Instant de Luxe: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Instant de Luxe
Largest movements
- Stocks and contracts -€52,770
down €52,770 (-30.0%), from €175,900 to €123,130
- Receivables within one year -€40,408
down €40,408 (-25.7%), from €157,315 to €116,907
- Tangible fixed assets -€15,740
down €15,740 (-23.4%), from €67,270 to €51,529
of which Furniture and vehicles: -€14,383
- Cash -€5,491
down €5,491 (-75.7%), from €7,250 to €1,760
mainly Net result for the year (-€59,685) and Advances received (-€46,700)
- Profit (loss) carried forward -€59,685
down €59,685, from €16,802 to -€42,883
- Advances received -€46,700
down €46,700 (-24.8%), from €188,158 to €141,458
- Other debts +€40,918
up €40,918 (+48.8%), from €83,870 to €124,788
- Trade debts -€32,988
down €32,988 (-92.5%), from €35,667 to €2,679
- Debts after one year -€10,928
down €10,928 (-33.4%), from €32,744 to €21,816
- Write-downs +€38,595
up €38,595, from -€9,120 to €29,475
- Staff costs -€33,757
down €33,757 (-34.0%), from €99,205 to €65,448
- Gross operating margin -€30,169
down €30,169 (-35.8%), from €84,240 to €54,070
- Depreciation +€3,295
up €3,295 (+26.5%), from €12,445 to €15,740
- Other operating charges +€1,018
up €1,018 (+89.1%), from €1,142 to €2,161
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €410,690 | €295,188 | -€115,502 | -28.1% |
| Fixed assets | 21/28 | €67,270 | €51,529 | -€15,740 | -23.4% |
| Tangible fixed assets | 22/27 | €67,270 | €51,529 | -€15,740 | -23.4% |
| Plant, machinery and equipment | 23 | €7,550 | €6,192 | -€1,357 | -18.0% |
| Furniture and vehicles | 24 | €59,720 | €45,337 | -€14,383 | -24.1% |
| Current assets | 29/58 | €343,420 | €243,658 | -€99,762 | -29.0% |
| Stocks and contracts in progress | 3 | €175,900 | €123,130 | -€52,770 | -30.0% |
| Stocks | 30/36 | €175,900 | €123,130 | -€52,770 | -30.0% |
| Amounts receivable within one year | 40/41 | €157,315 | €116,907 | -€40,408 | -25.7% |
| Trade receivables | 40 | €157,315 | €116,907 | -€40,408 | -25.7% |
| Cash at bank and in hand | 54/58 | €7,250 | €1,760 | -€5,491 | -75.7% |
| Deferred charges and accrued income | 490/1 | €2,954 | €1,862 | -€1,093 | -37.0% |
| Total equity and liabilities | 10/49 | €410,690 | €295,188 | -€115,502 | -28.1% |
| Equity | 10/15 | €37,372 | -€22,313 | -€59,685 | |
| Contributions | 10/11 | €20,570 | €20,570 | = | 0.0% |
| Profit (loss) carried forward | 14 | €16,802 | -€42,883 | -€59,685 | |
| Amounts payable | 17/49 | €373,318 | €317,501 | -€55,817 | -15.0% |
| Amounts payable after more than one year | 17 | €32,744 | €21,816 | -€10,928 | -33.4% |
| Financial debts | 170/4 | €32,744 | €21,816 | -€10,928 | -33.4% |
| Amounts payable within one year | 42/48 | €340,574 | €295,685 | -€44,889 | -13.2% |
| Current portion of amounts payable after more than one year | 42 | €10,835 | €11,576 | +€740 | +6.8% |
| Trade debts | 44 | €35,667 | €2,679 | -€32,988 | -92.5% |
| Suppliers | 440/4 | €35,667 | €2,679 | -€32,988 | -92.5% |
| Advances received on contracts in progress | 46 | €188,158 | €141,458 | -€46,700 | -24.8% |
| Taxes, remuneration and social security | 45 | €22,044 | €15,186 | -€6,858 | -31.1% |
| Taxes | 450/3 | €9,085 | €7,696 | -€1,389 | -15.3% |
| Remuneration and social security | 454/9 | €12,959 | €7,489 | -€5,470 | -42.2% |
| Other amounts payable | 47/48 | €83,870 | €124,788 | +€40,918 | +48.8% |
| Remuneration, social security and pensions | 62 | €99,205 | €65,448 | -€33,757 | -34.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,445 | €15,740 | +€3,295 | +26.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€9,120 | €29,475 | +€38,595 | |
| Other operating charges | 640/8 | €1,142 | €2,161 | +€1,018 | +89.1% |
| Gross operating margin | 9900 | €84,240 | €54,070 | -€30,169 | -35.8% |
| Operating profit (loss) | 9901 | -€19,433 | -€58,754 | -€39,320 | -202% |
| Financial income | 75/76B | €765 | €1,378 | +€613 | +80.1% |
| Recurring financial income | 75 | €765 | €1,378 | +€613 | +80.1% |
| Financial charges | 65/66B | €2,056 | €2,246 | +€190 | +9.3% |
| Recurring financial charges | 65 | €2,056 | €2,246 | +€190 | +9.3% |
| Profit (loss) for the period before taxes | 9903 | -€20,724 | -€59,622 | -€38,898 | -188% |
| Income taxes | 67/77 | €297 | €63 | -€234 | -78.8% |
| Profit (loss) for the period | 9904 | -€21,021 | -€59,685 | -€38,664 | -184% |
| Profit (loss) for the period to be appropriated | 9905 | -€21,021 | -€59,685 | -€38,664 | -184% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.