IN HOME: what changed
What changed
IN HOME
NACE 47.551, Retail sale of household furniture
filed annual accounts (NBB)
Net result for the year
-€21,799
2024 · -€54,094+€32,296
Equity
€46,803
2024 · €68,602-€21,799
Cash
€365
2024 · €243,259-€242,894
Balance sheet total
€483,049
2024 · €518,280-€35,230
Largest movements
Assets
- Cash -€242,894
down €242,894 (-99.8%), from €243,259 to €365
mainly Investment in fixed assets (net) (-€124,025) and Stocks and contracts (-€101,207)
- Tangible fixed assets +€104,343
up €104,343 (+57.8%), from €180,607 to €284,950
of which Land and buildings: +€103,235
- Stocks and contracts +€101,207
up €101,207 (+115%), from €88,088 to €189,295
Equity and liabilities
- Profit (loss) carried forward -€20,541
down €20,541 (-48.2%), from -€42,599 to -€63,140
- Short-term financial debts +€13,197
new in 2025: €13,197
- Accrued charges and deferred income -€13,120
down €13,120 (-97.0%), from €13,529 to €410
- Debts after one year -€10,195
down €10,195 (-2.9%), from €347,808 to €337,613
- Tax, wage and social debts -€7,615
down €7,615 (-18.5%), from €41,149 to €33,534
of which Taxes: -€9,256
Income statement
- Gross operating margin -€329,105
down €329,105 (-86.7%), from €379,396 to €50,290
- Financial charges -€42,709
down €42,709 (-91.1%), from €46,891 to €4,182
of which Non-recurring financial charges: -€29,141
- Depreciation +€9,522
up €9,522 (+90.0%), from €10,577 to €20,099
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Result 2024
-€54,094
Gross operating margin
-€329,105
Staff costs
-€1,451
Depreciation
-€9,522
Other operating charges
-€199
Other operating items
+€326,280
Financial income
+€1,169
Financial charges
+€42,709
Taxes
-€31
Deferred taxes and other
+€2,447
Result 2025
-€21,799
raises the resultlowers the resultnot broken down further in the accounts
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
From operations
-€121,988
Investment
-€124,025
Financing
+€3,120
Cash 2024
€243,259
From operations (derived)
-€121,988
Net result for the year
-€21,799
Depreciation
+€20,099
Stocks and contracts
-€101,207
Receivables within one year
-€2,474
Deferred charges and accrued income
-€56
Provisions
-€315
Trade debts
-€1,198
Tax, wage and social debts
-€7,615
Advances received
-€663
Other debts
+€6,359
Accrued charges and deferred income
-€13,120
Investment (derived)
-€124,025
Investment in fixed assets (net)
-€124,025
Financing
+€3,120
Debts after one year
-€10,195
Current portion of long-term debt
+€119
Short-term financial debts
+€13,197
Cash 2025
€365
brings cash intakes cash out
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €518,280 | €483,049 | -€35,230 | -6.8% |
| Fixed assets | 21/28 | €181,024 | €284,950 | +€103,926 | +57.4% |
| Intangible fixed assets | 21 | €417 | - | -€417 | |
| Tangible fixed assets | 22/27 | €180,607 | €284,950 | +€104,343 | +57.8% |
| Land and buildings | 22 | €179,694 | €282,928 | +€103,235 | +57.5% |
| Furniture and vehicles | 24 | €913 | €2,021 | +€1,108 | +121% |
| Current assets | 29/58 | €337,256 | €198,100 | -€139,156 | -41.3% |
| Stocks and contracts in progress | 3 | €88,088 | €189,295 | +€101,207 | +115% |
| Stocks | 30/36 | €88,088 | €189,295 | +€101,207 | +115% |
| Amounts receivable within one year | 40/41 | €2,787 | €5,262 | +€2,474 | +88.8% |
| Trade receivables | 40 | €2,787 | €5,262 | +€2,474 | +88.8% |
| Cash at bank and in hand | 54/58 | €243,259 | €365 | -€242,894 | -99.8% |
| Deferred charges and accrued income | 490/1 | €3,122 | €3,178 | +€56 | +1.8% |
| Total equity and liabilities | 10/49 | €518,280 | €483,049 | -€35,230 | -6.8% |
| Equity | 10/15 | €68,602 | €46,803 | -€21,799 | -31.8% |
| Contributions | 10/11 | €61,973 | €61,973 | = | 0.0% |
| Capital | 10 | €61,973 | €61,973 | = | 0.0% |
| Issued capital | 100 | €61,973 | €61,973 | = | 0.0% |
| Reserves | 13 | €49,228 | €47,970 | -€1,258 | -2.6% |
| Non-distributable reserves | 130/1 | €6,197 | €6,197 | = | 0.0% |
| Legal reserve | 130 | €6,197 | €6,197 | = | 0.0% |
| Tax-exempt reserves | 132 | €8,531 | €7,272 | -€1,258 | -14.8% |
| Distributable reserves | 133 | €34,500 | €34,500 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€42,599 | -€63,140 | -€20,541 | -48.2% |
| Provisions and deferred taxes | 16 | €2,133 | €1,818 | -€315 | -14.8% |
| Deferred taxes | 168 | €2,133 | €1,818 | -€315 | -14.8% |
| Amounts payable | 17/49 | €447,545 | €434,428 | -€13,117 | -2.9% |
| Amounts payable after more than one year | 17 | €347,808 | €337,613 | -€10,195 | -2.9% |
| Financial debts | 170/4 | €347,808 | €337,613 | -€10,195 | -2.9% |
| Amounts payable within one year | 42/48 | €86,207 | €96,405 | +€10,198 | +11.8% |
| Current portion of amounts payable after more than one year | 42 | €10,077 | €10,195 | +€119 | +1.2% |
| Financial debts | 43 | - | €13,197 | +€13,197 | |
| Credit institutions | 430/8 | - | €13,197 | +€13,197 | |
| Trade debts | 44 | €17,474 | €16,277 | -€1,198 | -6.9% |
| Suppliers | 440/4 | €17,474 | €16,277 | -€1,198 | -6.9% |
| Advances received on contracts in progress | 46 | €663 | - | -€663 | |
| Taxes, remuneration and social security | 45 | €41,149 | €33,534 | -€7,615 | -18.5% |
| Taxes | 450/3 | €30,197 | €20,941 | -€9,256 | -30.7% |
| Remuneration and social security | 454/9 | €10,952 | €12,593 | +€1,641 | +15.0% |
| Other amounts payable | 47/48 | €16,844 | €23,203 | +€6,359 | +37.8% |
| Accrued charges and deferred income | 492/3 | €13,529 | €410 | -€13,120 | -97.0% |
| Non-recurring operating income | 76A | €360,000 | - | -€360,000 | |
| Remuneration, social security and pensions | 62 | €42,254 | €43,705 | +€1,451 | +3.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €10,577 | €20,099 | +€9,522 | +90.0% |
| Other operating charges | 640/8 | €5,917 | €6,116 | +€199 | +3.4% |
| Non-recurring operating charges | 66A | €326,336 | €55 | -€326,280 | -100.0% |
| Gross operating margin | 9900 | €379,396 | €50,290 | -€329,105 | -86.7% |
| Operating profit (loss) | 9901 | -€5,688 | -€19,686 | -€13,998 | -246% |
| Financial income | 75/76B | €790 | €1,959 | +€1,169 | +148% |
| Recurring financial income | 75 | €790 | €1,959 | +€1,169 | +148% |
| Financial charges | 65/66B | €46,891 | €4,182 | -€42,709 | -91.1% |
| Recurring financial charges | 65 | €17,750 | €4,182 | -€13,568 | -76.4% |
| Non-recurring financial charges | 66B | €29,141 | - | -€29,141 | |
| Profit (loss) for the period before taxes | 9903 | -€51,788 | -€21,909 | +€29,880 | +57.7% |
| Transfer from deferred taxes | 780 | €39 | €315 | +€275 | +704% |
| Transfer to deferred taxes | 680 | €2,172 | - | -€2,172 | |
| Income taxes | 67/77 | €174 | €205 | +€31 | +17.9% |
| Profit (loss) for the period | 9904 | -€54,094 | -€21,799 | +€32,296 | +59.7% |
| Transfer from tax-exempt reserves | 789 | €157 | €1,258 | +€1,102 | +704% |
| Transfer to tax-exempt reserves | 689 | €8,687 | - | -€8,687 | |
| Profit (loss) for the period to be appropriated | 9905 | -€62,625 | -€20,541 | +€42,084 | +67.2% |
Next steps
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Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 3 November 2026 via checked.be.