INSOLIT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSOLIT
Largest movements
- Receivables within one year +€20,559
up €20,559 (+58.5%), from €35,161 to €55,719
of which Trade receivables: +€26,043
- Cash -€12,569
down €12,569 (-31.6%), from €39,735 to €27,166
mainly Contributions, distributions and other (-€43,800) and Receivables within one year (-€20,559)
- Tangible fixed assets -€3,406
down €3,406 (-18.2%), from €18,732 to €15,326
- Deferred charges and accrued income -€2,700
down €2,700 (-97.6%), from €2,766 to €65
- Reserves -€43,800
down €43,800 (-71.6%), from €61,211 to €17,411
of which Distributable reserves: -€43,800
- Other debts +€40,837
up €40,837 (+1,204%), from €3,393 to €44,230
- Trade debts +€8,742
up €8,742 (+62.9%), from €13,888 to €22,630
- Profit (loss) carried forward -€6,325
down €6,325 (-117%), from -€5,402 to -€11,728
- Tax, wage and social debts +€2,431
up €2,431 (+51.7%), from €4,704 to €7,134
of which Taxes: +€3,624
- Gross operating margin +€10,977
up €10,977, from -€3,907 to €7,070
- Staff costs -€6,871
down €6,871 (-77.8%), from €8,828 to €1,957
- Other operating charges -€4,610
down €4,610 (-71.1%), from €6,481 to €1,872
- Depreciation +€3,220
up €3,220 (+88.6%), from €3,635 to €6,855
- Write-downs +€1,200
no longer reported in 2025 (was -€1,200)
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €96,393 | €98,277 | +€1,884 | +2.0% |
| Fixed assets | 21/28 | €18,732 | €15,326 | -€3,406 | -18.2% |
| Tangible fixed assets | 22/27 | €18,732 | €15,326 | -€3,406 | -18.2% |
| Furniture and vehicles | 24 | €18,732 | €15,326 | -€3,406 | -18.2% |
| Current assets | 29/58 | €77,661 | €82,951 | +€5,290 | +6.8% |
| Amounts receivable within one year | 40/41 | €35,161 | €55,719 | +€20,559 | +58.5% |
| Trade receivables | 40 | €20,493 | €46,536 | +€26,043 | +127% |
| Other amounts receivable | 41 | €14,667 | €9,183 | -€5,484 | -37.4% |
| Cash at bank and in hand | 54/58 | €39,735 | €27,166 | -€12,569 | -31.6% |
| Deferred charges and accrued income | 490/1 | €2,766 | €65 | -€2,700 | -97.6% |
| Total equity and liabilities | 10/49 | €96,393 | €98,277 | +€1,884 | +2.0% |
| Equity | 10/15 | €74,409 | €24,283 | -€50,125 | -67.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €61,211 | €17,411 | -€43,800 | -71.6% |
| Non-distributable reserves | 130/1 | €9,669 | €9,669 | = | 0.0% |
| Reserves not available under the articles | 1311 | €9,669 | €9,669 | = | 0.0% |
| Tax-exempt reserves | 132 | €7,742 | €7,742 | = | 0.0% |
| Distributable reserves | 133 | €43,800 | - | -€43,800 | |
| Profit (loss) carried forward | 14 | -€5,402 | -€11,728 | -€6,325 | -117% |
| Amounts payable | 17/49 | €21,984 | €73,994 | +€52,009 | +237% |
| Amounts payable within one year | 42/48 | €21,984 | €73,994 | +€52,009 | +237% |
| Trade debts | 44 | €13,888 | €22,630 | +€8,742 | +62.9% |
| Suppliers | 440/4 | €13,888 | €22,630 | +€8,742 | +62.9% |
| Taxes, remuneration and social security | 45 | €4,704 | €7,134 | +€2,431 | +51.7% |
| Taxes | 450/3 | €3,510 | €7,134 | +€3,624 | +103% |
| Remuneration and social security | 454/9 | €1,193 | - | -€1,193 | |
| Other amounts payable | 47/48 | €3,393 | €44,230 | +€40,837 | +1,204% |
| Remuneration, social security and pensions | 62 | €8,828 | €1,957 | -€6,871 | -77.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,635 | €6,855 | +€3,220 | +88.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€1,200 | - | +€1,200 | |
| Other operating charges | 640/8 | €6,481 | €1,872 | -€4,610 | -71.1% |
| Gross operating margin | 9900 | -€3,907 | €7,070 | +€10,977 | |
| Operating profit (loss) | 9901 | -€21,651 | -€3,614 | +€18,037 | +83.3% |
| Financial income | 75/76B | - | €164 | +€164 | |
| Recurring financial income | 75 | - | €164 | +€164 | |
| Financial charges | 65/66B | €2,369 | €2,717 | +€349 | +14.7% |
| Recurring financial charges | 65 | €2,369 | €2,717 | +€349 | +14.7% |
| Profit (loss) for the period before taxes | 9903 | -€24,020 | -€6,167 | +€17,853 | +74.3% |
| Income taxes | 67/77 | €189 | €159 | -€31 | -16.2% |
| Profit (loss) for the period | 9904 | -€24,209 | -€6,325 | +€17,883 | +73.9% |
| Profit (loss) for the period to be appropriated | 9905 | -€24,209 | -€6,325 | +€17,883 | +73.9% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 24 October 2026 via checked.be.