INSIGHTFUL SOLUTIONS: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSIGHTFUL SOLUTIONS
Largest movements
- Receivables within one year +€76,665
up €76,665 (+411.4%), from €18,634 to €95,299
- Cash -€54,392
down €54,392 (-56.6%), from €96,164 to €41,772
mainly Receivables within one year (-€76,665) and Trade debts (-€19,364)
- Profit (loss) carried forward +€36,266
up €36,266 (+133.1%), from €27,257 to €63,522
- Trade debts -€19,364
down €19,364 (-33.1%), from €58,550 to €39,186
- Tax, wage and social debts +€13,791
up €13,791 (+105.3%), from €13,099 to €26,890
of which Taxes: +€13,763
- Other debts -€9,487
down €9,487 (-42.8%), from €22,158 to €12,671
- Gross operating margin +€31,780
up €31,780 (+126.5%), from €25,115 to €56,895
- Taxes +€9,576
up €9,576 (+229.9%), from €4,165 to €13,741
- Depreciation +€734
up €734 (+22.9%), from €3,202 to €3,935
- Other operating charges -€613
down €613 (-66.1%), from €927 to €314
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €125,283 | €146,489 | +€21,206 | +16.9% |
| Fixed assets | 21/28 | €8,522 | €7,372 | -€1,150 | -13.5% |
| Tangible fixed assets | 22/27 | €8,337 | €7,187 | -€1,150 | -13.8% |
| Plant, machinery and equipment | 23 | - | €484 | +€484 | |
| Furniture and vehicles | 24 | €8,337 | €6,703 | -€1,634 | -19.6% |
| Financial fixed assets | 28 | €185 | €185 | = | 0.0% |
| Current assets | 29/58 | €116,761 | €139,117 | +€22,356 | +19.1% |
| Amounts receivable within one year | 40/41 | €18,634 | €95,299 | +€76,665 | +411.4% |
| Trade receivables | 40 | €18,634 | €95,299 | +€76,665 | +411.4% |
| Cash at bank and in hand | 54/58 | €96,164 | €41,772 | -€54,392 | -56.6% |
| Deferred charges and accrued income | 490/1 | €1,963 | €2,046 | +€84 | +4.3% |
| Total equity and liabilities | 10/49 | €125,283 | €146,489 | +€21,206 | +16.9% |
| Equity | 10/15 | €29,257 | €65,522 | +€36,266 | +124.0% |
| Contributions | 10/11 | €2,000 | €2,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €27,257 | €63,522 | +€36,266 | +133.1% |
| Amounts payable | 17/49 | €96,027 | €80,967 | -€15,060 | -15.7% |
| Amounts payable within one year | 42/48 | €93,807 | €78,747 | -€15,060 | -16.1% |
| Trade debts | 44 | €58,550 | €39,186 | -€19,364 | -33.1% |
| Suppliers | 440/4 | €58,550 | €39,186 | -€19,364 | -33.1% |
| Taxes, remuneration and social security | 45 | €13,099 | €26,890 | +€13,791 | +105.3% |
| Taxes | 450/3 | €9,176 | €22,939 | +€13,763 | +150.0% |
| Remuneration and social security | 454/9 | €3,923 | €3,951 | +€28 | +0.7% |
| Other amounts payable | 47/48 | €22,158 | €12,671 | -€9,487 | -42.8% |
| Accrued charges and deferred income | 492/3 | €2,220 | €2,220 | = | 0.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €3,202 | €3,935 | +€734 | +22.9% |
| Other operating charges | 640/8 | €927 | €314 | -€613 | -66.1% |
| Gross operating margin | 9900 | €25,115 | €56,895 | +€31,780 | +126.5% |
| Operating profit (loss) | 9901 | €20,986 | €52,645 | +€31,659 | +150.9% |
| Financial charges | 65/66B | €2,623 | €2,638 | +€15 | +0.6% |
| Recurring financial charges | 65 | €2,623 | €2,638 | +€15 | +0.6% |
| Profit (loss) for the period before taxes | 9903 | €18,363 | €50,007 | +€31,644 | +172.3% |
| Income taxes | 67/77 | €4,165 | €13,741 | +€9,576 | +229.9% |
| Profit (loss) for the period | 9904 | €14,197 | €36,266 | +€22,069 | +155.4% |
| Profit (loss) for the period to be appropriated | 9905 | €14,197 | €36,266 | +€22,069 | +155.4% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 7 October 2026 via checked.be.