IMMO STOKTEVIJVER: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO STOKTEVIJVER
Largest movements
- Cash +€300,236
up €300,236 (+62.1%), from €483,597 to €783,833
mainly Debts after one year (+€239,530) and Receivables within one year (+€215,525)
- Receivables within one year -€215,525
down €215,525 (-49.4%), from €435,996 to €220,471
of which Trade receivables: -€321,453
- Tangible fixed assets +€112,971
up €112,971 (+4.3%), from €2.6m to €2.8m
of which Land and buildings: +€200,319
- Debts after one year +€239,530
up €239,530 (+9.9%), from €2.4m to €2.6m
- Trade debts -€213,240
down €213,240 (-81.5%), from €261,617 to €48,378
- Reserves +€160,723
up €160,723 (+32.9%), from €488,976 to €649,699
of which Distributable reserves: +€160,723
- Gross operating margin -€55,258
down €55,258 (-9.4%), from €585,659 to €530,401
- Taxes -€19,407
down €19,407 (-20.5%), from €94,713 to €75,306
- Financial charges +€5,972
up €5,972 (+4.1%), from €144,914 to €150,885
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Derived cash bridge
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €3,568,149 | €3,766,096 | +€197,948 | +5.5% |
| Fixed assets | 21/28 | €2,641,034 | €2,754,004 | +€112,971 | +4.3% |
| Tangible fixed assets | 22/27 | €2,641,034 | €2,754,004 | +€112,971 | +4.3% |
| Land and buildings | 22 | €2,505,585 | €2,705,904 | +€200,319 | +8.0% |
| Plant, machinery and equipment | 23 | €15,915 | €500 | -€15,415 | -96.9% |
| Furniture and vehicles | 24 | €119,533 | €47,600 | -€71,933 | -60.2% |
| Current assets | 29/58 | €927,115 | €1,012,092 | +€84,977 | +9.2% |
| Amounts receivable within one year | 40/41 | €435,996 | €220,471 | -€215,525 | -49.4% |
| Trade receivables | 40 | €412,662 | €91,209 | -€321,453 | -77.9% |
| Other amounts receivable | 41 | €23,334 | €129,262 | +€105,928 | +454% |
| Cash at bank and in hand | 54/58 | €483,597 | €783,833 | +€300,236 | +62.1% |
| Deferred charges and accrued income | 490/1 | €7,522 | €7,788 | +€266 | +3.5% |
| Total equity and liabilities | 10/49 | €3,568,149 | €3,766,096 | +€197,948 | +5.5% |
| Equity | 10/15 | €688,976 | €849,699 | +€160,723 | +23.3% |
| Contributions | 10/11 | €200,000 | €200,000 | = | 0.0% |
| Reserves | 13 | €488,976 | €649,699 | +€160,723 | +32.9% |
| Non-distributable reserves | 130/1 | €1,860 | €1,860 | = | 0.0% |
| Reserves not available under the articles | 1311 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €487,116 | €647,839 | +€160,723 | +33.0% |
| Amounts payable | 17/49 | €2,879,173 | €2,916,397 | +€37,225 | +1.3% |
| Amounts payable after more than one year | 17 | €2,408,288 | €2,647,818 | +€239,530 | +9.9% |
| Financial debts | 170/4 | €2,408,288 | €2,647,818 | +€239,530 | +9.9% |
| Amounts payable within one year | 42/48 | €368,226 | €147,937 | -€220,289 | -59.8% |
| Current portion of amounts payable after more than one year | 42 | €35,284 | €36,539 | +€1,255 | +3.6% |
| Financial debts | 43 | €0 | - | = | |
| Credit institutions | 430/8 | €0 | - | = | |
| Trade debts | 44 | €261,617 | €48,378 | -€213,240 | -81.5% |
| Suppliers | 440/4 | €261,617 | €48,378 | -€213,240 | -81.5% |
| Taxes, remuneration and social security | 45 | €30,112 | €39,838 | +€9,725 | +32.3% |
| Taxes | 450/3 | €30,112 | €39,838 | +€9,725 | +32.3% |
| Other amounts payable | 47/48 | €41,213 | €23,182 | -€18,030 | -43.7% |
| Accrued charges and deferred income | 492/3 | €102,659 | €120,643 | +€17,984 | +17.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €129,912 | €129,912 | -€0 | 0.0% |
| Other operating charges | 640/8 | €13,801 | €15,623 | +€1,823 | +13.2% |
| Gross operating margin | 9900 | €585,659 | €530,401 | -€55,258 | -9.4% |
| Operating profit (loss) | 9901 | €441,946 | €384,866 | -€57,081 | -12.9% |
| Financial income | 75/76B | €703 | €2,049 | +€1,346 | +192% |
| Recurring financial income | 75 | €703 | €2,049 | +€1,346 | +192% |
| Financial charges | 65/66B | €144,914 | €150,885 | +€5,972 | +4.1% |
| Recurring financial charges | 65 | €144,914 | €150,885 | +€5,972 | +4.1% |
| Profit (loss) for the period before taxes | 9903 | €297,735 | €236,029 | -€61,706 | -20.7% |
| Income taxes | 67/77 | €94,713 | €75,306 | -€19,407 | -20.5% |
| Profit (loss) for the period | 9904 | €203,023 | €160,723 | -€42,299 | -20.8% |
| Profit (loss) for the period to be appropriated | 9905 | €203,023 | €160,723 | -€42,299 | -20.8% |
Source: filed annual accounts (NBB), financial years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 27 October 2026 via checked.be.