Immo2life: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
Immo2life
Largest movements
- Current investments +€270,000
up €270,000 (+71.1%), from €380,000 to €650,000
- Cash +€226,027
up €226,027 (+35.6%), from €635,300 to €861,327
mainly Net result for the year (+€337,127) and Other debts (+€222,442)
- Tangible fixed assets -€37,776
down €37,776 (-4.1%), from €918,450 to €880,674
- Reserves +€300,000
up €300,000 (+29.9%), from €1.0m to €1.3m
- Other debts +€222,442
up €222,442 (+47.8%), from €465,011 to €687,453
- Debts after one year -€70,000
down €70,000 (-33.3%), from €210,000 to €140,000
- Profit (loss) carried forward +€37,127
up €37,127 (+3.8%), from €985,105 to €1.0m
- Gross operating margin -€31,791
down €31,791 (-5.3%), from €604,767 to €572,976
- Staff costs -€29,475
down €29,475 (-74.2%), from €39,719 to €10,244
- Other operating charges +€7,531
up €7,531 (+83.0%), from €9,073 to €16,604
- Financial income +€6,922
up €6,922 (+80.3%), from €8,625 to €15,547
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,786,643 | €3,272,435 | +€485,792 | +17.4% |
| Fixed assets | 21/28 | €919,579 | €881,890 | -€37,689 | -4.1% |
| Tangible fixed assets | 22/27 | €918,450 | €880,674 | -€37,776 | -4.1% |
| Land and buildings | 22 | €419,915 | €418,911 | -€1,004 | -0.2% |
| Plant, machinery and equipment | 23 | €10,907 | €9,098 | -€1,809 | -16.6% |
| Furniture and vehicles | 24 | €53,808 | €35,778 | -€18,030 | -33.5% |
| Other tangible fixed assets | 26 | €433,820 | €416,887 | -€16,933 | -3.9% |
| Financial fixed assets | 28 | €1,129 | €1,216 | +€87 | +7.7% |
| Current assets | 29/58 | €1,867,064 | €2,390,545 | +€523,481 | +28.0% |
| Amounts receivable after more than one year | 29 | €99,856 | €94,085 | -€5,771 | -5.8% |
| Other amounts receivable | 291 | €99,856 | €94,085 | -€5,771 | -5.8% |
| Stocks and contracts in progress | 3 | €732,647 | €732,647 | = | 0.0% |
| Stocks | 30/36 | €732,647 | €732,647 | = | 0.0% |
| Amounts receivable within one year | 40/41 | €14,177 | €46,729 | +€32,552 | +230% |
| Trade receivables | 40 | €3,437 | €34,935 | +€31,498 | +916% |
| Other amounts receivable | 41 | €10,740 | €11,794 | +€1,054 | +9.8% |
| Current investments | 50/53 | €380,000 | €650,000 | +€270,000 | +71.1% |
| Cash at bank and in hand | 54/58 | €635,300 | €861,327 | +€226,027 | +35.6% |
| Deferred charges and accrued income | 490/1 | €5,084 | €5,757 | +€673 | +13.2% |
| Total equity and liabilities | 10/49 | €2,786,643 | €3,272,435 | +€485,792 | +17.4% |
| Equity | 10/15 | €1,995,630 | €2,332,757 | +€337,127 | +16.9% |
| Contributions | 10/11 | €8,670 | €8,670 | = | 0.0% |
| Reserves | 13 | €1,001,855 | €1,301,855 | +€300,000 | +29.9% |
| Distributable reserves | 133 | €1,001,855 | €1,301,855 | +€300,000 | +29.9% |
| Profit (loss) carried forward | 14 | €985,105 | €1,022,232 | +€37,127 | +3.8% |
| Amounts payable | 17/49 | €791,013 | €939,678 | +€148,665 | +18.8% |
| Amounts payable after more than one year | 17 | €210,000 | €140,000 | -€70,000 | -33.3% |
| Financial debts | 170/4 | €210,000 | €140,000 | -€70,000 | -33.3% |
| Amounts payable within one year | 42/48 | €579,468 | €798,519 | +€219,051 | +37.8% |
| Current portion of amounts payable after more than one year | 42 | €70,000 | €70,000 | = | 0.0% |
| Trade debts | 44 | €8,757 | €9,345 | +€588 | +6.7% |
| Suppliers | 440/4 | €8,757 | €9,345 | +€588 | +6.7% |
| Taxes, remuneration and social security | 45 | €35,700 | €31,721 | -€3,979 | -11.1% |
| Taxes | 450/3 | €30,310 | €31,721 | +€1,411 | +4.7% |
| Remuneration and social security | 454/9 | €5,390 | - | -€5,390 | |
| Other amounts payable | 47/48 | €465,011 | €687,453 | +€222,442 | +47.8% |
| Accrued charges and deferred income | 492/3 | €1,545 | €1,159 | -€386 | -25.0% |
| Remuneration, social security and pensions | 62 | €39,719 | €10,244 | -€29,475 | -74.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €56,074 | €56,914 | +€840 | +1.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals) | 631/4 | -€2,231 | -€1,983 | +€248 | +11.1% |
| Other operating charges | 640/8 | €9,073 | €16,604 | +€7,531 | +83.0% |
| Gross operating margin | 9900 | €604,767 | €572,976 | -€31,791 | -5.3% |
| Operating profit (loss) | 9901 | €502,132 | €491,197 | -€10,935 | -2.2% |
| Financial income | 75/76B | €8,625 | €15,547 | +€6,922 | +80.3% |
| Recurring financial income | 75 | €8,625 | €15,547 | +€6,922 | +80.3% |
| Financial charges | 65/66B | €9,681 | €7,406 | -€2,275 | -23.5% |
| Recurring financial charges | 65 | €9,681 | €7,406 | -€2,275 | -23.5% |
| Profit (loss) for the period before taxes | 9903 | €501,076 | €499,338 | -€1,738 | -0.3% |
| Income taxes | 67/77 | €158,923 | €162,211 | +€3,288 | +2.1% |
| Profit (loss) for the period | 9904 | €342,153 | €337,127 | -€5,026 | -1.5% |
| Profit (loss) for the period to be appropriated | 9905 | €342,153 | €337,127 | -€5,026 | -1.5% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 15 October 2026 via checked.be.