IMMO STERO: what changed
Two fiscal years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
IMMO STERO
Largest movements
- Tangible fixed assets -€27,235
down €27,235 (-3.0%), from €914,175 to €886,940
- Other debts -€20,000
down €20,000 (-3.1%), from €647,000 to €627,000
- Debts after one year -€19,608
down €19,608 (-8.1%), from €242,765 to €223,158
- Profit (loss) carried forward +€9,633
up €9,633 (+109.6%), from €8,794 to €18,427
- Gross operating margin +€1,753
up €1,753 (+3.6%), from €48,789 to €50,542
- Taxes +€1,263
up €1,263 (+2104816.7%), from €0 to €1,263
- Other operating charges +€771
up €771 (+11.9%), from €6,465 to €7,237
From the 2024 result to the 2025 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2024 and 2025 balance sheets and the 2025 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2024 | 2025 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €937,455 | €908,742 | -€28,713 | -3.1% |
| Fixed assets | 21/28 | €914,175 | €886,940 | -€27,235 | -3.0% |
| Tangible fixed assets | 22/27 | €914,175 | €886,940 | -€27,235 | -3.0% |
| Land and buildings | 22 | €914,175 | €886,940 | -€27,235 | -3.0% |
| Current assets | 29/58 | €23,280 | €21,802 | -€1,478 | -6.3% |
| Current investments | 50/53 | €28 | €28 | +€0 | +0.5% |
| Cash at bank and in hand | 54/58 | €23,252 | €21,774 | -€1,478 | -6.4% |
| Total equity and liabilities | 10/49 | €937,455 | €908,742 | -€28,713 | -3.1% |
| Equity | 10/15 | €27,929 | €37,562 | +€9,633 | +34.5% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €535 | €535 | = | 0.0% |
| Distributable reserves | 133 | €535 | €535 | = | 0.0% |
| Profit (loss) carried forward | 14 | €8,794 | €18,427 | +€9,633 | +109.6% |
| Amounts payable | 17/49 | €909,526 | €871,180 | -€38,346 | -4.2% |
| Amounts payable after more than one year | 17 | €242,765 | €223,158 | -€19,608 | -8.1% |
| Financial debts | 170/4 | €242,765 | €223,158 | -€19,608 | -8.1% |
| Amounts payable within one year | 42/48 | €666,221 | €646,671 | -€19,550 | -2.9% |
| Current portion of amounts payable after more than one year | 42 | €19,221 | €19,608 | +€387 | +2.0% |
| Taxes, remuneration and social security | 45 | - | €63 | +€63 | |
| Taxes | 450/3 | - | €63 | +€63 | |
| Other amounts payable | 47/48 | €647,000 | €627,000 | -€20,000 | -3.1% |
| Accrued charges and deferred income | 492/3 | €540 | €1,351 | +€812 | +150.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €27,235 | €27,235 | = | 0.0% |
| Other operating charges | 640/8 | €6,465 | €7,237 | +€771 | +11.9% |
| Gross operating margin | 9900 | €48,789 | €50,542 | +€1,753 | +3.6% |
| Operating profit (loss) | 9901 | €15,089 | €16,070 | +€981 | +6.5% |
| Financial income | 75/76B | €0 | €0 | = | 0.0% |
| Recurring financial income | 75 | €0 | €0 | = | 0.0% |
| Financial charges | 65/66B | €5,564 | €5,174 | -€390 | -7.0% |
| Recurring financial charges | 65 | €5,564 | €5,174 | -€390 | -7.0% |
| Profit (loss) for the period before taxes | 9903 | €9,525 | €10,896 | +€1,371 | +14.4% |
| Income taxes | 67/77 | €0 | €1,263 | +€1,263 | +2104816.7% |
| Profit (loss) for the period | 9904 | €9,525 | €9,633 | +€108 | +1.1% |
| Profit (loss) for the period to be appropriated | 9905 | €9,525 | €9,633 | +€108 | +1.1% |
Source: filed annual accounts (NBB), fiscal years ended 31 December 2024 and 31 December 2025. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 8 October 2026 via checked.be.