INSTAFIX: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSTAFIX
Largest movements
- Tangible fixed assets +€326,683
up €326,683 (+1169.1%), from €27,943 to €354,626
of which Land and buildings: +€310,453
- Receivables within one year +€101,617
up €101,617 (+493.0%), from €20,612 to €122,230
of which Other amounts receivable: +€65,821
- Stocks and contracts +€7,000
up €7,000 (+46.7%), from €15,000 to €22,000
- Cash +€6,573
up €6,573 (+40.7%), from €16,162 to €22,735
mainly Debts after one year (+€284,429) and Other debts (+€64,507)
- Debts after one year +€284,429
new in 2025: €284,429
- Other debts +€64,507
up €64,507 (+351.8%), from €18,335 to €82,842
- Trade debts +€37,824
up €37,824 (+221.0%), from €17,114 to €54,938
- Profit (loss) carried forward +€30,943
up €30,943 (+102.9%), from €30,059 to €61,002
- Current portion of long-term debt +€15,571
new in 2025: €15,571
- Gross operating margin +€36,204
up €36,204 (+77.2%), from €46,881 to €83,085
- Staff costs +€23,767
new in 2025: €23,767
- Depreciation +€18,231
up €18,231 (+239.9%), from €7,601 to €25,832
- Taxes -€5,523
down €5,523 (-75.2%), from €7,341 to €1,818
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €79,838 | €521,814 | +€441,976 | +553.6% |
| Fixed assets | 21/28 | €27,943 | €354,626 | +€326,683 | +1169.1% |
| Tangible fixed assets | 22/27 | €27,943 | €354,626 | +€326,683 | +1169.1% |
| Land and buildings | 22 | - | €310,453 | +€310,453 | |
| Plant, machinery and equipment | 23 | €27,943 | €24,415 | -€3,528 | -12.6% |
| Furniture and vehicles | 24 | - | €19,758 | +€19,758 | |
| Current assets | 29/58 | €51,895 | €167,188 | +€115,293 | +222.2% |
| Stocks and contracts in progress | 3 | €15,000 | €22,000 | +€7,000 | +46.7% |
| Stocks | 30/36 | €15,000 | €22,000 | +€7,000 | +46.7% |
| Amounts receivable within one year | 40/41 | €20,612 | €122,230 | +€101,617 | +493.0% |
| Trade receivables | 40 | €19,112 | €54,909 | +€35,797 | +187.3% |
| Other amounts receivable | 41 | €1,500 | €67,321 | +€65,821 | +4388.0% |
| Cash at bank and in hand | 54/58 | €16,162 | €22,735 | +€6,573 | +40.7% |
| Deferred charges and accrued income | 490/1 | €120 | €223 | +€102 | +85.3% |
| Total equity and liabilities | 10/49 | €79,838 | €521,814 | +€441,976 | +553.6% |
| Equity | 10/15 | €32,059 | €63,002 | +€30,943 | +96.5% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €30,059 | €61,002 | +€30,943 | +102.9% |
| Amounts payable | 17/49 | €47,779 | €458,811 | +€411,032 | +860.3% |
| Amounts payable after more than one year | 17 | - | €284,429 | +€284,429 | |
| Financial debts | 170/4 | - | €284,429 | +€284,429 | |
| Amounts payable within one year | 42/48 | €45,279 | €172,062 | +€126,784 | +280.0% |
| Current portion of amounts payable after more than one year | 42 | - | €15,571 | +€15,571 | |
| Trade debts | 44 | €17,114 | €54,938 | +€37,824 | +221.0% |
| Suppliers | 440/4 | €17,114 | €54,938 | +€37,824 | +221.0% |
| Advances received on contracts in progress | 46 | - | €1,094 | +€1,094 | |
| Taxes, remuneration and social security | 45 | €9,829 | €17,617 | +€7,788 | +79.2% |
| Taxes | 450/3 | €9,829 | €6,813 | -€3,016 | -30.7% |
| Remuneration and social security | 454/9 | - | €10,804 | +€10,804 | |
| Other amounts payable | 47/48 | €18,335 | €82,842 | +€64,507 | +351.8% |
| Accrued charges and deferred income | 492/3 | €2,500 | €2,320 | -€180 | -7.2% |
| Remuneration, social security and pensions | 62 | - | €23,767 | +€23,767 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,601 | €25,832 | +€18,231 | +239.9% |
| Other operating charges | 640/8 | €126 | €248 | +€122 | +96.7% |
| Gross operating margin | 9900 | €46,881 | €83,085 | +€36,204 | +77.2% |
| Operating profit (loss) | 9901 | €39,154 | €33,238 | -€5,916 | -15.1% |
| Financial income | 75/76B | €0 | €1 | +€1 | +4950.0% |
| Recurring financial income | 75 | €0 | €1 | +€1 | +4950.0% |
| Financial charges | 65/66B | €88 | €478 | +€390 | +443.5% |
| Recurring financial charges | 65 | €88 | €478 | +€390 | +443.5% |
| Profit (loss) for the period before taxes | 9903 | €39,066 | €32,761 | -€6,305 | -16.1% |
| Income taxes | 67/77 | €7,341 | €1,818 | -€5,523 | -75.2% |
| Profit (loss) for the period | 9904 | €31,725 | €30,943 | -€782 | -2.5% |
| Profit (loss) for the period to be appropriated | 9905 | €31,725 | €30,943 | -€782 | -2.5% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.