INSIGHTSWORLD: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
What changed
INSIGHTSWORLD
NACE 85.599, Other education
financial year 2025 compared with 2024filed annual accounts (NBB)
Net result for the year
€1.3m
2024 · €1.6m-€359,481
Equity
€567,442
2024 · €1.8m-€1.2m
Cash
€1.3m
2024 · €780,326+€484,167
Balance sheet total
€2.1m
2024 · €5.5m-€3.4m
Largest movements
Assets
- Receivables within one year -€3.9m
down €3.9m (-83.9%), from €4.7m to €749,208
of which Other amounts receivable: -€3.9m
- Cash +€484,167
up €484,167 (+62.0%), from €780,326 to €1.3m
mainly Receivables within one year (+€3.9m) and Net result for the year (+€1.3m)
Equity and liabilities
- Other debts -€2.0m
down €2.0m (-68.2%), from €3.0m to €953,232
- Profit (loss) carried forward -€1.2m
down €1.2m (-69.2%), from €1.8m to €546,982
Income statement
- Turnover -€264,758
down €264,758 (-5.0%), from €5.3m to €5.0m
- Staff costs +€181,252
up €181,252 (+45.4%), from €399,654 to €580,906
- Services and other goods -€151,996
down €151,996 (-10.1%), from €1.5m to €1.3m
- Financial income -€127,418
down €127,418 (-57.0%), from €223,398 to €95,980
- Taxes -€63,443
down €63,443 (-11.6%), from €545,363 to €481,920
of which Taxes: -€66,443
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Result 2024
€1.6m
Turnover
-€264,758
Other operating income
+€11,804
Goods and materials
-€11,496
Services and other goods
+€151,996
Staff costs
-€181,252
Depreciation
-€901
Other operating charges
-€9,154
Financial income
-€127,418
Financial charges
+€8,255
Taxes
+€63,443
Result 2025
€1.3m
raises the resultlowers the result
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
From operations
+€3.0m
Investment
€0
Financing
-€2.5m
Cash 2024
€780,326
From operations (derived)
+€3.0m
Net result for the year
+€1.3m
Depreciation
+€10,494
Stocks and contracts
-€45,164
Receivables within one year
+€3.9m
Deferred charges and accrued income
+€1,031
Trade debts
-€43,984
Tax, wage and social debts
-€51,937
Other debts
-€2.0m
Accrued charges and deferred income
-€29,328
Financing
-€2.5m
Contributions, distributions and other
-€2.5m
Cash 2025
€1.3m
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €5,530,434 | €2,130,206 | -€3.4m | -61.5% |
| Fixed assets | 21/28 | €32,163 | €21,669 | -€10,494 | -32.6% |
| Tangible fixed assets | 22/27 | €30,323 | €19,829 | -€10,494 | -34.6% |
| Plant, machinery and equipment | 23 | €7,403 | €3,159 | -€4,244 | -57.3% |
| Furniture and vehicles | 24 | €3,147 | €1,617 | -€1,530 | -48.6% |
| Other tangible fixed assets | 26 | €19,773 | €15,053 | -€4,720 | -23.9% |
| Financial fixed assets | 28 | €1,840 | €1,840 | = | 0.0% |
| Other financial fixed assets | 284/8 | €1,840 | €1,840 | = | 0.0% |
| Amounts receivable and cash guarantees | 285/8 | €1,840 | €1,840 | = | 0.0% |
| Current assets | 29/58 | €5,498,271 | €2,108,537 | -€3.4m | -61.7% |
| Stocks and contracts in progress | 3 | €47,815 | €92,979 | +€45,164 | +94.5% |
| Stocks | 30/36 | €47,815 | €92,979 | +€45,164 | +94.5% |
| Goods purchased for resale | 34 | €47,815 | €92,979 | +€45,164 | +94.5% |
| Amounts receivable within one year | 40/41 | €4,667,242 | €749,208 | -€3.9m | -83.9% |
| Trade receivables | 40 | €752,646 | €749,208 | -€3,438 | -0.5% |
| Other amounts receivable | 41 | €3,914,596 | - | -€3.9m | |
| Cash at bank and in hand | 54/58 | €780,326 | €1,264,493 | +€484,167 | +62.0% |
| Deferred charges and accrued income | 490/1 | €2,888 | €1,857 | -€1,031 | -35.7% |
| Total equity and liabilities | 10/49 | €5,530,434 | €2,130,206 | -€3.4m | -61.5% |
| Equity | 10/15 | €1,795,653 | €567,442 | -€1.2m | -68.4% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €1,775,193 | €546,982 | -€1.2m | -69.2% |
| Amounts payable | 17/49 | €3,734,781 | €1,562,764 | -€2.2m | -58.2% |
| Amounts payable within one year | 42/48 | €3,344,536 | €1,201,847 | -€2.1m | -64.1% |
| Trade debts | 44 | €119,292 | €75,308 | -€43,984 | -36.9% |
| Suppliers | 440/4 | €119,292 | €75,308 | -€43,984 | -36.9% |
| Taxes, remuneration and social security | 45 | €225,244 | €173,307 | -€51,937 | -23.1% |
| Taxes | 450/3 | €225,244 | €132,146 | -€93,098 | -41.3% |
| Remuneration and social security | 454/9 | - | €41,161 | +€41,161 | |
| Other amounts payable | 47/48 | €3,000,000 | €953,232 | -€2.0m | -68.2% |
| Accrued charges and deferred income | 492/3 | €390,245 | €360,917 | -€29,328 | -7.5% |
| Operating income | 70/76A | €5,307,817 | €5,054,863 | -€252,954 | -4.8% |
| Turnover | 70 | €5,286,707 | €5,021,949 | -€264,758 | -5.0% |
| Other operating income | 74 | €21,110 | €32,914 | +€11,804 | +55.9% |
| Operating charges | 60/66A | €3,342,733 | €3,393,540 | +€50,807 | +1.5% |
| Goods for resale, raw materials and consumables | 60 | €1,427,838 | €1,439,334 | +€11,496 | +0.8% |
| Purchases | 600/8 | €1,429,271 | €1,484,498 | +€55,227 | +3.9% |
| Change in stocks: decrease (increase) | 609 | -€1,433 | -€45,164 | -€43,731 | -3,052% |
| Services and other goods | 61 | €1,498,273 | €1,346,277 | -€151,996 | -10.1% |
| Remuneration, social security and pensions | 62 | €399,654 | €580,906 | +€181,252 | +45.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,593 | €10,494 | +€901 | +9.4% |
| Other operating charges | 640/8 | €7,375 | €16,529 | +€9,154 | +124% |
| Operating profit (loss) | 9901 | €1,965,084 | €1,661,323 | -€303,761 | -15.5% |
| Financial income | 75/76B | €223,398 | €95,980 | -€127,418 | -57.0% |
| Recurring financial income | 75 | €223,398 | €95,980 | -€127,418 | -57.0% |
| Income from financial fixed assets | 750 | €223,398 | €95,980 | -€127,418 | -57.0% |
| Financial charges | 65/66B | €11,849 | €3,594 | -€8,255 | -69.7% |
| Recurring financial charges | 65 | €11,849 | €3,594 | -€8,255 | -69.7% |
| Debt charges | 650 | €6,153 | €3,594 | -€2,559 | -41.6% |
| Other financial charges | 652/9 | €5,696 | - | -€5,696 | |
| Profit (loss) for the period before taxes | 9903 | €2,176,633 | €1,753,709 | -€422,924 | -19.4% |
| Income taxes | 67/77 | €545,363 | €481,920 | -€63,443 | -11.6% |
| Taxes | 670/3 | €548,363 | €481,920 | -€66,443 | -12.1% |
| Tax adjustments and reversals of tax provisions | 77 | €3,000 | - | -€3,000 | |
| Profit (loss) for the period | 9904 | €1,631,270 | €1,271,789 | -€359,481 | -22.0% |
| Profit (loss) for the period to be appropriated | 9905 | €1,631,270 | €1,271,789 | -€359,481 | -22.0% |
Source: filed annual accounts (NBB), financial years ended 31 March 2024 and 31 March 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 20 October 2026 via checked.be.