IMMO TEAM HB: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO TEAM HB
Largest movements
- Tangible fixed assets -€13,192
down €13,192 (-5.5%), from €238,798 to €225,606
- Cash -€3,696
down €3,696 (-59.7%), from €6,186 to €2,490
mainly Debts after one year (-€18,350) and Other debts (-€6,599)
- Debts after one year -€18,350
down €18,350 (-10.6%), from €173,489 to €155,139
of which Financial debts: -€18,350
- Other debts -€6,599
down €6,599 (-48.9%), from €13,483 to €6,884
- Profit (loss) carried forward +€4,718
up €4,718 (+111%), from €4,234 to €8,952
- Purchases and services -€7,673
down €7,673 (-47.3%), from €16,209 to €8,536
- Turnover -€4,263
down €4,263 (-10.5%), from €40,590 to €36,327
- Gross operating margin +€3,410
up €3,410 (+14.0%), from €24,381 to €27,791
- Other operating charges -€1,862
down €1,862 (-34.1%), from €5,454 to €3,592
- Taxes +€1,554
up €1,554 (+948%), from €164 to €1,718
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €245,379 | €228,096 | -€17,283 | -7.0% |
| Fixed assets | 21/28 | €238,798 | €225,606 | -€13,192 | -5.5% |
| Tangible fixed assets | 22/27 | €238,798 | €225,606 | -€13,192 | -5.5% |
| Land and buildings | 22 | €238,798 | €225,606 | -€13,192 | -5.5% |
| Current assets | 29/58 | €6,581 | €2,490 | -€4,091 | -62.2% |
| Cash at bank and in hand | 54/58 | €6,186 | €2,490 | -€3,696 | -59.7% |
| Deferred charges and accrued income | 490/1 | €395 | - | -€395 | |
| Total equity and liabilities | 10/49 | €245,379 | €228,096 | -€17,283 | -7.0% |
| Equity | 10/15 | €24,234 | €28,952 | +€4,718 | +19.5% |
| Contributions | 10/11 | €20,000 | €20,000 | = | 0.0% |
| Profit (loss) carried forward | 14 | €4,234 | €8,952 | +€4,718 | +111% |
| Amounts payable | 17/49 | €221,145 | €199,144 | -€22,001 | -9.9% |
| Amounts payable after more than one year | 17 | €173,489 | €155,139 | -€18,350 | -10.6% |
| Financial debts | 170/4 | €171,630 | €153,280 | -€18,350 | -10.7% |
| Other amounts payable | 178/9 | €1,859 | €1,859 | = | 0.0% |
| Amounts payable within one year | 42/48 | €47,656 | €43,617 | -€4,039 | -8.5% |
| Current portion of amounts payable after more than one year | 42 | €17,775 | €18,350 | +€575 | +3.2% |
| Trade debts | 44 | €14,857 | €16,419 | +€1,562 | +10.5% |
| Suppliers | 440/4 | €14,857 | €16,419 | +€1,562 | +10.5% |
| Taxes, remuneration and social security | 45 | €1,541 | €1,964 | +€423 | +27.4% |
| Taxes | 450/3 | €1,541 | €1,964 | +€423 | +27.4% |
| Other amounts payable | 47/48 | €13,483 | €6,884 | -€6,599 | -48.9% |
| Accrued charges and deferred income | 492/3 | - | €388 | +€388 | |
| Turnover | 70 | €40,590 | €36,327 | -€4,263 | -10.5% |
| Goods, raw materials, services and sundry goods | 60/61 | €16,209 | €8,536 | -€7,673 | -47.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €13,192 | €13,192 | = | 0.0% |
| Other operating charges | 640/8 | €5,454 | €3,592 | -€1,862 | -34.1% |
| Gross operating margin | 9900 | €24,381 | €27,791 | +€3,410 | +14.0% |
| Operating profit (loss) | 9901 | €5,735 | €11,007 | +€5,272 | +91.9% |
| Financial charges | 65/66B | €5,136 | €4,571 | -€565 | -11.0% |
| Recurring financial charges | 65 | €5,136 | €4,571 | -€565 | -11.0% |
| Profit (loss) for the period before taxes | 9903 | €599 | €6,436 | +€5,837 | +974% |
| Income taxes | 67/77 | €164 | €1,718 | +€1,554 | +948% |
| Profit (loss) for the period | 9904 | €435 | €4,718 | +€4,283 | +985% |
| Profit (loss) for the period to be appropriated | 9905 | €435 | €4,718 | +€4,283 | +985% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 26 October 2026 via checked.be.