INSIGHT SERVICE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INSIGHT SERVICE
Largest movements
- Cash -€6,548
down €6,548 (-10.3%), from €63,796 to €57,248
mainly Net result for the year (-€15,451) and Short-term financial debts (-€0)
- Receivables within one year -€6,312
down €6,312 (-85.1%), from €7,421 to €1,109
of which Trade receivables: -€6,727
- Tangible fixed assets -€1,409
down €1,409 (-22.8%), from €6,181 to €4,772
of which Furniture and vehicles: -€707
- Profit (loss) carried forward -€15,451
down €15,451 (-39.2%), from €39,434 to €23,984
- Gross operating margin -€6,741
down €6,741 (-152%), from -€4,434 to -€11,174
- Financial charges +€709
up €709 (+47.6%), from €1,490 to €2,198
- Depreciation +€544
up €544 (+62.8%), from €865 to €1,409
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €83,594 | €69,091 | -€14,504 | -17.4% |
| Fixed assets | 21/28 | €6,181 | €4,772 | -€1,409 | -22.8% |
| Tangible fixed assets | 22/27 | €6,181 | €4,772 | -€1,409 | -22.8% |
| Plant, machinery and equipment | 23 | €2,884 | €2,182 | -€702 | -24.3% |
| Furniture and vehicles | 24 | €3,298 | €2,590 | -€707 | -21.4% |
| Current assets | 29/58 | €77,413 | €64,319 | -€13,094 | -16.9% |
| Amounts receivable within one year | 40/41 | €7,421 | €1,109 | -€6,312 | -85.1% |
| Trade receivables | 40 | €6,727 | - | -€6,727 | |
| Other amounts receivable | 41 | €694 | €1,109 | +€414 | +59.7% |
| Current investments | 50/53 | €5,962 | €5,962 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €63,796 | €57,248 | -€6,548 | -10.3% |
| Deferred charges and accrued income | 490/1 | €234 | - | -€234 | |
| Total equity and liabilities | 10/49 | €83,594 | €69,091 | -€14,504 | -17.4% |
| Equity | 10/15 | €83,434 | €67,984 | -€15,451 | -18.5% |
| Contributions | 10/11 | €40,000 | €40,000 | = | 0.0% |
| Reserves | 13 | €4,000 | €4,000 | = | 0.0% |
| Distributable reserves | 133 | €4,000 | €4,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €39,434 | €23,984 | -€15,451 | -39.2% |
| Amounts payable | 17/49 | €160 | €1,107 | +€947 | +592% |
| Amounts payable within one year | 42/48 | €160 | €1,107 | +€947 | +592% |
| Financial debts | 43 | €7 | €7 | -€0 | -1.3% |
| Credit institutions | 430/8 | €7 | €7 | -€0 | -1.3% |
| Trade debts | 44 | €113 | €306 | +€193 | +171% |
| Suppliers | 440/4 | €113 | €306 | +€193 | +171% |
| Taxes, remuneration and social security | 45 | €40 | €794 | +€754 | +1,886% |
| Taxes | 450/3 | €40 | €794 | +€754 | +1,886% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €865 | €1,409 | +€544 | +62.8% |
| Other operating charges | 640/8 | €965 | €892 | -€73 | -7.6% |
| Gross operating margin | 9900 | -€4,434 | -€11,174 | -€6,741 | -152% |
| Operating profit (loss) | 9901 | -€6,264 | -€13,476 | -€7,212 | -115% |
| Financial income | 75/76B | €505 | €395 | -€110 | -21.8% |
| Recurring financial income | 75 | €505 | €395 | -€110 | -21.8% |
| Financial charges | 65/66B | €1,490 | €2,198 | +€709 | +47.6% |
| Recurring financial charges | 65 | €1,490 | €2,198 | +€709 | +47.6% |
| Profit (loss) for the period before taxes | 9903 | -€7,249 | -€15,280 | -€8,031 | -111% |
| Income taxes | 67/77 | €171 | €171 | -€0 | -0.2% |
| Profit (loss) for the period | 9904 | -€7,420 | -€15,451 | -€8,030 | -108% |
| Profit (loss) for the period to be appropriated | 9905 | -€7,420 | -€15,451 | -€8,030 | -108% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 21 October 2026 via checked.be.