IMMOCLAISSE: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMOCLAISSE
Largest movements
- Tangible fixed assets -€11,500
down €11,500 (-31.1%), from €37,015 to €25,515
of which Furniture and vehicles: -€11,500
- Receivables within one year -€4,736
down €4,736 (-10.1%), from €47,000 to €42,264
of which Other amounts receivable: -€5,156
- Cash +€1,396
up €1,396 (+7.3%), from €19,124 to €20,520
mainly Depreciation (+€11,500) and Receivables within one year (+€4,736)
- Current portion of long-term debt -€9,249
no longer reported in 2025 (was €9,249)
- Trade debts -€3,585
no longer reported in 2025 (was €3,585)
- Reserves -€3,040
down €3,040 (-4.5%), from €67,111 to €64,072
of which Distributable reserves: -€3,040
- Gross operating margin -€13,933
down €13,933 (-44.4%), from €31,359 to €17,426
- Depreciation -€7,736
down €7,736 (-40.2%), from €19,236 to €11,500
- Other operating charges +€3,211
up €3,211 (+51.7%), from €6,205 to €9,416
- Taxes -€1,450
down €1,450 (-97.9%), from €1,481 to €31
- Financial charges -€391
down €391 (-39.1%), from €1,001 to €610
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €103,902 | €89,090 | -€14,811 | -14.3% |
| Fixed assets | 21/28 | €37,015 | €25,515 | -€11,500 | -31.1% |
| Tangible fixed assets | 22/27 | €37,015 | €25,515 | -€11,500 | -31.1% |
| Land and buildings | 22 | €7,437 | €7,437 | = | 0.0% |
| Furniture and vehicles | 24 | €29,578 | €18,078 | -€11,500 | -38.9% |
| Current assets | 29/58 | €66,886 | €63,575 | -€3,311 | -5.0% |
| Amounts receivable within one year | 40/41 | €47,000 | €42,264 | -€4,736 | -10.1% |
| Trade receivables | 40 | €981 | €1,402 | +€420 | +42.9% |
| Other amounts receivable | 41 | €46,019 | €40,862 | -€5,156 | -11.2% |
| Cash at bank and in hand | 54/58 | €19,124 | €20,520 | +€1,396 | +7.3% |
| Deferred charges and accrued income | 490/1 | €763 | €792 | +€29 | +3.8% |
| Total equity and liabilities | 10/49 | €103,902 | €89,090 | -€14,811 | -14.3% |
| Equity | 10/15 | €88,111 | €85,072 | -€3,040 | -3.4% |
| Contributions | 10/11 | €21,000 | €21,000 | = | 0.0% |
| Reserves | 13 | €67,111 | €64,072 | -€3,040 | -4.5% |
| Non-distributable reserves | 130/1 | €2,100 | €2,100 | = | 0.0% |
| Reserves not available under the articles | 1311 | €2,100 | €2,100 | = | 0.0% |
| Tax-exempt reserves | 132 | €21,900 | €21,900 | = | 0.0% |
| Distributable reserves | 133 | €43,111 | €40,072 | -€3,040 | -7.1% |
| Amounts payable | 17/49 | €15,790 | €4,019 | -€11,772 | -74.5% |
| Amounts payable within one year | 42/48 | €14,315 | €1,512 | -€12,803 | -89.4% |
| Current portion of amounts payable after more than one year | 42 | €9,249 | - | -€9,249 | |
| Trade debts | 44 | €3,585 | - | -€3,585 | |
| Suppliers | 440/4 | €3,585 | - | -€3,585 | |
| Taxes, remuneration and social security | 45 | €1,481 | €1,512 | +€31 | +2.1% |
| Taxes | 450/3 | €1,481 | €1,512 | +€31 | +2.1% |
| Accrued charges and deferred income | 492/3 | €1,475 | €2,506 | +€1,031 | +69.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €19,236 | €11,500 | -€7,736 | -40.2% |
| Other operating charges | 640/8 | €6,205 | €9,416 | +€3,211 | +51.7% |
| Gross operating margin | 9900 | €31,359 | €17,426 | -€13,933 | -44.4% |
| Operating profit (loss) | 9901 | €5,918 | -€3,491 | -€9,408 | |
| Financial income | 75/76B | €1,247 | €1,092 | -€155 | -12.4% |
| Recurring financial income | 75 | €1,247 | €1,092 | -€155 | -12.4% |
| Financial charges | 65/66B | €1,001 | €610 | -€391 | -39.1% |
| Recurring financial charges | 65 | €1,001 | €610 | -€391 | -39.1% |
| Profit (loss) for the period before taxes | 9903 | €6,164 | -€3,008 | -€9,172 | |
| Income taxes | 67/77 | €1,481 | €31 | -€1,450 | -97.9% |
| Profit (loss) for the period | 9904 | €4,683 | -€3,040 | -€7,722 | |
| Profit (loss) for the period to be appropriated | 9905 | €4,683 | -€3,040 | -€7,722 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 28 October 2026 via checked.be.