INSIGHT: what changed
What changed
INSIGHT
NACE 71.112, Activities of interior architects
filed annual accounts (NBB)
Net result for the year
€35,051
2024 · -€35,097+€70,148
Equity
€34,412
2024 · -€639+€35,051
Cash
€1,717
2024 · €8,843-€7,126
Balance sheet total
€706,750
2024 · €645,750+€61,000
Largest movements
Assets
- Receivables within one year +€35,880
up €35,880 (+77.2%), from €46,497 to €82,376
of which Trade receivables: +€35,580
- Tangible fixed assets +€32,794
up €32,794 (+5.7%), from €573,363 to €606,158
of which Land and buildings: +€56,490
- Cash -€7,126
down €7,126 (-80.6%), from €8,843 to €1,717
mainly Investment in fixed assets (net) (-€89,136) and Receivables within one year (-€35,880)
Equity and liabilities
- Trade debts +€42,367
up €42,367 (+119%), from €35,608 to €77,975
- Profit (loss) carried forward +€35,051
up €35,051, from -€22,259 to €12,792
- Debts after one year -€32,845
down €32,845 (-9.0%), from €364,801 to €331,956
- Other debts +€24,379
up €24,379 (+12.8%), from €190,775 to €215,153
Income statement
- Gross operating margin +€80,989
up €80,989 (+285%), from €28,417 to €109,406
- Depreciation +€7,095
up €7,095 (+13.9%), from €51,175 to €58,270
- Taxes +€2,044
up €2,044 (+424%), from €482 to €2,526
- Financial charges +€1,860
up €1,860 (+18.3%), from €10,167 to €12,027
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€35,097
Gross operating margin
+€80,989
Staff costs
+€627
Depreciation
-€7,095
Other operating charges
-€252
Other operating items
-€504
Financial income
+€286
Financial charges
-€1,860
Taxes
-€2,044
Result 2025
€35,051
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
+€119,865
Investment
-€89,119
Financing
-€37,872
Cash 2024
€8,843
From operations (derived)
+€119,865
Net result for the year
+€35,051
Depreciation
+€58,270
Stocks and contracts
-€922
Receivables within one year
-€35,880
Deferred charges and accrued income
-€476
Trade debts
+€42,367
Tax, wage and social debts
-€2,646
Other debts
+€24,379
Accrued charges and deferred income
-€277
Investment (derived)
-€89,119
Investment in fixed assets (net)
-€89,136
Current investments
+€17
Financing
-€37,872
Debts after one year
-€32,845
Current portion of long-term debt
-€5,086
Short-term financial debts
+€59
Cash 2025
€1,717
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €645,750 | €706,750 | +€61,000 | +9.4% |
| Fixed assets | 21/28 | €579,082 | €609,948 | +€30,866 | +5.3% |
| Intangible fixed assets | 21 | €4,279 | €2,350 | -€1,928 | -45.1% |
| Tangible fixed assets | 22/27 | €573,363 | €606,158 | +€32,794 | +5.7% |
| Land and buildings | 22 | €497,983 | €554,474 | +€56,490 | +11.3% |
| Plant, machinery and equipment | 23 | €4,339 | €5,496 | +€1,157 | +26.7% |
| Furniture and vehicles | 24 | €71,040 | €46,187 | -€24,853 | -35.0% |
| Financial fixed assets | 28 | €1,440 | €1,440 | = | 0.0% |
| Current assets | 29/58 | €66,668 | €96,802 | +€30,134 | +45.2% |
| Stocks and contracts in progress | 3 | €10,983 | €11,905 | +€922 | +8.4% |
| Stocks | 30/36 | €10,983 | €11,905 | +€922 | +8.4% |
| Amounts receivable within one year | 40/41 | €46,497 | €82,376 | +€35,880 | +77.2% |
| Trade receivables | 40 | €44,295 | €79,875 | +€35,580 | +80.3% |
| Other amounts receivable | 41 | €2,202 | €2,502 | +€300 | +13.6% |
| Current investments | 50/53 | €17 | - | -€17 | |
| Cash at bank and in hand | 54/58 | €8,843 | €1,717 | -€7,126 | -80.6% |
| Deferred charges and accrued income | 490/1 | €328 | €804 | +€476 | +145% |
| Total equity and liabilities | 10/49 | €645,750 | €706,750 | +€61,000 | +9.4% |
| Equity | 10/15 | -€639 | €34,412 | +€35,051 | |
| Contributions | 10/11 | €12,400 | €12,400 | = | 0.0% |
| Reserves | 13 | €9,220 | €9,220 | = | 0.0% |
| Non-distributable reserves | 130/1 | €185 | €0 | -€185 | -100% |
| Reserves not available under the articles | 1311 | €185 | €0 | -€185 | -100% |
| Distributable reserves | 133 | €9,035 | €9,220 | +€185 | +2.0% |
| Profit (loss) carried forward | 14 | -€22,259 | €12,792 | +€35,051 | |
| Amounts payable | 17/49 | €646,389 | €672,338 | +€25,949 | +4.0% |
| Amounts payable after more than one year | 17 | €364,801 | €331,956 | -€32,845 | -9.0% |
| Financial debts | 170/4 | €364,801 | €331,956 | -€32,845 | -9.0% |
| Amounts payable within one year | 42/48 | €281,310 | €340,382 | +€59,072 | +21.0% |
| Current portion of amounts payable after more than one year | 42 | €39,852 | €34,766 | -€5,086 | -12.8% |
| Financial debts | 43 | €75 | €134 | +€59 | +78.9% |
| Credit institutions | 430/8 | €75 | - | -€75 | |
| Other loans | 439 | - | €134 | +€134 | |
| Trade debts | 44 | €35,608 | €77,975 | +€42,367 | +119% |
| Suppliers | 440/4 | €35,608 | €77,975 | +€42,367 | +119% |
| Taxes, remuneration and social security | 45 | €15,001 | €12,355 | -€2,646 | -17.6% |
| Taxes | 450/3 | €15,001 | €2,530 | -€12,471 | -83.1% |
| Remuneration and social security | 454/9 | - | €9,824 | +€9,824 | |
| Other amounts payable | 47/48 | €190,775 | €215,153 | +€24,379 | +12.8% |
| Accrued charges and deferred income | 492/3 | €277 | - | -€277 | |
| Remuneration, social security and pensions | 62 | €617 | -€9 | -€627 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €51,175 | €58,270 | +€7,095 | +13.9% |
| Other operating charges | 640/8 | €2,310 | €2,563 | +€252 | +10.9% |
| Non-recurring operating charges | 66A | - | €504 | +€504 | |
| Gross operating margin | 9900 | €28,417 | €109,406 | +€80,989 | +285% |
| Operating profit (loss) | 9901 | -€25,686 | €48,079 | +€73,765 | |
| Financial income | 75/76B | €1,239 | €1,524 | +€286 | +23.1% |
| Recurring financial income | 75 | €1,239 | €1,524 | +€286 | +23.1% |
| Financial charges | 65/66B | €10,167 | €12,027 | +€1,860 | +18.3% |
| Recurring financial charges | 65 | €10,167 | €12,027 | +€1,860 | +18.3% |
| Profit (loss) for the period before taxes | 9903 | -€34,615 | €37,576 | +€72,191 | |
| Income taxes | 67/77 | €482 | €2,526 | +€2,044 | +424% |
| Profit (loss) for the period | 9904 | -€35,097 | €35,051 | +€70,148 | |
| Profit (loss) for the period to be appropriated | 9905 | -€35,097 | €35,051 | +€70,148 |
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Compare this company with its sector.Sector benchmark
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 4 November 2026 via checked.be.