IMMOLOFT: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMOLOFT
Largest movements
- Tangible fixed assets -€14,324
down €14,324 (-5.6%), from €256,777 to €242,453
- Receivables within one year -€2,884
down €2,884 (-21.7%), from €13,304 to €10,420
of which Trade receivables: -€4,435
- Other debts -€23,297
down €23,297 (-4.8%), from €487,217 to €463,920
- Current portion of long-term debt +€6,494
up €6,494 (+132.3%), from €4,908 to €11,402
- Gross operating margin +€20,126
up €20,126, from -€419 to €19,708
- Depreciation +€2,317
up €2,317 (+19.3%), from €12,006 to €14,324
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €274,855 | €254,963 | -€19,892 | -7.2% |
| Fixed assets | 21/28 | €256,777 | €242,453 | -€14,324 | -5.6% |
| Tangible fixed assets | 22/27 | €256,777 | €242,453 | -€14,324 | -5.6% |
| Land and buildings | 22 | €256,777 | €242,453 | -€14,324 | -5.6% |
| Current assets | 29/58 | €18,078 | €12,510 | -€5,568 | -30.8% |
| Amounts receivable within one year | 40/41 | €13,304 | €10,420 | -€2,884 | -21.7% |
| Trade receivables | 40 | €6,855 | €2,420 | -€4,435 | -64.7% |
| Other amounts receivable | 41 | €6,450 | €8,000 | +€1,550 | +24.0% |
| Cash at bank and in hand | 54/58 | €4,773 | €2,090 | -€2,684 | -56.2% |
| Total equity and liabilities | 10/49 | €274,855 | €254,963 | -€19,892 | -7.2% |
| Equity | 10/15 | -€407,090 | -€407,695 | -€605 | -0.1% |
| Contributions | 10/11 | €87,000 | €87,000 | = | 0.0% |
| Capital | 10 | €87,000 | €87,000 | = | 0.0% |
| Issued capital | 100 | €87,000 | €87,000 | = | 0.0% |
| Reserves | 13 | €82,968 | €81,135 | -€1,833 | -2.2% |
| Non-distributable reserves | 130/1 | €8,700 | €8,700 | = | 0.0% |
| Legal reserve | 130 | €8,700 | €8,700 | = | 0.0% |
| Tax-exempt reserves | 132 | €74,268 | €72,435 | -€1,833 | -2.5% |
| Profit (loss) carried forward | 14 | -€577,058 | -€575,830 | +€1,228 | +0.2% |
| Provisions and deferred taxes | 16 | €18,567 | €18,109 | -€458 | -2.5% |
| Deferred taxes | 168 | €18,567 | €18,109 | -€458 | -2.5% |
| Amounts payable | 17/49 | €663,378 | €644,550 | -€18,828 | -2.8% |
| Amounts payable after more than one year | 17 | €168,749 | €168,948 | +€199 | +0.1% |
| Financial debts | 170/4 | €168,749 | €168,948 | +€199 | +0.1% |
| Amounts payable within one year | 42/48 | €493,129 | €475,601 | -€17,528 | -3.6% |
| Current portion of amounts payable after more than one year | 42 | €4,908 | €11,402 | +€6,494 | +132.3% |
| Trade debts | 44 | €1,004 | €169 | -€835 | -83.2% |
| Suppliers | 440/4 | €1,004 | €169 | -€835 | -83.2% |
| Taxes, remuneration and social security | 45 | - | €110 | +€110 | |
| Taxes | 450/3 | - | €110 | +€110 | |
| Other amounts payable | 47/48 | €487,217 | €463,920 | -€23,297 | -4.8% |
| Accrued charges and deferred income | 492/3 | €1,500 | - | -€1,500 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €12,006 | €14,324 | +€2,317 | +19.3% |
| Other operating charges | 640/8 | €484 | €619 | +€134 | +27.7% |
| Gross operating margin | 9900 | -€419 | €19,708 | +€20,126 | |
| Operating profit (loss) | 9901 | -€12,909 | €4,765 | +€17,674 | |
| Financial charges | 65/66B | €5,774 | €5,829 | +€55 | +0.9% |
| Recurring financial charges | 65 | €5,774 | €5,829 | +€55 | +0.9% |
| Profit (loss) for the period before taxes | 9903 | -€18,683 | -€1,064 | +€17,620 | +94.3% |
| Transfer from deferred taxes | 780 | €2,292 | €2,292 | = | 0.0% |
| Profit (loss) for the period | 9904 | -€16,392 | €1,228 | +€17,620 | |
| Profit (loss) for the period to be appropriated | 9905 | -€16,392 | €1,228 | +€17,620 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 11 October 2026 via checked.be.