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INSIGO: what changed

Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.

What changed

INSIGO

BE 0423.977.102
NACE 55.900, Accommodation
fiscal year 2024 against 2025filed annual accounts (NBB)
Net result for the year
-€10,777
2024 · €46,576-€57,354
Equity
€313,622
2024 · €324,399-€10,777
Cash
€162,010
2024 · €128,798+€33,212
Balance sheet total
€315,925
2024 · €345,952-€30,027

Largest movements

2024 to 2025
Assets
  • Financial fixed assets -€52,375

    down €52,375 (-37.6%), from €139,380 to €87,005

  • Cash +€33,212

    up €33,212 (+25.8%), from €128,798 to €162,010

    mainly Investment in fixed assets (net) (+€52,375) and Receivables within one year (+€10,864)

  • Receivables within one year -€10,864

    down €10,864 (-41.8%), from €25,961 to €15,097

    of which Trade receivables: -€23,840

Equity and liabilities
  • Profit (loss) carried forward -€10,777

    down €10,777 (-4.6%), from €232,170 to €221,392

  • Other debts -€7,326

    down €7,326 (-78.5%), from €9,331 to €2,005

  • Accrued charges and deferred income -€6,668

    no longer reported in 2025 (was €6,668)

Income statement
  • Gross operating margin -€36,124

    down €36,124 (-59.1%), from €61,175 to €25,051

  • Staff costs +€9,747

    up €9,747 (+64.1%), from €15,200 to €24,947

  • Other operating charges +€9,170

    up €9,170 (+182.7%), from €5,019 to €14,189

  • Financial income -€1,466

    down €1,466 (-25.9%), from €5,649 to €4,183

  • Financial charges +€797

    up €797 (+2791.5%), from €29 to €825

From the 2024 result to the 2025 result

effect on the result

Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.

Result 2024 €46,576
Gross operating margin -€36,124
Staff costs -€9,747
Other operating charges -€9,170
Financial income -€1,466
Financial charges -€797
Taxes -€50
Result 2025 -€10,777

Cash bridge derived

cash 2024 to 2025

Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.

From operations -€17,163
Investment +€52,375
Financing -€2,000
Cash 2024 €128,798
Net result for the year -€10,777
Receivables within one year +€10,864
Tax, wage and social debts -€3,256
Other debts -€7,326
Accrued charges and deferred income -€6,668
Investment in fixed assets (net) +€52,375
Current portion of long-term debt -€2,000
Cash 2025 €162,010
Every line side by side 39 lines
Line Code 2024 2025 Change %
Total assets 20/58 €345,952 €315,925 -€30,027 -8.7%
Fixed assets 21/28 €191,193 €138,818 -€52,375 -27.4%
Tangible fixed assets 22/27 €51,814 €51,814 = 0.0%
Land and buildings 22 €51,814 €51,814 = 0.0%
Financial fixed assets 28 €139,380 €87,005 -€52,375 -37.6%
Current assets 29/58 €154,758 €177,106 +€22,348 +14.4%
Amounts receivable within one year 40/41 €25,961 €15,097 -€10,864 -41.8%
Trade receivables 40 €24,195 €356 -€23,840 -98.5%
Other amounts receivable 41 €1,765 €14,741 +€12,976 +735.0%
Cash at bank and in hand 54/58 €128,798 €162,010 +€33,212 +25.8%
Total equity and liabilities 10/49 €345,952 €315,925 -€30,027 -8.7%
Equity 10/15 €324,399 €313,622 -€10,777 -3.3%
Contributions 10/11 €62,000 €62,000 = 0.0%
Capital 10 €62,000 €62,000 = 0.0%
Issued capital 100 €62,000 €62,000 = 0.0%
Reserves 13 €30,229 €30,229 = 0.0%
Non-distributable reserves 130/1 €6,200 €6,200 = 0.0%
Legal reserve 130 €6,200 €6,200 = 0.0%
Distributable reserves 133 €24,029 €24,029 = 0.0%
Profit (loss) carried forward 14 €232,170 €221,392 -€10,777 -4.6%
Amounts payable 17/49 €21,553 €2,303 -€19,250 -89.3%
Amounts payable within one year 42/48 €14,885 €2,303 -€12,582 -84.5%
Current portion of amounts payable after more than one year 42 €2,000 - -€2,000
Taxes, remuneration and social security 45 €3,554 €298 -€3,256 -91.6%
Taxes 450/3 €3,554 €298 -€3,256 -91.6%
Other amounts payable 47/48 €9,331 €2,005 -€7,326 -78.5%
Accrued charges and deferred income 492/3 €6,668 - -€6,668
Remuneration, social security and pensions 62 €15,200 €24,947 +€9,747 +64.1%
Other operating charges 640/8 €5,019 €14,189 +€9,170 +182.7%
Gross operating margin 9900 €61,175 €25,051 -€36,124 -59.1%
Operating profit (loss) 9901 €40,956 -€14,085 -€55,041
Financial income 75/76B €5,649 €4,183 -€1,466 -25.9%
Recurring financial income 75 €5,649 €4,183 -€1,466 -25.9%
Financial charges 65/66B €29 €825 +€797 +2791.5%
Recurring financial charges 65 €29 €825 +€797 +2791.5%
Profit (loss) for the period before taxes 9903 €46,576 -€10,727 -€57,304
Income taxes 67/77 - €50 +€50
Profit (loss) for the period 9904 €46,576 -€10,777 -€57,354
Profit (loss) for the period to be appropriated 9905 €46,576 -€10,777 -€57,354

Source: filed annual accounts (NBB), fiscal years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.