INSITELY: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSITELY
Largest movements
- Tangible fixed assets -€11,226
down €11,226 (-85.6%), from €13,117 to €1,891
of which Furniture and vehicles: -€11,226
- Receivables within one year -€6,667
down €6,667 (-47.9%), from €13,926 to €7,259
of which Other amounts receivable: -€3,657
- Cash +€5,259
up €5,259 (+16.8%), from €31,312 to €36,571
mainly Depreciation (+€10,737) and Receivables within one year (+€6,667)
- Receivables after one year +€2,500
new in 2025: €2,500
- Deferred charges and accrued income -€987
down €987 (-9.9%), from €9,947 to €8,961
- Current portion of long-term debt -€10,319
down €10,319 (-87.0%), from €11,855 to €1,536
- Tax, wage and social debts -€4,079
down €4,079 (-88.2%), from €4,623 to €545
- Reserves +€2,724
up €2,724 (+10.2%), from €26,608 to €29,333
- Other debts +€2,711
up €2,711 (+1,544%), from €176 to €2,886
- Debts after one year -€1,536
down €1,536 (-70.4%), from €2,183 to €647
- Gross operating margin -€7,828
down €7,828 (-30.7%), from €25,474 to €17,646
- Depreciation -€3,532
down €3,532 (-24.8%), from €14,269 to €10,737
- Taxes +€656
up €656 (+47.8%), from €1,373 to €2,029
- Financial charges +€583
up €583 (+207%), from €282 to €865
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €68,303 | €57,458 | -€10,845 | -15.9% |
| Fixed assets | 21/28 | €13,117 | €2,166 | -€10,951 | -83.5% |
| Tangible fixed assets | 22/27 | €13,117 | €1,891 | -€11,226 | -85.6% |
| Furniture and vehicles | 24 | €13,117 | €1,891 | -€11,226 | -85.6% |
| Other tangible fixed assets | 26 | €0 | - | = | |
| Financial fixed assets | 28 | - | €275 | +€275 | |
| Current assets | 29/58 | €55,186 | €55,291 | +€105 | +0.2% |
| Amounts receivable after more than one year | 29 | - | €2,500 | +€2,500 | |
| Other amounts receivable | 291 | - | €2,500 | +€2,500 | |
| Amounts receivable within one year | 40/41 | €13,926 | €7,259 | -€6,667 | -47.9% |
| Trade receivables | 40 | €9,181 | €6,171 | -€3,010 | -32.8% |
| Other amounts receivable | 41 | €4,745 | €1,088 | -€3,657 | -77.1% |
| Cash at bank and in hand | 54/58 | €31,312 | €36,571 | +€5,259 | +16.8% |
| Deferred charges and accrued income | 490/1 | €9,947 | €8,961 | -€987 | -9.9% |
| Total equity and liabilities | 10/49 | €68,303 | €57,458 | -€10,845 | -15.9% |
| Equity | 10/15 | €45,208 | €47,933 | +€2,724 | +6.0% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €26,608 | €29,333 | +€2,724 | +10.2% |
| Distributable reserves | 133 | €26,608 | €29,333 | +€2,724 | +10.2% |
| Profit (loss) carried forward | 14 | €0 | €0 | = | |
| Amounts payable | 17/49 | €23,094 | €9,525 | -€13,570 | -58.8% |
| Amounts payable after more than one year | 17 | €2,183 | €647 | -€1,536 | -70.4% |
| Financial debts | 170/4 | €2,183 | €647 | -€1,536 | -70.4% |
| Amounts payable within one year | 42/48 | €20,911 | €8,878 | -€12,034 | -57.5% |
| Current portion of amounts payable after more than one year | 42 | €11,855 | €1,536 | -€10,319 | -87.0% |
| Trade debts | 44 | €4,257 | €3,911 | -€346 | -8.1% |
| Suppliers | 440/4 | €4,257 | €3,911 | -€346 | -8.1% |
| Taxes, remuneration and social security | 45 | €4,623 | €545 | -€4,079 | -88.2% |
| Taxes | 450/3 | €4,623 | €545 | -€4,079 | -88.2% |
| Other amounts payable | 47/48 | €176 | €2,886 | +€2,711 | +1,544% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €14,269 | €10,737 | -€3,532 | -24.8% |
| Other operating charges | 640/8 | €989 | €834 | -€155 | -15.7% |
| Non-recurring operating charges | 66A | €8,559 | €488 | -€8,071 | -94.3% |
| Gross operating margin | 9900 | €25,474 | €17,646 | -€7,828 | -30.7% |
| Operating profit (loss) | 9901 | €1,656 | €5,586 | +€3,930 | +237% |
| Financial income | 75/76B | €69 | €33 | -€35 | -51.6% |
| Recurring financial income | 75 | €69 | €33 | -€35 | -51.6% |
| Financial charges | 65/66B | €282 | €865 | +€583 | +207% |
| Recurring financial charges | 65 | €282 | €865 | +€583 | +207% |
| Profit (loss) for the period before taxes | 9903 | €1,443 | €4,754 | +€3,311 | +230% |
| Income taxes | 67/77 | €1,373 | €2,029 | +€656 | +47.8% |
| Profit (loss) for the period | 9904 | €70 | €2,724 | +€2,655 | +3,809% |
| Profit (loss) for the period to be appropriated | 9905 | €70 | €2,724 | +€2,655 | +3,809% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 October 2026 via checked.be.