INSTANT SAVEURS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSTANT SAVEURS
Largest movements
- Cash +€52,257
up €52,257 (+32.8%), from €159,429 to €211,686
mainly Net result for the year (+€61,360) and Other debts (+€38,417)
- Tangible fixed assets -€19,212
down €19,212 (-27.2%), from €70,667 to €51,455
of which Plant, machinery and equipment: -€12,914
- Receivables within one year -€14,096
down €14,096 (-28.3%), from €49,723 to €35,627
of which Trade receivables: -€15,894
- Other debts +€38,417
up €38,417 (+22.5%), from €170,382 to €208,799
- Tax, wage and social debts -€28,786
down €28,786 (-67.5%), from €42,635 to €13,849
of which Taxes: -€24,725
- Profit (loss) carried forward +€17,137
up €17,137 (+38.8%), from €44,223 to €61,360
- Debts after one year -€8,476
down €8,476 (-34.5%), from €24,572 to €16,096
- Gross operating margin -€7,666
down €7,666 (-4.2%), from €184,303 to €176,637
- Staff costs +€2,478
up €2,478 (+3.6%), from €68,372 to €70,849
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €298,190 | €315,409 | +€17,218 | +5.8% |
| Fixed assets | 21/28 | €70,886 | €51,674 | -€19,212 | -27.1% |
| Tangible fixed assets | 22/27 | €70,667 | €51,455 | -€19,212 | -27.2% |
| Plant, machinery and equipment | 23 | €50,167 | €37,253 | -€12,914 | -25.7% |
| Furniture and vehicles | 24 | €20,500 | €14,202 | -€6,298 | -30.7% |
| Financial fixed assets | 28 | €219 | €219 | = | 0.0% |
| Current assets | 29/58 | €227,304 | €263,734 | +€36,430 | +16.0% |
| Stocks and contracts in progress | 3 | €15,580 | €13,724 | -€1,856 | -11.9% |
| Stocks | 30/36 | €15,580 | €13,724 | -€1,856 | -11.9% |
| Amounts receivable within one year | 40/41 | €49,723 | €35,627 | -€14,096 | -28.3% |
| Trade receivables | 40 | €47,948 | €32,054 | -€15,894 | -33.1% |
| Other amounts receivable | 41 | €1,775 | €3,573 | +€1,798 | +101.3% |
| Cash at bank and in hand | 54/58 | €159,429 | €211,686 | +€52,257 | +32.8% |
| Deferred charges and accrued income | 490/1 | €2,571 | €2,697 | +€126 | +4.9% |
| Total equity and liabilities | 10/49 | €298,190 | €315,409 | +€17,218 | +5.8% |
| Equity | 10/15 | €49,223 | €66,360 | +€17,137 | +34.8% |
| Contributions | 10/11 | €5,000 | €5,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €44,223 | €61,360 | +€17,137 | +38.8% |
| Amounts payable | 17/49 | €248,967 | €249,048 | +€81 | 0.0% |
| Amounts payable after more than one year | 17 | €24,572 | €16,096 | -€8,476 | -34.5% |
| Financial debts | 170/4 | €24,572 | €16,096 | -€8,476 | -34.5% |
| Amounts payable within one year | 42/48 | €224,395 | €232,952 | +€8,557 | +3.8% |
| Current portion of amounts payable after more than one year | 42 | €8,193 | €8,476 | +€283 | +3.4% |
| Trade debts | 44 | €2,361 | €1,448 | -€913 | -38.7% |
| Suppliers | 440/4 | €2,361 | €1,448 | -€913 | -38.7% |
| Advances received on contracts in progress | 46 | €824 | €380 | -€444 | -53.9% |
| Taxes, remuneration and social security | 45 | €42,635 | €13,849 | -€28,786 | -67.5% |
| Taxes | 450/3 | €32,632 | €7,907 | -€24,725 | -75.8% |
| Remuneration and social security | 454/9 | €10,003 | €5,942 | -€4,061 | -40.6% |
| Other amounts payable | 47/48 | €170,382 | €208,799 | +€38,417 | +22.5% |
| Remuneration, social security and pensions | 62 | €68,372 | €70,849 | +€2,478 | +3.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €25,423 | €26,197 | +€773 | +3.0% |
| Other operating charges | 640/8 | €856 | €400 | -€456 | -53.3% |
| Gross operating margin | 9900 | €184,303 | €176,637 | -€7,666 | -4.2% |
| Operating profit (loss) | 9901 | €89,652 | €79,192 | -€10,460 | -11.7% |
| Financial income | 75/76B | €15 | €189 | +€174 | +1145.8% |
| Recurring financial income | 75 | €15 | €189 | +€174 | +1145.8% |
| Financial charges | 65/66B | €1,804 | €1,501 | -€303 | -16.8% |
| Recurring financial charges | 65 | €1,804 | €1,501 | -€303 | -16.8% |
| Profit (loss) for the period before taxes | 9903 | €87,863 | €77,880 | -€9,983 | -11.4% |
| Income taxes | 67/77 | €18,327 | €16,519 | -€1,807 | -9.9% |
| Profit (loss) for the period | 9904 | €69,536 | €61,360 | -€8,176 | -11.8% |
| Profit (loss) for the period to be appropriated | 9905 | €69,536 | €61,360 | -€8,176 | -11.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 3 October 2026 via checked.be.