3,478,627 | +€949,486 | +37.5% |
| Accrued charges and deferred income | 492/3 | - | €420 | +€420 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €766 | €895 | +€128 | +16.7% |
| Other operating charges | 640/8 | €207,723 | €11,758 | -€195,965 | -94.3% |
| Gross operating margin | 9900 | €765,298 | €166,619 | -€598,679 | -78.2% |
| Operating profit (loss) | 9901 | €556,809 | €153,966 | -€402,842 | -72.3% |
| Financial charges | 65/66B | €70,522 | €39,473 | -€31,049 | -44.0% |
| Recurring financial charges | 65 | €70,522 | €39,473 | -€31,049 | -44.0% |
| Profit (loss) for the period before taxes | 9903 | €486,287 | €114,493 | -€371,794 | -76.5% |
| Income taxes | 67/77 | €121,553 | €28,623 | -€92,930 | -76.5% |
| Profit (loss) for the period | 9904 | €364,734 | €85,871 | -€278,864 | -76.5% |
| Profit (loss) for the period to be appropriated | 9905 | €364,734 | €85,871 | -€278,864 | -76.5% |
Source: filed annual accounts (NBB), fiscal years ended 30 June 2024 and 30 June 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.