INFormation Application Services: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INFormation Application Services
Largest movements
- Cash -€34,156
down €34,156 (-56.2%), from €60,779 to €26,623
mainly Contributions, distributions and other (-€69,285) and Other debts (-€5,506)
- Receivables within one year +€3,033
up €3,033 (+12.7%), from €23,861 to €26,894
of which Other amounts receivable: +€12,854
- Reserves -€68,452
down €68,452 (-57.3%), from €119,516 to €51,064
- Profit (loss) carried forward +€44,605
up €44,605 (+74.0%), from -€60,255 to -€15,650
- Other debts -€5,506
no longer reported in 2025 (was €5,506)
- Trade debts -€2,161
down €2,161 (-94.8%), from €2,280 to €119
- Gross operating margin -€41,902
down €41,902 (-39.2%), from €106,991 to €65,089
- Taxes -€8,179
down €8,179 (-36.9%), from €22,163 to €13,985
- Other operating charges +€4,933
up €4,933 (+482.5%), from €1,022 to €5,955
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €88,941 | €57,292 | -€31,649 | -35.6% |
| Fixed assets | 21/28 | €379 | - | -€379 | |
| Tangible fixed assets | 22/27 | €379 | - | -€379 | |
| Furniture and vehicles | 24 | €379 | - | -€379 | |
| Current assets | 29/58 | €88,562 | €57,292 | -€31,269 | -35.3% |
| Amounts receivable within one year | 40/41 | €23,861 | €26,894 | +€3,033 | +12.7% |
| Trade receivables | 40 | €18,119 | €8,298 | -€9,821 | -54.2% |
| Other amounts receivable | 41 | €5,742 | €18,596 | +€12,854 | +223.9% |
| Cash at bank and in hand | 54/58 | €60,779 | €26,623 | -€34,156 | -56.2% |
| Deferred charges and accrued income | 490/1 | €3,922 | €3,776 | -€146 | -3.7% |
| Total equity and liabilities | 10/49 | €88,941 | €57,292 | -€31,649 | -35.6% |
| Equity | 10/15 | €73,517 | €48,838 | -€24,679 | -33.6% |
| Contributions | 10/11 | €14,257 | €13,424 | -€833 | -5.8% |
| Reserves | 13 | €119,516 | €51,064 | -€68,452 | -57.3% |
| Distributable reserves | 133 | €119,516 | €51,064 | -€68,452 | -57.3% |
| Profit (loss) carried forward | 14 | -€60,255 | -€15,650 | +€44,605 | +74.0% |
| Amounts payable | 17/49 | €15,424 | €8,455 | -€6,969 | -45.2% |
| Amounts payable within one year | 42/48 | €15,424 | €8,455 | -€6,969 | -45.2% |
| Trade debts | 44 | €2,280 | €119 | -€2,161 | -94.8% |
| Suppliers | 440/4 | €2,280 | €119 | -€2,161 | -94.8% |
| Taxes, remuneration and social security | 45 | €7,637 | €8,335 | +€698 | +9.1% |
| Taxes | 450/3 | €2,288 | - | -€2,288 | |
| Remuneration and social security | 454/9 | €5,349 | €8,335 | +€2,986 | +55.8% |
| Other amounts payable | 47/48 | €5,506 | - | -€5,506 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €1,440 | €379 | -€1,061 | -73.7% |
| Other operating charges | 640/8 | €1,022 | €5,955 | +€4,933 | +482.5% |
| Gross operating margin | 9900 | €106,991 | €65,089 | -€41,902 | -39.2% |
| Operating profit (loss) | 9901 | €104,528 | €58,754 | -€45,774 | -43.8% |
| Financial income | 75/76B | €21 | €2 | -€19 | -90.5% |
| Recurring financial income | 75 | €21 | €2 | -€19 | -90.5% |
| Financial charges | 65/66B | €149 | €166 | +€17 | +11.5% |
| Recurring financial charges | 65 | €149 | €166 | +€17 | +11.5% |
| Profit (loss) for the period before taxes | 9903 | €104,401 | €58,590 | -€45,810 | -43.9% |
| Income taxes | 67/77 | €22,163 | €13,985 | -€8,179 | -36.9% |
| Profit (loss) for the period | 9904 | €82,237 | €44,605 | -€37,632 | -45.8% |
| Profit (loss) for the period to be appropriated | 9905 | €82,237 | €44,605 | -€37,632 | -45.8% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 29 September 2026 via checked.be.