INDIVILLE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INDIVILLE
Largest movements
- Cash +€183,347
up €183,347 (+1,056%), from €17,369 to €200,715
mainly Trade debts (+€206,937) and Receivables within one year (+€29,967)
- Receivables within one year -€29,967
down €29,967 (-5.3%), from €570,603 to €540,636
of which Trade receivables: -€28,840
- Trade debts +€206,937
up €206,937 (+42.2%), from €489,808 to €696,745
- Accrued charges and deferred income -€73,829
down €73,829 (-97.4%), from €75,829 to €2,000
- Tax, wage and social debts +€14,549
up €14,549 (+51.2%), from €28,403 to €42,952
of which Remuneration and social security: +€8,219
- Gross operating margin +€50,456
up €50,456 (+4,919%), from €1,026 to €51,482
- Staff costs +€49,518
new in 2025: €49,518
- Financial charges +€854
up €854 (+452%), from €189 to €1,043
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €633,086 | €781,719 | +€148,633 | +23.5% |
| Fixed assets | 21/28 | €30,573 | €30,573 | = | 0.0% |
| Financial fixed assets | 28 | €30,573 | €30,573 | = | 0.0% |
| Current assets | 29/58 | €602,513 | €751,146 | +€148,633 | +24.7% |
| Amounts receivable within one year | 40/41 | €570,603 | €540,636 | -€29,967 | -5.3% |
| Trade receivables | 40 | €569,276 | €540,436 | -€28,840 | -5.1% |
| Other amounts receivable | 41 | €1,327 | €200 | -€1,127 | -84.9% |
| Cash at bank and in hand | 54/58 | €17,369 | €200,715 | +€183,347 | +1,056% |
| Deferred charges and accrued income | 490/1 | €14,541 | €9,795 | -€4,746 | -32.6% |
| Total equity and liabilities | 10/49 | €633,086 | €781,719 | +€148,633 | +23.5% |
| Equity | 10/15 | €39,047 | €39,852 | +€805 | +2.1% |
| Contributions | 10/11 | €26,200 | €26,200 | = | 0.0% |
| Reserves | 13 | €12,847 | €13,652 | +€805 | +6.3% |
| Distributable reserves | 133 | €12,847 | €13,652 | +€805 | +6.3% |
| Amounts payable | 17/49 | €594,039 | €741,867 | +€147,828 | +24.9% |
| Amounts payable within one year | 42/48 | €518,210 | €739,867 | +€221,657 | +42.8% |
| Trade debts | 44 | €489,808 | €696,745 | +€206,937 | +42.2% |
| Suppliers | 440/4 | €489,808 | €696,745 | +€206,937 | +42.2% |
| Taxes, remuneration and social security | 45 | €28,403 | €42,952 | +€14,549 | +51.2% |
| Taxes | 450/3 | €28,403 | €34,733 | +€6,330 | +22.3% |
| Remuneration and social security | 454/9 | - | €8,219 | +€8,219 | |
| Other amounts payable | 47/48 | - | €170 | +€170 | |
| Accrued charges and deferred income | 492/3 | €75,829 | €2,000 | -€73,829 | -97.4% |
| Remuneration, social security and pensions | 62 | - | €49,518 | +€49,518 | |
| Other operating charges | 640/8 | €387 | - | -€387 | |
| Gross operating margin | 9900 | €1,026 | €51,482 | +€50,456 | +4,919% |
| Operating profit (loss) | 9901 | €638 | €1,964 | +€1,326 | +208% |
| Financial income | 75/76B | €540 | €490 | -€50 | -9.2% |
| Recurring financial income | 75 | €540 | €490 | -€50 | -9.2% |
| Financial charges | 65/66B | €189 | €1,043 | +€854 | +452% |
| Recurring financial charges | 65 | €189 | €1,043 | +€854 | +452% |
| Profit (loss) for the period before taxes | 9903 | €989 | €1,411 | +€422 | +42.7% |
| Income taxes | 67/77 | €267 | €606 | +€339 | +127% |
| Profit (loss) for the period | 9904 | €722 | €805 | +€83 | +11.5% |
| Profit (loss) for the period to be appropriated | 9905 | €722 | €805 | +€83 | +11.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.