INCASSO- TEAM: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
INCASSO- TEAM
Largest movements
- Receivables within one year +€9,937
up €9,937 (+11.6%), from €85,756 to €95,693
of which Trade receivables: +€95,693
- Profit (loss) carried forward +€11,874
up €11,874 (+32.8%), from -€36,147 to -€24,273
- Trade debts -€2,208
down €2,208 (-74.5%), from €2,963 to €755
- Gross operating margin +€9,060
up €9,060 (+87.9%), from €10,309 to €19,369
- Financial income +€4,440
new in 2025: €4,440
- Financial charges +€3,706
up €3,706 (+492%), from €753 to €4,459
- Taxes +€1,440
up €1,440 (+48.9%), from €2,943 to €4,383
- Other operating charges +€911
up €911 (+41.7%), from €2,182 to €3,093
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €86,271 | €96,379 | +€10,108 | +11.7% |
| Fixed assets | 21/28 | €25 | €25 | = | 0.0% |
| Financial fixed assets | 28 | €25 | €25 | = | 0.0% |
| Current assets | 29/58 | €86,246 | €96,354 | +€10,108 | +11.7% |
| Amounts receivable within one year | 40/41 | €85,756 | €95,693 | +€9,937 | +11.6% |
| Trade receivables | 40 | - | €95,693 | +€95,693 | |
| Other amounts receivable | 41 | €85,756 | - | -€85,756 | |
| Cash at bank and in hand | 54/58 | €491 | €661 | +€171 | +34.8% |
| Total equity and liabilities | 10/49 | €86,271 | €96,379 | +€10,108 | +11.7% |
| Equity | 10/15 | -€15,687 | -€3,813 | +€11,874 | +75.7% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€36,147 | -€24,273 | +€11,874 | +32.8% |
| Amounts payable | 17/49 | €101,958 | €100,193 | -€1,766 | -1.7% |
| Amounts payable within one year | 42/48 | €101,958 | €100,193 | -€1,766 | -1.7% |
| Trade debts | 44 | €2,963 | €755 | -€2,208 | -74.5% |
| Suppliers | 440/4 | €2,963 | €755 | -€2,208 | -74.5% |
| Taxes, remuneration and social security | 45 | €20,163 | €20,605 | +€442 | +2.2% |
| Taxes | 450/3 | €20,163 | €20,605 | +€442 | +2.2% |
| Other amounts payable | 47/48 | €78,833 | €78,833 | = | 0.0% |
| Non-recurring operating income | 76A | €264 | - | -€264 | |
| Other operating charges | 640/8 | €2,182 | €3,093 | +€911 | +41.7% |
| Gross operating margin | 9900 | €10,309 | €19,369 | +€9,060 | +87.9% |
| Operating profit (loss) | 9901 | €8,127 | €16,276 | +€8,149 | +100% |
| Financial income | 75/76B | - | €4,440 | +€4,440 | |
| Recurring financial income | 75 | - | €4,440 | +€4,440 | |
| Financial charges | 65/66B | €753 | €4,459 | +€3,706 | +492% |
| Recurring financial charges | 65 | €753 | €4,459 | +€3,706 | +492% |
| Profit (loss) for the period before taxes | 9903 | €7,374 | €16,257 | +€8,884 | +120% |
| Income taxes | 67/77 | €2,943 | €4,383 | +€1,440 | +48.9% |
| Profit (loss) for the period | 9904 | €4,431 | €11,874 | +€7,443 | +168% |
| Profit (loss) for the period to be appropriated | 9905 | €4,431 | €11,874 | +€7,443 | +168% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 14 October 2026 via checked.be.