Immobanx: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immobanx
Largest movements
- Cash -€9,439
down €9,439 (-47.9%), from €19,695 to €10,256
mainly Other debts (-€7,243) and Trade debts (-€6,212)
- Tangible fixed assets -€8,401
down €8,401 (-56.0%), from €15,014 to €6,613
of which Furniture and vehicles: -€5,218
- Deferred charges and accrued income +€1,866
up €1,866 (+157.5%), from €1,185 to €3,052
- Other debts -€7,243
down €7,243 (-100.0%), from €7,243 to €0
- Trade debts -€6,212
down €6,212 (-64.0%), from €9,699 to €3,487
- Profit (loss) carried forward -€4,028
down €4,028 (-49.0%), from -€8,216 to -€12,244
- Tax, wage and social debts +€1,560
up €1,560 (+101.0%), from €1,544 to €3,104
- Gross operating margin -€18,917
down €18,917 (-80.7%), from €23,438 to €4,521
- Depreciation -€613
down €613 (-8.3%), from €7,371 to €6,759
- Other operating charges +€362
up €362 (+109.7%), from €330 to €691
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €40,965 | €25,041 | -€15,924 | -38.9% |
| Fixed assets | 21/28 | €15,264 | €6,863 | -€8,401 | -55.0% |
| Tangible fixed assets | 22/27 | €15,014 | €6,613 | -€8,401 | -56.0% |
| Land and buildings | 22 | €3,000 | €3,000 | = | 0.0% |
| Plant, machinery and equipment | 23 | €6,693 | €3,510 | -€3,183 | -47.6% |
| Furniture and vehicles | 24 | €5,321 | €103 | -€5,218 | -98.1% |
| Financial fixed assets | 28 | €250 | €250 | = | 0.0% |
| Current assets | 29/58 | €25,701 | €18,178 | -€7,523 | -29.3% |
| Amounts receivable within one year | 40/41 | €4,821 | €4,871 | +€50 | +1.0% |
| Trade receivables | 40 | €0 | - | = | |
| Other amounts receivable | 41 | €4,821 | €4,871 | +€50 | +1.0% |
| Cash at bank and in hand | 54/58 | €19,695 | €10,256 | -€9,439 | -47.9% |
| Deferred charges and accrued income | 490/1 | €1,185 | €3,052 | +€1,866 | +157.5% |
| Total equity and liabilities | 10/49 | €40,965 | €25,041 | -€15,924 | -38.9% |
| Equity | 10/15 | €22,478 | €18,450 | -€4,028 | -17.9% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €12,095 | €12,095 | = | 0.0% |
| Tax-exempt reserves | 132 | €10,235 | €10,235 | = | 0.0% |
| Distributable reserves | 133 | €1,859 | €1,859 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€8,216 | -€12,244 | -€4,028 | -49.0% |
| Amounts payable | 17/49 | €18,486 | €6,591 | -€11,896 | -64.3% |
| Amounts payable within one year | 42/48 | €18,486 | €6,591 | -€11,896 | -64.3% |
| Trade debts | 44 | €9,699 | €3,487 | -€6,212 | -64.0% |
| Suppliers | 440/4 | €9,699 | €3,487 | -€6,212 | -64.0% |
| Taxes, remuneration and social security | 45 | €1,544 | €3,104 | +€1,560 | +101.0% |
| Taxes | 450/3 | €1,544 | €3,104 | +€1,560 | +101.0% |
| Other amounts payable | 47/48 | €7,243 | €0 | -€7,243 | -100.0% |
| Accrued charges and deferred income | 492/3 | €0 | - | = | |
| Non-recurring operating income | 76A | - | €487 | +€487 | |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €7,371 | €6,759 | -€613 | -8.3% |
| Other operating charges | 640/8 | €330 | €691 | +€362 | +109.7% |
| Non-recurring operating charges | 66A | €0 | - | = | |
| Gross operating margin | 9900 | €23,438 | €4,521 | -€18,917 | -80.7% |
| Operating profit (loss) | 9901 | €15,737 | -€2,929 | -€18,666 | |
| Financial income | 75/76B | €12 | €135 | +€123 | +1037.3% |
| Recurring financial income | 75 | €12 | €135 | +€123 | +1037.3% |
| Financial charges | 65/66B | €1,258 | €1,055 | -€202 | -16.1% |
| Recurring financial charges | 65 | €1,258 | €1,055 | -€202 | -16.1% |
| Profit (loss) for the period before taxes | 9903 | €14,491 | -€3,850 | -€18,341 | |
| Income taxes | 67/77 | €179 | €178 | -€1 | -0.7% |
| Profit (loss) for the period | 9904 | €14,311 | -€4,028 | -€18,339 | |
| Profit (loss) for the period to be appropriated | 9905 | €14,311 | -€4,028 | -€18,339 |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 9 October 2026 via checked.be.