IMMO UNIVERS: what changed
IMMO UNIVERS
Largest movements
- Receivables within one year -€2,282
no longer reported in 2025 (was €2,282)
- Cash -€50
down €50 (-99.3%), from €51 to €0
mainly Other debts (-€19,570) and Trade debts (-€2,860)
- Other debts -€19,570
down €19,570 (-68.7%), from €28,471 to €8,901
- Profit (loss) carried forward +€17,284
up €17,284 (+36.0%), from -€48,021 to -€30,737
- Trade debts -€2,860
down €2,860 (-56.9%), from €5,024 to €2,164
- Tax, wage and social debts +€2,813
new in 2025: €2,813
- Gross operating margin +€21,260
up €21,260, from -€2,762 to €18,498
- Other operating charges -€1,334
down €1,334 (-63.6%), from €2,100 to €765
Change in the result, 2024 to 2025
For each income-statement line you see the change as its effect on the result. Higher costs lower the result, higher income raises it.
Derived cash bridge
The bridge is derived from the 2024 and 2025 balance sheets and the 2025 result. There is no filed cash-flow statement. You see where the money came from and where it went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €2,533 | €200 | -€2,333 | -92.1% |
| Fixed assets | 21/28 | €200 | €200 | = | 0.0% |
| Financial fixed assets | 28 | €200 | €200 | = | 0.0% |
| Current assets | 29/58 | €2,333 | €0 | -€2,333 | -100.0% |
| Amounts receivable within one year | 40/41 | €2,282 | - | -€2,282 | |
| Other amounts receivable | 41 | €2,282 | - | -€2,282 | |
| Cash at bank and in hand | 54/58 | €51 | €0 | -€50 | -99.3% |
| Total equity and liabilities | 10/49 | €2,533 | €200 | -€2,333 | -92.1% |
| Equity | 10/15 | -€30,961 | -€13,677 | +€17,284 | +55.8% |
| Contributions | 10/11 | €15,200 | €15,200 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | -€48,021 | -€30,737 | +€17,284 | +36.0% |
| Amounts payable | 17/49 | €33,494 | €13,878 | -€19,617 | -58.6% |
| Amounts payable within one year | 42/48 | €33,494 | €13,878 | -€19,617 | -58.6% |
| Trade debts | 44 | €5,024 | €2,164 | -€2,860 | -56.9% |
| Suppliers | 440/4 | €5,024 | €2,164 | -€2,860 | -56.9% |
| Taxes, remuneration and social security | 45 | - | €2,813 | +€2,813 | |
| Taxes | 450/3 | - | €2,813 | +€2,813 | |
| Other amounts payable | 47/48 | €28,471 | €8,901 | -€19,570 | -68.7% |
| Other operating charges | 640/8 | €2,100 | €765 | -€1,334 | -63.6% |
| Gross operating margin | 9900 | -€2,762 | €18,498 | +€21,260 | |
| Operating profit (loss) | 9901 | -€4,862 | €17,732 | +€22,594 | |
| Financial charges | 65/66B | €281 | €268 | -€12 | -4.4% |
| Recurring financial charges | 65 | €281 | €268 | -€12 | -4.4% |
| Profit (loss) for the period before taxes | 9903 | -€5,142 | €17,464 | +€22,606 | |
| Income taxes | 67/77 | - | €180 | +€180 | |
| Profit (loss) for the period | 9904 | -€5,142 | €17,284 | +€22,426 | |
| Profit (loss) for the period to be appropriated | 9905 | -€5,142 | €17,284 | +€22,426 |
Next steps
Calculation and sources
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Green is a favourable move for that line, red an unfavourable one. Prepared on 2 November 2026 via checked.be.