INGE'S ZORGTEAM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INGE'S ZORGTEAM
Largest movements
- Cash +€15,727
up €15,727 (+50.8%), from €30,931 to €46,658
mainly Net result for the year (+€43,370) and Depreciation (+€18,410)
- Tangible fixed assets +€9,262
up €9,262 (+3.8%), from €246,944 to €256,206
of which Land and buildings: +€8,758
- Receivables within one year -€8,782
down €8,782 (-31.7%), from €27,680 to €18,898
of which Trade receivables: -€13,220
- Deferred charges and accrued income -€4,433
down €4,433 (-34.9%), from €12,709 to €8,276
- Reserves +€43,370
up €43,370 (+42.2%), from €102,745 to €146,116
- Debts after one year -€24,434
down €24,434 (-14.7%), from €165,813 to €141,379
of which Financial debts: -€24,434
- Advances received -€8,608
down €8,608 (-66.3%), from €12,990 to €4,383
- Financial charges -€13,843
down €13,843 (-76.7%), from €18,056 to €4,213
of which Non-recurring financial charges: -€14,946
- Gross operating margin -€7,135
down €7,135 (-7.6%), from €94,346 to €87,211
- Taxes +€2,075
up €2,075 (+12.5%), from €16,582 to €18,657
- Depreciation +€1,164
up €1,164 (+6.7%), from €17,247 to €18,410
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €318,264 | €330,038 | +€11,773 | +3.7% |
| Fixed assets | 21/28 | €246,944 | €256,206 | +€9,262 | +3.8% |
| Tangible fixed assets | 22/27 | €246,944 | €256,206 | +€9,262 | +3.8% |
| Land and buildings | 22 | €245,452 | €254,210 | +€8,758 | +3.6% |
| Furniture and vehicles | 24 | €1,492 | €1,996 | +€504 | +33.8% |
| Current assets | 29/58 | €71,320 | €73,832 | +€2,511 | +3.5% |
| Amounts receivable within one year | 40/41 | €27,680 | €18,898 | -€8,782 | -31.7% |
| Trade receivables | 40 | €15,944 | €2,724 | -€13,220 | -82.9% |
| Other amounts receivable | 41 | €11,736 | €16,174 | +€4,437 | +37.8% |
| Cash at bank and in hand | 54/58 | €30,931 | €46,658 | +€15,727 | +50.8% |
| Deferred charges and accrued income | 490/1 | €12,709 | €8,276 | -€4,433 | -34.9% |
| Total equity and liabilities | 10/49 | €318,264 | €330,038 | +€11,773 | +3.7% |
| Equity | 10/15 | €107,245 | €150,616 | +€43,370 | +40.4% |
| Contributions | 10/11 | €4,500 | €4,500 | = | 0.0% |
| Reserves | 13 | €102,745 | €146,116 | +€43,370 | +42.2% |
| Distributable reserves | 133 | €102,745 | €146,116 | +€43,370 | +42.2% |
| Amounts payable | 17/49 | €211,019 | €179,422 | -€31,597 | -15.0% |
| Amounts payable after more than one year | 17 | €165,813 | €141,379 | -€24,434 | -14.7% |
| Financial debts | 170/4 | €164,016 | €139,582 | -€24,434 | -14.9% |
| Other amounts payable | 178/9 | €1,797 | €1,797 | = | 0.0% |
| Amounts payable within one year | 42/48 | €45,206 | €36,613 | -€8,593 | -19.0% |
| Current portion of amounts payable after more than one year | 42 | €23,914 | €24,461 | +€547 | +2.3% |
| Trade debts | 44 | €3,992 | €3,432 | -€560 | -14.0% |
| Suppliers | 440/4 | €3,992 | €3,432 | -€560 | -14.0% |
| Advances received on contracts in progress | 46 | €12,990 | €4,383 | -€8,608 | -66.3% |
| Taxes, remuneration and social security | 45 | €4,310 | €4,337 | +€27 | +0.6% |
| Taxes | 450/3 | €4,310 | €4,337 | +€27 | +0.6% |
| Remuneration and social security | 454/9 | €0 | - | = | |
| Accrued charges and deferred income | 492/3 | €0 | €1,430 | +€1,430 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €17,247 | €18,410 | +€1,164 | +6.7% |
| Other operating charges | 640/8 | €2,547 | €3,259 | +€713 | +28.0% |
| Non-recurring operating charges | 66A | - | €0 | = | |
| Gross operating margin | 9900 | €94,346 | €87,211 | -€7,135 | -7.6% |
| Operating profit (loss) | 9901 | €74,553 | €65,541 | -€9,012 | -12.1% |
| Financial income | 75/76B | €438 | €699 | +€261 | +59.7% |
| Recurring financial income | 75 | €438 | €699 | +€261 | +59.7% |
| Financial charges | 65/66B | €18,056 | €4,213 | -€13,843 | -76.7% |
| Recurring financial charges | 65 | €3,110 | €4,213 | +€1,103 | +35.5% |
| Non-recurring financial charges | 66B | €14,946 | - | -€14,946 | |
| Profit (loss) for the period before taxes | 9903 | €56,934 | €62,027 | +€5,093 | +8.9% |
| Income taxes | 67/77 | €16,582 | €18,657 | +€2,075 | +12.5% |
| Profit (loss) for the period | 9904 | €40,353 | €43,370 | +€3,018 | +7.5% |
| Profit (loss) for the period to be appropriated | 9905 | €40,353 | €43,370 | +€3,018 | +7.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 31 October 2026 via checked.be.