Immocoach: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immocoach
Largest movements
- Cash -€25,181
down €25,181 (-31.3%), from €80,356 to €55,175
mainly Trade debts (-€54,525) and Other debts (-€20,000)
- Tangible fixed assets -€15,481
down €15,481 (-3.6%), from €432,050 to €416,568
of which Land and buildings: -€14,155
- Trade debts -€54,525
no longer reported in 2025 (was €54,525)
of which Bills of exchange payable: -€53,123
- Accrued charges and deferred income +€52,203
new in 2025: €52,203
- Other debts -€20,000
down €20,000 (-12.7%), from €157,583 to €137,583
- Debts after one year -€15,024
down €15,024 (-5.7%), from €263,646 to €248,622
- Gross operating margin -€50,080
down €50,080 (-65.8%), from €76,056 to €25,976
- Taxes -€13,954
no longer reported in 2025 (was €13,954)
- Depreciation +€5,607
up €5,607 (+56.8%), from €9,874 to €15,481
- Other operating charges -€4,506
down €4,506 (-58.0%), from €7,769 to €3,262
- Financial charges -€4,084
down €4,084 (-26.2%), from €15,575 to €11,491
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €525,442 | €484,425 | -€41,016 | -7.8% |
| Fixed assets | 21/28 | €432,050 | €416,568 | -€15,481 | -3.6% |
| Tangible fixed assets | 22/27 | €432,050 | €416,568 | -€15,481 | -3.6% |
| Land and buildings | 22 | €428,189 | €414,035 | -€14,155 | -3.3% |
| Plant, machinery and equipment | 23 | €3,860 | €2,533 | -€1,327 | -34.4% |
| Current assets | 29/58 | €93,392 | €67,857 | -€25,535 | -27.3% |
| Amounts receivable within one year | 40/41 | €636 | €282 | -€354 | -55.6% |
| Trade receivables | 40 | €636 | - | -€636 | |
| Other amounts receivable | 41 | - | €282 | +€282 | |
| Cash at bank and in hand | 54/58 | €80,356 | €55,175 | -€25,181 | -31.3% |
| Deferred charges and accrued income | 490/1 | €12,400 | €12,400 | = | 0.0% |
| Total equity and liabilities | 10/49 | €525,442 | €484,425 | -€41,016 | -7.8% |
| Equity | 10/15 | €33,881 | €29,622 | -€4,259 | -12.6% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €15,281 | €15,281 | = | 0.0% |
| Distributable reserves | 133 | €15,281 | €15,281 | = | 0.0% |
| Profit (loss) carried forward | 14 | - | -€4,259 | -€4,259 | |
| Amounts payable | 17/49 | €491,561 | €454,804 | -€36,757 | -7.5% |
| Amounts payable after more than one year | 17 | €263,646 | €248,622 | -€15,024 | -5.7% |
| Financial debts | 170/4 | €263,646 | €248,622 | -€15,024 | -5.7% |
| Amounts payable within one year | 42/48 | €227,915 | €153,979 | -€73,936 | -32.4% |
| Current portion of amounts payable after more than one year | 42 | €14,103 | €14,692 | +€589 | +4.2% |
| Trade debts | 44 | €54,525 | - | -€54,525 | |
| Suppliers | 440/4 | €1,401 | - | -€1,401 | |
| Bills of exchange payable | 441 | €53,123 | - | -€53,123 | |
| Taxes, remuneration and social security | 45 | €1,704 | €1,704 | = | 0.0% |
| Taxes | 450/3 | €1,704 | €1,704 | = | 0.0% |
| Other amounts payable | 47/48 | €157,583 | €137,583 | -€20,000 | -12.7% |
| Accrued charges and deferred income | 492/3 | - | €52,203 | +€52,203 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €9,874 | €15,481 | +€5,607 | +56.8% |
| Other operating charges | 640/8 | €7,769 | €3,262 | -€4,506 | -58.0% |
| Gross operating margin | 9900 | €76,056 | €25,976 | -€50,080 | -65.8% |
| Operating profit (loss) | 9901 | €58,413 | €7,232 | -€51,181 | -87.6% |
| Financial charges | 65/66B | €15,575 | €11,491 | -€4,084 | -26.2% |
| Recurring financial charges | 65 | €15,575 | €11,491 | -€4,084 | -26.2% |
| Profit (loss) for the period before taxes | 9903 | €42,839 | -€4,259 | -€47,097 | |
| Income taxes | 67/77 | €13,954 | - | -€13,954 | |
| Profit (loss) for the period | 9904 | €28,885 | -€4,259 | -€33,144 | |
| Profit (loss) for the period to be appropriated | 9905 | €28,885 | -€4,259 | -€33,144 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 16 October 2026 via checked.be.