IMMO ZILVERBERK: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO ZILVERBERK
Largest movements
- Cash +€602
up €602 (+16.8%), from €3,575 to €4,178
mainly Net result for the year (+€636)
- Profit (loss) carried forward +€636
up €636 (+25.2%), from €2,519 to €3,154
- Gross operating margin -€83
down €83 (-4.8%), from €1,747 to €1,664
- Taxes -€35
down €35 (-13.0%), from €268 to €233
- Other operating charges +€21
up €21 (+2.9%), from €735 to €756
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €24,987 | €25,589 | +€602 | +2.4% |
| Fixed assets | 21/28 | €8,428 | €8,428 | = | 0.0% |
| Tangible fixed assets | 22/27 | €8,428 | €8,428 | = | 0.0% |
| Land and buildings | 22 | €8,428 | €8,428 | = | 0.0% |
| Current assets | 29/58 | €16,558 | €17,160 | +€602 | +3.6% |
| Amounts receivable within one year | 40/41 | €3,750 | €3,750 | = | 0.0% |
| Other amounts receivable | 41 | €3,750 | €3,750 | = | 0.0% |
| Current investments | 50/53 | €9,233 | €9,233 | = | 0.0% |
| Cash at bank and in hand | 54/58 | €3,575 | €4,178 | +€602 | +16.8% |
| Total equity and liabilities | 10/49 | €24,987 | €25,589 | +€602 | +2.4% |
| Equity | 10/15 | €22,576 | €23,212 | +€636 | +2.8% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Reserves | 13 | €57 | €57 | = | 0.0% |
| Non-distributable reserves | 130/1 | €57 | €57 | = | 0.0% |
| Other | 1319 | €57 | €57 | = | 0.0% |
| Profit (loss) carried forward | 14 | €2,519 | €3,154 | +€636 | +25.2% |
| Amounts payable | 17/49 | €2,410 | €2,377 | -€34 | -1.4% |
| Amounts payable within one year | 42/48 | €2,410 | €2,377 | -€34 | -1.4% |
| Trade debts | 44 | €550 | €550 | = | 0.0% |
| Suppliers | 440/4 | €550 | €550 | = | 0.0% |
| Taxes, remuneration and social security | 45 | €265 | €232 | -€34 | -12.7% |
| Taxes | 450/3 | €265 | €232 | -€34 | -12.7% |
| Other amounts payable | 47/48 | €1,595 | €1,595 | = | 0.0% |
| Other operating charges | 640/8 | €735 | €756 | +€21 | +2.9% |
| Gross operating margin | 9900 | €1,747 | €1,664 | -€83 | -4.8% |
| Operating profit (loss) | 9901 | €1,012 | €908 | -€104 | -10.3% |
| Financial charges | 65/66B | €38 | €39 | +€2 | +4.0% |
| Recurring financial charges | 65 | €38 | €39 | +€2 | +4.0% |
| Profit (loss) for the period before taxes | 9903 | €974 | €869 | -€106 | -10.8% |
| Income taxes | 67/77 | €268 | €233 | -€35 | -13.0% |
| Profit (loss) for the period | 9904 | €707 | €636 | -€71 | -10.0% |
| Profit (loss) for the period to be appropriated | 9905 | €707 | €636 | -€71 | -10.0% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 30 September 2026 via checked.be.